XML 55 R45.htm IDEA: XBRL DOCUMENT v3.22.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Summary of Credit Exposure in Company Loan Portfolio (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2022
Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 $ 255,323 $ 763,835
Credit Exposure 2021 676,489 296,556
Credit Exposure 2020 271,260 181,846
Credit Exposure 2019 167,230 133,356
Credit Exposure 2018 124,816 107,292
Credit Exposure Prior 373,371 294,966
Revolving Loans Amortized Cost 145,572 130,189
Total 2,014,061 1,908,040
Credit Exposure 2022.Charge - offs (68) (285)
Credit Exposure 2021.Charge - offs (6) (36)
Credit Exposure 2020.Charge - offs (40) (242)
Credit Exposure 2019.Charge - offs   (155)
Credit Exposure 2018.Charge - offs   (589)
Credit Exposure Prior.Charge - offs   (273)
Credit Exposure Revolving Loans Amortized Cost.Charge - offs (89) (61)
Total (203) (1,641)
Credit Exposure 2022, Recoveries 30 61
Credit Exposure 2021, Recoveries 1 3
Credit Exposure 2020, Recoveries   19
Credit Exposure 2019, Recoveries 10 8
Credit Exposure 2018, Recoveries 1 13
Credit Exposure Prior, Recoveries 68 30
Credit Exposure Revolving Loans Amortized Cost, Recoveries 6 21
Total 116 155
Credit Exposure 2022,Current period net (38) (224)
Credit Exposure 2021,Current period net (5) (33)
Credit Exposure 2020,Current period net (40) (223)
Credit Exposure 2019,Current period net 10 (147)
Credit Exposure 2018,Current period net 1 (576)
Credit Exposure Prior,Current period net 68 (243)
Credit Exposure Revolving Loans Amortized Cost,Current period net (83) (40)
Total (87) (1,486)
Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 255,323 763,519
Credit Exposure 2021 676,078 288,107
Credit Exposure 2020 269,889 181,039
Credit Exposure 2019 166,332 122,765
Credit Exposure 2018 114,363 88,616
Credit Exposure Prior 339,546 279,890
Revolving Loans Amortized Cost 145,287 130,109
Total 1,966,818 1,854,045
Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022   76
Credit Exposure 2021 165 853
Credit Exposure 2020 820 5
Credit Exposure 2019 95  
Credit Exposure 2018 8,921 5,521
Credit Exposure Prior 14,556 832
Revolving Loans Amortized Cost 250  
Total 24,807 7,287
Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021   7,273
Credit Exposure 2020 279 668
Credit Exposure 2019 662 10,250
Credit Exposure 2018 1,259 13,060
Credit Exposure Prior 17,554 12,626
Revolving Loans Amortized Cost  
Total 19,754 43,877
Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022   240
Credit Exposure 2021 246 323
Credit Exposure 2020 272 134
Credit Exposure 2019 141 341
Credit Exposure 2018 273 95
Credit Exposure Prior 1,715 1,618
Revolving Loans Amortized Cost 35 80
Total 2,682 2,831
Commercial and industrial    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 42,707 176,986
Credit Exposure 2021 97,124 31,798
Credit Exposure 2020 28,322 16,262
Credit Exposure 2019 15,568 6,663
Credit Exposure 2018 6,130 3,547
Credit Exposure Prior 16,342 14,669
Revolving Loans Amortized Cost 88,141 74,364
Total 294,334 324,289
Credit Exposure 2020.Charge - offs (30) (168)
Credit Exposure 2019.Charge - offs   (67)
Credit Exposure 2018.Charge - offs   (115)
Credit Exposure Revolving Loans Amortized Cost.Charge - offs (89) (61)
Total (119) (411)
Credit Exposure Prior, Recoveries 33  
Credit Exposure Revolving Loans Amortized Cost, Recoveries 6 21
Total 39 21
Credit Exposure 2020,Current period net (30) (168)
Credit Exposure 2019,Current period net   (67)
Credit Exposure 2018,Current period net   (115)
Credit Exposure Prior,Current period net 33  
Credit Exposure Revolving Loans Amortized Cost,Current period net (83) (40)
Total (80) (390)
Commercial and industrial | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 42,707 176,972
Credit Exposure 2021 96,935 31,337
Credit Exposure 2020 27,986 16,207
Credit Exposure 2019 14,909 6,449
Credit Exposure 2018 5,920 3,493
Credit Exposure Prior 16,305 14,657
Revolving Loans Amortized Cost 88,106 74,364
Total 292,868 323,479
Commercial and industrial | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 156 88
Credit Exposure 2018   14
Total 156 102
Commercial and industrial | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021   272
Credit Exposure 2020 265 55
Credit Exposure 2019 659 192
Credit Exposure 2018 210 40
Credit Exposure Prior 37 1
Total 1,171 560
Commercial and industrial | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022   14
Credit Exposure 2021 33 101
Credit Exposure 2020 71  
