BORROWED MONEY - Narrative (Details) - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Line of Credit Facility [Line Items]
Federal home loan bank advances	$ 0	$ 140,000,000
Line of credit	0	4,500,000
Fixed-rate Advances, With Monthly Interest Payments
Line of Credit Facility [Line Items]
Federal home loan bank advances	0	$ 140,000,000
Weighted average rate		5.36%
Revolving Credit Facility
Line of Credit Facility [Line Items]
Line of credit facility, current borrowing capacity	$ 25,000,000
Interest due	quarterly
Line of credit facility, maturity month and year	2025-03
Line of credit	$ 0
Secured Debt
Line of Credit Facility [Line Items]
Covenant description, risk-based capital ratio, minimum	10.00%
Covenant description, tangible net worth	$ 85,000,000
Covenant description, non-performing assets to equity, maximum	15.00%
Covenant description, cash flow coverage, minimum	1.25
Covenant description, other additional debt to total assets maximum	15.00%
Restrictive covenants, additional debt maximum	$ 500,000
Floor | Revolving Credit Facility
Line of Credit Facility [Line Items]
Spread on variable rate	3.50%
Prime Rate | Revolving Credit Facility
Line of Credit Facility [Line Items]
Spread on variable rate	7.50%