REGULATORY MATTERS (Tables)

9 Months Ended

Sep. 30, 2017

Banking and Thrift [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual				Minimum Required For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
September 30, 2017
Total capital to risk-weighted assets:
Consolidated	$	213,905	14.62	%	$	117,065	8.00	%			n/a
Bank	202,722		13.85	%	117,078		8.00	%	$	146,348	10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated	201,377		13.76	%	87,799		6.00	%			n/a
Bank	190,194		13.00	%	87,809		6.00	%	117,078		8.00	%
Tier 1 capital to average assets:
Consolidated	201,377		10.68	%	75,457		4.00	%			n/a
Bank	190,194		10.08	%	75,465		4.00	%	94,331		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated	191,067		13.06	%	65,849		4.50	%			n/a
Bank	190,195		13.11	%	65,307		4.50	%	94,333		6.50	%

	Actual				Minimum Required For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2016
Total capital to risk-weighted assets:
Consolidated	$	149,468	10.86	%	$	110,083	8.00	%			n/a
Bank	173,528		12.63	%	109,947		8.00	%	$	137,434	10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated	137,984		10.03	%	82,562		6.00	%			n/a
Bank	162,044		11.79	%	82,460		6.00	%	109,947		8.00	%
Tier 1 capital to average assets:
Consolidated	137,984		7.71	%	71,560		4.00	%			n/a
Bank	162,044		9.06	%	71,505		4.00	%	89,381		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated	127,674		9.28	%	61,922		4.50	%			n/a
Bank	162,044		11.79	%	61,845		4.50	%	89,332		6.50	%