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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses Activity (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Allowance for credit losses:      
Beginning balance $ 30,920 $ 31,974 $ 31,974
Provision for (reversal of) credit losses (250) 0 0
Loans charged-off (310) (94) (1,204)
Recoveries 200 73 150
Ending balance 30,560 31,953 30,920
Commercial and industrial      
Allowance for credit losses:      
Beginning balance 3,719 4,382 4,382
Provision for (reversal of) credit losses 67 (239) (209)
Loans charged-off (216) (3) (473)
Recoveries 174 8 19
Ending balance 3,744 4,148 3,719
Construction and development      
Allowance for credit losses:      
Beginning balance 3,623 4,889 4,889
Provision for (reversal of) credit losses (363) (25) (1,266)
Loans charged-off   0 0
Recoveries 0 0 0
Ending balance 3,260 4,864 3,623
Commercial real estate      
Allowance for credit losses:      
Beginning balance 12,257 12,658 12,658
Provision for (reversal of) credit losses 19 32 (124)
Loans charged-off 0 0 (277)
Recoveries 0 0 0
Ending balance 12,276 12,690 12,257
Farmland      
Allowance for credit losses:      
Beginning balance 2,231 2,008 2,008
Provision for (reversal of) credit losses (27) 78 223
Loans charged-off   0 0
Ending balance 2,204 2,086 2,231
1-4 family residential      
Allowance for credit losses:      
Beginning balance 7,470 6,617 6,617
Provision for (reversal of) credit losses 215 24 853
Loans charged-off   0 0
Recoveries 0 0 0
Ending balance 7,685 6,641 7,470
Multi-family residential      
Allowance for credit losses:      
Beginning balance 521 490 490
Provision for (reversal of) credit losses (4) (11) 31
Loans charged-off   0 0
Ending balance 517 479 521
Consumer      
Allowance for credit losses:      
Beginning balance 945 778 778
Provision for (reversal of) credit losses (194) 82 238
Loans charged-off (35) (7) (139)
Recoveries 7 45 68
Ending balance 723 898 945
Agricultural      
Allowance for credit losses:      
Beginning balance 152 149 149
Provision for (reversal of) credit losses (6) (4) 4
Loans charged-off 0 (3) (3)
Recoveries 2 2 2
Ending balance 148 144 152
Overdrafts      
Allowance for credit losses:      
Beginning balance 2 3 3
Provision for (reversal of) credit losses 43 63 250
Loans charged-off (59) (81) (312)
Recoveries 17 18 61
Ending balance $ 3 $ 3 $ 2