XML 54 R44.htm IDEA: XBRL DOCUMENT v3.22.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses Activity (Details) - USD ($)
$ in Thousands
 6 Months Ended 12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Dec. 31, 2021
Allowance for credit losses:      
Beginning balance $ 30,433 $ 33,619 $ 33,619
(Reversal of) provision for credit losses (1,250) 1,000 (1,700)
Loans charged-off (328) (1,158) (1,641)
Recoveries 142 87 155
Ending balance 28,997 31,548 30,433
Commercial and industrial      
Allowance for credit losses:      
Beginning balance 3,600 4,033 4,033
(Reversal of) provision for credit losses 462 (329) (43)
Loans charged-off (154) (238) (411)
Recoveries 45 11 21
Ending balance 3,953 3,477 3,600
Construction and development      
Allowance for credit losses:      
Beginning balance 4,221 4,735 4,735
(Reversal of) provision for credit losses (27) (914) (515)
Loans charged-off   0 0
Recoveries 0 1 1
Ending balance 4,248 3,822 4,221
Commercial real estate      
Allowance for credit losses:      
Beginning balance 13,765 15,780 15,780
(Reversal of) provision for credit losses (2,420) 167 (1,229)
Loans charged-off 0 (760) (816)
Recoveries 1 11 30
Ending balance 11,346 15,198 13,765
Farmland      
Allowance for credit losses:      
Beginning balance 1,698 1,220 1,220
(Reversal of) provision for credit losses 55 (19) 478
Loans charged-off   0 0
Ending balance 1,753 1,239 1,698
1-4 family residential      
Allowance for credit losses:      
Beginning balance 5,818 6,313 6,313
(Reversal of) provision for credit losses (121) 162 (495)
Loans charged-off   0 0
Recoveries 30 0 0
Ending balance 5,969 6,151 5,818
Multi-family residential      
Allowance for credit losses:      
Beginning balance 396 363 363
(Reversal of) provision for credit losses 208 255 33
Loans charged-off   0 0
Ending balance 604 618 396
Consumer      
Allowance for credit losses:      
Beginning balance 762 929 929
(Reversal of) provision for credit losses 209 (34) (51)
Loans charged-off (36) (76) (151)
Recoveries 23 28 35
Ending balance 958 847 762
Agricultural      
Allowance for credit losses:      
Beginning balance 169 239 239
(Reversal of) provision for credit losses (8) (49) (78)
Loans charged-off   0 0
Recoveries   0 8
Ending balance 161 190 169
Overdrafts      
Allowance for credit losses:      
Beginning balance 4 7 7
(Reversal of) provision for credit losses 96 47 200
Loans charged-off (138) (84) (263)
Recoveries 43 36 60
Ending balance $ 5 $ 6 $ 4