XML 85 R75.htm IDEA: XBRL DOCUMENT v3.23.3
REGULATORY MATTERS - Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios (Details)
$ in Thousands
Sep. 30, 2023
USD ($)
Dec. 31, 2022
USD ($)
Total capital to risk-weighted assets:    
Actual, Amount $ 364,878 $ 358,702
Actual, Ratio 0.1493 0.1437
Minimum Required for Capital Adequacy Purposes, Amount $ 195,454 $ 199,687
Minimum Required for Capital Adequacy Purposes, Ratio 0.08 0.08
Minimum Required Under Basel III (Including Buffer), Amount $ 256,533 $ 262,089
Minimum Required Under Basel III (Including Buffer), Ratio 0.105 0.105
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 244,317 $ 249,608
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.10 0.10
Tier 1 capital to risk-weighted assets:    
Actual, Amount $ 299,796 $ 292,966
Actual, Ratio 0.1227 0.1174
Minimum Required for Capital Adequacy Purposes, Amount $ 146,590 $ 149,765
Minimum Required for Capital Adequacy Purposes, Ratio 0.06 0.06
Minimum Required Under Basel III (Including Buffer), Amount $ 207,670 $ 212,167
Minimum Required Under Basel III (Including Buffer), Ratio 0.085 0.085
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 146,590 $ 149,765
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.06 0.06
Tier 1 capital to average assets:    
Actual, Amount $ 299,796 $ 292,966
Actual, Ratio 0.0934 0.0877
Minimum Required for Capital Adequacy Purposes, Amount $ 128,334 $ 133,614
Minimum Required for Capital Adequacy Purposes, Ratio 0.04 0.04
Minimum Required Under Basel III (Including Buffer), Amount $ 128,334 $ 133,614
Minimum Required Under Basel III (Including Buffer), Ratio 0.04 0.04
Common equity tier 1 capital to risk-weighted assets:    
Actual, Amount $ 292,579 $ 285,749
Actual, Ratio 0.1198 0.1145
Minimum Required for Capital Adequacy Purposes, Amount $ 109,943 $ 112,324
Minimum Required for Capital Adequacy Purposes, Ratio 4.50% 4.50%
Minimum Required Under Basel III (Including Buffer), Amount $ 171,022 $ 174,726
Minimum Required Under Basel III (Including Buffer), Ratio 7.00% 7.00%
Bank    
Total capital to risk-weighted assets:    
Actual, Amount $ 372,346 $ 361,125
Actual, Ratio 0.1525 0.1448
Minimum Required for Capital Adequacy Purposes, Amount $ 195,334 $ 199,570
Minimum Required for Capital Adequacy Purposes, Ratio 0.08 0.08
Minimum Required Under Basel III (Including Buffer), Amount $ 256,376 $ 261,936
Minimum Required Under Basel III (Including Buffer), Ratio 0.105 0.105
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 244,167 $ 249,463
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.10 0.10
Tier 1 capital to risk-weighted assets:    
Actual, Amount $ 341,818 $ 329,933
Actual, Ratio 0.14 0.1323
Minimum Required for Capital Adequacy Purposes, Amount $ 146,500 $ 149,678
Minimum Required for Capital Adequacy Purposes, Ratio 0.06 0.06
Minimum Required Under Basel III (Including Buffer), Amount $ 207,542 $ 212,044
Minimum Required Under Basel III (Including Buffer), Ratio 0.085 0.085
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 195,334 $ 199,570
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.08 0.08
Tier 1 capital to average assets:    
Actual, Amount $ 341,818 $ 329,933
Actual, Ratio 0.1068 0.0989
Minimum Required for Capital Adequacy Purposes, Amount $ 128,010 $ 133,375
Minimum Required for Capital Adequacy Purposes, Ratio 0.04 0.04
Minimum Required Under Basel III (Including Buffer), Amount $ 128,010 $ 133,375
Minimum Required Under Basel III (Including Buffer), Ratio 0.04 0.04
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 160,013 $ 166,718
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.05 0.05
Common equity tier 1 capital to risk-weighted assets:    
Actual, Amount $ 341,818 $ 329,933
Actual, Ratio 0.14 0.1323
Minimum Required for Capital Adequacy Purposes, Amount $ 109,875 $ 112,258
Minimum Required for Capital Adequacy Purposes, Ratio 4.50% 4.50%
Minimum Required Under Basel III (Including Buffer), Amount $ 170,917 $ 174,624
Minimum Required Under Basel III (Including Buffer), Ratio 7.00% 7.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 158,709 $ 162,151
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 6.50% 6.50%