Credit Exposure 2019   22
Credit Exposure Prior   11
Revolving Loans Amortized Cost 35  
Total 139 148
Construction and development    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 42,538 180,056
Credit Exposure 2021 176,595 68,765
Credit Exposure 2020 49,089 21,108
Credit Exposure 2019 18,242 6,509
Credit Exposure 2018 6,120 9,179
Credit Exposure Prior 19,491 13,565
Revolving Loans Amortized Cost 5,960 8,615
Total 318,035 307,797
Credit Exposure Prior, Recoveries   1
Total   1
Credit Exposure Prior,Current period net   1
Total   1
Construction and development | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 42,538 180,056
Credit Exposure 2021 176,595 68,765
Credit Exposure 2020 48,275 20,499
Credit Exposure 2019 18,242 6,507
Credit Exposure 2018 6,119 8,235
Credit Exposure Prior 18,559 13,565
Revolving Loans Amortized Cost 5,960 8,615
Total 316,288 306,242
Construction and development | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 0  
Credit Exposure 2020 814  
Credit Exposure 2018 0 944
Credit Exposure Prior 932  
Total 1,746 944
Construction and development | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2020 0 609
Credit Exposure 2019 0 2
Credit Exposure 2018 1  
Total 1 611
Commercial real estate    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 67,507 134,617
Credit Exposure 2021 137,731 101,558
Credit Exposure 2020 104,126 80,857
Credit Exposure 2019 76,201 69,490
Credit Exposure 2018 67,158 61,020
Credit Exposure Prior 204,960 159,155
Revolving Loans Amortized Cost 16,875 16,145
Total 674,558 622,842
Credit Exposure 2020.Charge - offs   (17)
Credit Exposure 2019.Charge - offs   (56)
Credit Exposure 2018.Charge - offs   (472)
Credit Exposure Prior.Charge - offs   (271)
Total   (816)
Credit Exposure 2020, Recoveries   19
Credit Exposure 2018, Recoveries 1 11
Total 1 30
Credit Exposure 2020,Current period net   2
Credit Exposure 2019,Current period net   (56)
Credit Exposure 2018,Current period net 1 (461)
Credit Exposure Prior,Current period net   (271)
Total 1 (786)
Commercial real estate | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 67,507 134,617
Credit Exposure 2021 137,731 93,806
Credit Exposure 2020 104,126 80,733
Credit Exposure 2019 76,086 59,380
Credit Exposure 2018 57,139 43,457
Credit Exposure Prior 173,813 145,477
Revolving Loans Amortized Cost 16,875 16,065
Total 633,277 573,535
Commercial real estate | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 0  
Credit Exposure 2021   765
Credit Exposure 2020 0  
Credit Exposure 2019 0  
Credit Exposure 2018 8,921 4,550
Credit Exposure Prior 13,406 788
Total 22,327 6,103
Commercial real estate | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 0 6,987
Credit Exposure 2020 0 0
Credit Exposure 2019 0 10,041
Credit Exposure 2018 1,034 12,981
Credit Exposure Prior 17,415 12,553
Total 18,449 42,562
Commercial real estate | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 0 0
Credit Exposure 2020   124
Credit Exposure 2019 115 69
Credit Exposure 2018 64 32
Credit Exposure Prior 326 337
Revolving Loans Amortized Cost   80
Total 505 642
Farmland    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 45,866 94,491
Credit Exposure 2021 92,766 12,063
Credit Exposure 2020 12,681 8,664
Credit Exposure 2019 7,915 7,456
Credit Exposure 2018 7,375 5,191
Credit Exposure Prior   11,346
Revolving Loans Amortized Cost 5,914 6,290
Total 186,982 145,501
Credit Exposure Prior,Current period net 14,465  
Farmland | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 45,866 94,491
Credit Exposure 2021 92,766 11,868
Credit Exposure 2020 12,486 8,664
Credit Exposure 2019 7,915 7,456
Credit Exposure 2018 7,375 5,191
Credit Exposure Prior 14,292 11,145
Revolving Loans Amortized Cost 5,914 6,290
Total 186,614 145,105
Farmland | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure Prior   26
Total   26
Farmland | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure Prior 70 72
Total 70 72
Farmland | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 195 195
Credit Exposure Prior 103 103
Revolving Loans Amortized Cost 0  
Total 298 298
1-4 family residential    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 35,231 132,618
Credit Exposure 2021 132,103 64,590
Credit Exposure 2020 63,134 43,016
Credit Exposure 2019 38,347 36,681
Credit Exposure 2018 32,316 27,045
Credit Exposure Prior 113,957 93,009
Revolving Loans Amortized Cost 15,667 13,714
Total 430,755 410,673
Credit Exposure Prior, Recoveries 30  
Total 30  
