CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 47,922	$ 52,390
Federal funds sold	73,275	47,275
Interest-bearing deposits	8,980	6,802
Total cash and cash equivalents	130,177	106,467
Securities available for sale	178,644	188,927
Securities held to maturity	408,308	509,008
Loans held for sale	2,506	3,156
Loans, net of allowance for credit losses of $31,140 and $31,974, respectively	2,286,163	2,344,245
Accrued interest receivable	11,307	11,555
Premises and equipment, net	56,712	54,291
Other real estate owned	0	38
Cash surrender value of life insurance	42,096	38,404
Core deposit intangible, net	1,524	1,859
Goodwill	32,160	32,160
Other assets	80,816	61,385
Total assets	3,230,413	3,351,495
Deposits
Noninterest-bearing	903,391	1,052,144
Interest-bearing	1,754,902	1,629,010
Total deposits	2,658,293	2,681,154
Securities sold under agreements to repurchase	19,366	7,221
Accrued interest and other liabilities	31,218	28,409
Line of credit	2,000	0
Federal Home Loan Bank advances	175,000	290,000
Subordinated debt, net	47,752	49,153
Total liabilities	2,933,629	3,055,937
Commitments and contingencies (see Note 11)
Equity
Preferred stock, $5.00 par value, 15,000,000 shares authorized, no shares issued	0	0
Common stock, $1.00 par value, 50,000,000 shares authorized, 14,230,978 and 14,208,558 shares issued, and 11,554,094 and 11,941,672 shares outstanding, respectively	14,231	14,209
Additional paid-in capital	228,666	227,727
Retained earnings	153,654	137,565
Treasury stock, 2,676,884 and 2,266,886 shares, respectively, at cost	(70,796)	(60,257)
Accumulated other comprehensive loss	(29,529)	(24,260)
Equity attributable to Guaranty Bancshares, Inc.	296,226	294,984
Noncontrolling interest	558	574
Total equity	296,784	295,558
Total liabilities and equity	$ 3,230,413	$ 3,351,495