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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses Activity (Details) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Allowance for credit losses:      
Beginning balance $ 30,920 $ 31,974 $ 31,974
Provision for (reversal of) credit losses (1,450) 0 0
Loans charged-off (425) (318) (1,204)
Recoveries 237 103 150
Ending Balance 29,282 31,759 30,920
Commercial and industrial      
Allowance for credit losses:      
Beginning balance 3,719 4,382 4,382
Provision for (reversal of) credit losses (477) (102) (209)
Loans charged-off (230) (20) (473)
Recoveries 174 12 19
Ending Balance 3,186 4,272 3,719
Construction and development      
Allowance for credit losses:      
Beginning balance 3,623 4,889 4,889
Provision for (reversal of) credit losses (717) (470) (1,266)
Loans charged-off   0 0
Recoveries 0 0 0
Ending Balance 2,906 4,419 3,623
Commercial real estate      
Allowance for credit losses:      
Beginning balance 12,257 12,658 12,658
Provision for (reversal of) credit losses (78) 136 (124)
Loans charged-off 0 (87) (277)
Recoveries 0 0 0
Ending Balance 12,179 12,707 12,257
Farmland      
Allowance for credit losses:      
Beginning balance 2,231 2,008 2,008
Provision for (reversal of) credit losses (154) 97 223
Loans charged-off   0 0
Ending Balance 2,077 2,105 2,231
1-4 family residential      
Allowance for credit losses:      
Beginning balance 7,470 6,617 6,617
Provision for (reversal of) credit losses (69) 82 853
Loans charged-off   0 0
Recoveries 0 0 0
Ending Balance 7,401 6,699 7,470
Multi-family residential      
Allowance for credit losses:      
Beginning balance 521 490 490
Provision for (reversal of) credit losses 19 0 31
Loans charged-off   0 0
Ending Balance 540 490 521
Consumer      
Allowance for credit losses:      
Beginning balance 945 778 778
Provision for (reversal of) credit losses (41) 155 238
Loans charged-off (85) (72) (139)
Recoveries 29 58 68
Ending Balance 848 919 945
Agricultural      
Allowance for credit losses:      
Beginning balance 152 149 149
Provision for (reversal of) credit losses (12) (3) 4
Loans charged-off 0 (3) (3)
Recoveries 2 2 2
Ending Balance 142 145 152
Overdrafts      
Allowance for credit losses:      
Beginning balance 2 3 3
Provision for (reversal of) credit losses 79 105 250
Loans charged-off (110) (136) (312)
Recoveries 32 31 61
Ending Balance $ 3 $ 3 $ 2