Credit Exposure Prior,Current period net 30  
Total 30  
1-4 family residential | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 35,231 132,448
Credit Exposure 2021 131,940 64,590
Credit Exposure 2020 63,134 43,016
Credit Exposure 2019 38,256 36,501
Credit Exposure 2018 32,144 26,987
Credit Exposure Prior 112,524 91,864
Revolving Loans Amortized Cost 15,667 13,714
Total 428,896 409,120
1-4 family residential | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2019 91  
Credit Exposure Prior 203 18
Total 294 18
1-4 family residential | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022   170
Credit Exposure 2021 163  
Credit Exposure 2020 0  
Credit Exposure 2019   180
Credit Exposure 2018 172 58
Credit Exposure Prior 1,230 1,127
Total 1,565 1,535
Multi-family residential    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 12,469 16,663
Credit Exposure 2021 16,723 4,286
Credit Exposure 2020 2,742 6,436
Credit Exposure 2019 6,385 908
Credit Exposure 2018 900 474
Credit Exposure Prior 2,501 2,113
Revolving Loans Amortized Cost 301 91
Total 42,021 30,971
Multi-family residential | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 12,469 16,663
Credit Exposure 2021 16,723 4,286
Credit Exposure 2020 2,742 6,436
Credit Exposure 2019 6,385 908
Credit Exposure 2018 900 474
Credit Exposure Prior 2,501 2,113
Revolving Loans Amortized Cost 301 91
Total 42,021 30,971
Multi-family residential | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure Prior, Recoveries 0  
Total 0  
Consumer and Overdrafts    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 8,612 24,847
Credit Exposure 2021 20,495 11,616
Credit Exposure 2020 9,563 4,572
Credit Exposure 2019 3,739 4,709
Credit Exposure 2018 3,996 563
Credit Exposure Prior 943 543
Revolving Loans Amortized Cost 5,625 4,478
Total 52,973 51,328
Credit Exposure 2022.Charge - offs (68) (285)
Credit Exposure 2021.Charge - offs (6) (36)
Credit Exposure 2020.Charge - offs (10) (57)
Credit Exposure 2019.Charge - offs   (32)
Credit Exposure 2018.Charge - offs   (2)
Credit Exposure Prior.Charge - offs   (2)
Total (84) (414)
Credit Exposure 2022, Recoveries 30 61
Credit Exposure 2021, Recoveries 1 3
Credit Exposure 2019, Recoveries 10 8
Credit Exposure 2018, Recoveries   2
Credit Exposure Prior, Recoveries 5 21
Total 46 95
Credit Exposure 2022,Current period net (38) (224)
Credit Exposure 2021,Current period net (5) (33)
Credit Exposure 2020,Current period net (10) (57)
Credit Exposure 2019,Current period net 10 (24)
Credit Exposure Prior,Current period net 5 19
Total (38) (319)
Consumer and Overdrafts | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 8,612 24,715
Credit Exposure 2021 20,436 11,589
Credit Exposure 2020 9,551 4,557
Credit Exposure 2019 3,709 4,647
Credit Exposure 2018 3,965 558
Credit Exposure Prior 931 543
Revolving Loans Amortized Cost 5,375 4,478
Total 52,579 51,087
Consumer and Overdrafts | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022   76
Credit Exposure 2021 9  
Credit Exposure 2020 6 5
Credit Exposure 2019 4  
Credit Exposure Prior 9  
Revolving Loans Amortized Cost 250  
Total 278 81
Consumer and Overdrafts | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022   56
Credit Exposure 2021 50 27
Credit Exposure 2020 6 10
Credit Exposure 2019 26 62
Credit Exposure 2018 31 5
Credit Exposure Prior 3  
Total 116 160
Agricultural    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 393 3,557
Credit Exposure 2021 2,952 1,880
Credit Exposure 2020 1,603 931
Credit Exposure 2019 833 940
Credit Exposure 2018 821 273
Credit Exposure Prior 712 566
Revolving Loans Amortized Cost 7,089 6,492
Total 14,403 14,639
Total   (8)
Credit Exposure Prior, Recoveries   8
Credit Exposure Prior,Current period net   8
Total   8
Agricultural | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2022 393 3,557
Credit Exposure 2021 2,952 1,866
Credit Exposure 2020 1,589 927
Credit Exposure 2019 830 917
Credit Exposure 2018 801 221
Credit Exposure Prior 621 526
Revolving Loans Amortized Cost 7,089 6,492
Total 14,275 14,506
Agricultural | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2018   13
Credit Exposure Prior 6  
Total 6 13
Agricultural | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021   14
Credit Exposure 2020 14 4
Credit Exposure 2019 3 15
Credit Exposure 2018 14 39
Credit Exposure Prior 32  
Total 63 72
Agricultural | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2019   8
Credit Exposure 2018 6  
Credit Exposure Prior 53 40
Total $ 59 $ 48