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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses Activity (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Allowance for credit losses:      
Beginning balance $ 30,920 $ 31,974 $ 31,974
Provision for (reversal of) credit losses (1,950) 0 0
Loans charged-off (697) (962) (1,204)
Recoveries 270 128 150
Ending Balance 28,543 31,140 30,920
Commercial and industrial      
Allowance for credit losses:      
Beginning balance 3,719 4,382 4,382
Provision for (reversal of) credit losses (546) (186) (209)
Loans charged-off (436) (392) (473)
Recoveries 192 19 19
Ending Balance 2,929 3,823 3,719
Construction and development      
Allowance for credit losses:      
Beginning balance 3,623 4,889 4,889
Provision for (reversal of) credit losses (1,089) (1,257) (1,266)
Loans charged-off   0 0
Recoveries 0 0 0
Ending Balance 2,534 3,632 3,623
Commercial real estate      
Allowance for credit losses:      
Beginning balance 12,257 12,658 12,658
Provision for (reversal of) credit losses (84) 701 (124)
Loans charged-off 0 (266) (277)
Recoveries 0 0 0
Ending Balance 12,173 13,093 12,257
Farmland      
Allowance for credit losses:      
Beginning balance 2,231 2,008 2,008
Provision for (reversal of) credit losses (246) 111 223
Loans charged-off   0 0
Ending Balance 1,985 2,119 2,231
1-4 family residential      
Allowance for credit losses:      
Beginning balance 7,470 6,617 6,617
Provision for (reversal of) credit losses (74) 161 853
Loans charged-off   0 0
Recoveries 0 0 0
Ending Balance 7,396 6,778 7,470
Multi-family residential      
Allowance for credit losses:      
Beginning balance 521 490 490
Provision for (reversal of) credit losses 23 (19) 31
Loans charged-off   0 0
Ending Balance 544 471 521
Consumer      
Allowance for credit losses:      
Beginning balance 945 778 778
Provision for (reversal of) credit losses (38) 309 238
Loans charged-off (99) (72) (139)
Recoveries 33 65 68
Ending Balance 841 1,080 945
Agricultural      
Allowance for credit losses:      
Beginning balance 152 149 149
Provision for (reversal of) credit losses (17) (7) 4
Loans charged-off 0 (3) (3)
Recoveries 3 2 2
Ending Balance 138 141 152
Overdrafts      
Allowance for credit losses:      
Beginning balance 2 3 3
Provision for (reversal of) credit losses 121 187 250
Loans charged-off (162) (229) (312)
Recoveries 42 42 61
Ending Balance $ 3 $ 3 $ 2