REGULATORY MATTERS (Tables)

6 Months Ended

Jun. 30, 2017

Banking and Thrift [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual				Minimum Required For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
June 30, 2017
Total capital to risk-weighted assets:
Consolidated	$	210,959	14.54	%	$	116,085	8.00	%			n/a
Bank	197,899		13.64	%	116,102		8.00	%	$	145,127	10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated	198,434		13.68	%	87,063		6.00	%			n/a
Bank	185,374		12.77	%	87,076		6.00	%	116,102		8.00	%
Tier 1 capital to average assets:
Consolidated	198,434		10.68	%	74,355		4.00	%			n/a
Bank	185,374		9.98	%	74,313		4.00	%	92,892		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated	188,124		12.96	%	65,298		4.50	%			n/a
Bank	185,374		12.77	%	65,307		4.50	%	94,333		6.50	%

	Actual				Minimum Required For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2016
Total capital to risk-weighted assets:
Consolidated	$	149,468	10.86	%	$	110,083	8.00	%			n/a
Bank	173,528		12.63	%	109,947		8.00	%	$	137,434	10.00	%
Tier 1 capital to risk-weighted assets:
Consolidated	137,984		10.03	%	82,562		6.00	%			n/a
Bank	162,044		11.79	%	82,460		6.00	%	109,947		8.00	%
Tier 1 capital to average assets:
Consolidated	137,984		7.71	%	71,560		4.00	%			n/a
Bank	162,044		9.06	%	71,505		4.00	%	89,381		5.00	%
Common equity tier 1 capital to risk-weighted assets:
Consolidated	127,674		9.28	%	61,922		4.50	%			n/a
Bank	162,044		11.79	%	61,845		4.50	%	89,332		6.50	%