REGULATORY MATTERS (Tables)

3 Months Ended

Mar. 31, 2022

Banking And Thrifts [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III (Including Buffer)			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
March 31, 2022
Total capital to risk-weighted assets:
Consolidated	$	339,743	15.89%	$	171,045	8.00%	$	224,496	10.50%	n/a
Bank		324,424	15.17%		171,045	8.00%		224,496	10.50%	$	213,806	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		278,653	13.03%		128,283	6.00%		181,735	8.50%	n/a
Bank		297,670	13.92%		128,283	6.00%		181,735	8.50%		171,045	8.00%
Tier 1 capital to average assets:(1)
Consolidated		278,653	8.99%		123,998	4.00%		123,998	4.00%	n/a
Bank		297,670	9.60%		123,967	4.00%		123,967	4.00%		154,959	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		268,343	12.55%		96,213	4.50%		149,664	7.00%	n/a
Bank		297,670	13.92%		96,213	4.50%		149,664	7.00%		138,974	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III (Including Buffer)			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
December 31, 2021
Total capital to risk-weighted assets:
Consolidated	$	297,370	14.51%	$	163,986	8.00%	$	215,232	10.50%	n/a
Bank		311,335	15.19%		163,936	8.00%		215,166	10.50%	$	204,920	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		271,696	13.25%		122,990	6.00%		174,235	8.50%	n/a
Bank		285,661	13.94%		122,952	6.00%		174,182	8.50%		163,936	8.00%
Tier 1 capital to average assets:(1)
Consolidated		271,696	9.18%		118,369	4.00%		118,369	4.00%	n/a
Bank		285,661	9.66%		118,345	4.00%		118,345	4.00%		147,931	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		261,386	12.75%		92,242	4.50%		143,488	7.00%	n/a
Bank		285,661	13.94%		92,214	4.50%		143,444	7.00%		133,198	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.