REGULATORY MATTERS (Tables)

3 Months Ended

Mar. 31, 2024

Banking And Thrifts [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III (Including Buffer)			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
March 31, 2024
Total capital to risk-weighted assets:
Consolidated	$	371,036	15.58%	$	190,577	8.00%	$	250,132	10.50%	$	238,221	10.00%
Bank		365,983	15.37%		190,459	8.00%		249,977	10.50%		238,073	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		306,647	12.87%		142,933	6.00%		202,488	8.50%		142,933	6.00%
Bank		336,214	14.12%		142,844	6.00%		202,362	8.50%		190,459	8.00%
Tier 1 capital to average assets:(1)
Consolidated		306,647	9.66%		126,913	4.00%		126,913	4.00%	n/a
Bank		336,214	10.63%		126,532	4.00%		126,532	4.00%		158,165	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		299,430	12.57%		107,200	4.50%		166,755	7.00%	n/a
Bank		336,214	14.12%		107,133	4.50%		166,651	7.00%		154,748	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III (Including Buffer)			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
December 31, 2023
Total capital to risk-weighted assets:
Consolidated	$	367,526	15.22%	$	193,232	8.00%	$	253,617	10.50%	$	241,540	10.00%
Bank		373,778	15.49%		193,035	8.00%		253,359	10.50%		241,294	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		302,757	12.53%		144,924	6.00%		205,309	8.50%		144,924	6.00%
Bank		343,607	14.24%		144,777	6.00%		205,100	8.50%		193,035	8.00%
Tier 1 capital to average assets:(1)
Consolidated		302,757	9.47%		127,878	4.00%		127,878	4.00%	n/a
Bank		343,607	10.78%		127,531	4.00%		127,531	4.00%		159,414	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		295,540	12.24%		108,693	4.50%		169,078	7.00%	n/a
Bank		343,607	14.24%		108,582	4.50%		168,906	7.00%		156,841	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.