XML 80 R66.htm IDEA: XBRL DOCUMENT v3.22.0.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Summary of Credit Exposure in Company Loan Portfolio (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 $ 763,835 $ 628,756
Credit Exposure 2020 296,556 286,256
Credit Exposure 2019 181,846 212,899
Credit Exposure 2018 133,356 163,831
Credit Exposure 2017 107,292 174,558
Credit Exposure Prior 294,966 274,903
Revolving Loans Amortized Cost 130,189 125,616
Total 1,908,040 1,866,819
Credit Exposure 2021.Charge - offs (285) (243)
Credit Exposure 2020.Charge - offs (36) (63)
Credit Exposure 2019.Charge - offs (242) (92)
Credit Exposure 2018.Charge - offs (155)  
Credit Exposure 2017.Charge - offs (589) (12)
Credit Exposure Prior.Charge - offs (273) (65)
Credit Exposure Revolving Loans Amortized Cost.Charge - offs (61) (25)
Total (1,641) (543)
Credit Exposure 2021, Recoveries 61 49
Credit Exposure 2020, Recoveries 3 2
Credit Exposure 2019, Recoveries 19 55
Credit Exposure 2018, Recoveries 8 8
Credit Exposure 2017, Recoveries 13 24
Credit Exposure Prior, Recoveries 30 30
Credit Exposure Revolving Loans Amortized Cost, Recoveries 21 44
Total 155 212
Credit Exposure 2021,Current period net (224) (194)
Credit Exposure 2020,Current period net (33) (61)
Credit Exposure 2019,Current period net (223) (37)
Credit Exposure 2018,Current period net (147) (35)
Credit Exposure 2017,Current period net (576) 12
Credit Exposure Prior,Current period net (243) (35)
Credit Exposure Revolving Loans Amortized Cost,Current period net 40 19
Total (1,486) (331)
Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 763,519 628,236
Credit Exposure 2020 288,107 281,239
Credit Exposure 2019 181,039 205,907
Credit Exposure 2018 122,765 148,724
Credit Exposure 2017 88,616 157,326
Credit Exposure Prior 279,890 264,245
Revolving Loans Amortized Cost 130,109 125,616
Total 1,854,045 1,811,293
Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 76 496
Credit Exposure 2020 853 2,918
Credit Exposure 2019 5 3,773
Credit Exposure 2018 0 5,922
Credit Exposure 2017 5,521 7,048
Credit Exposure Prior 832 652
Total 7,287 20,809
Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2020 7,273 923
Credit Exposure 2019 668 2,565
Credit Exposure 2018 10,250 4,963
Credit Exposure 2017 13,060 5,192
Credit Exposure Prior 12,626 8,369
Total 43,877 22,012
Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 240 24
Credit Exposure 2020 323 1,176
Credit Exposure 2019 134 654
Credit Exposure 2018 341 4,222
Credit Exposure 2017 95 4,992
Credit Exposure Prior 1,618 1,637
Revolving Loans Amortized Cost 80  
Total 2,831 12,705
Commercial and industrial    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 176,986 278,811
Credit Exposure 2020 31,798 30,989
Credit Exposure 2019 16,262 13,635
Credit Exposure 2018 6,663 8,456
Credit Exposure 2017 3,547 7,512
Credit Exposure Prior 14,669 16,294
Revolving Loans Amortized Cost 74,364 90,074
Total 324,289 445,771
Credit Exposure 2019.Charge - offs (168) (43)
Credit Exposure 2018.Charge - offs (67)  
Credit Exposure 2017.Charge - offs (115)  
Credit Exposure Revolving Loans Amortized Cost.Charge - offs (61) (25)
Total (411) (68)
Credit Exposure 2019, Recoveries   43
Credit Exposure Prior, Recoveries   14
Credit Exposure Revolving Loans Amortized Cost, Recoveries 21 44
Total 21 101
Credit Exposure 2019,Current period net (168)  
Credit Exposure 2018,Current period net (67)  
Credit Exposure 2017,Current period net (115)  
Credit Exposure Prior,Current period net   14
Credit Exposure Revolving Loans Amortized Cost,Current period net 40 19
Total (390) 33
Commercial and industrial | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 176,972 278,687
Credit Exposure 2020 31,337 30,563
Credit Exposure 2019 16,207 12,860
Credit Exposure 2018 6,449 4,366
Credit Exposure 2017 3,493 6,131
Credit Exposure Prior 14,657 16,294
Revolving Loans Amortized Cost 74,364 90,074
Total 323,479 438,975
Commercial and industrial | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021   124
Credit Exposure 2020 88 119
Credit Exposure 2019   222
Credit Exposure 2018   4,040
Credit Exposure 2017 14 1,324
Total 102 5,829
Commercial and industrial | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2020 272 307
Credit Exposure 2019 55 540
Credit Exposure 2018 192 50
Credit Exposure 2017 40 43
Credit Exposure Prior 1  
Total 560 940
Commercial and industrial | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 14  
Credit Exposure 2020 101  
Credit Exposure 2019   13
Credit Exposure 2018 22  
Credit Exposure 2017   14
Credit Exposure Prior 11  
Total 148 27
Construction and development    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 180,056 118,946
Credit Exposure 2020 68,765 77,535
Credit Exposure 2019 21,108 26,217
Credit Exposure 2018 6,509 25,514
Credit Exposure 2017 9,179 8,422
Credit Exposure Prior 13,565 10,507
Revolving Loans Amortized Cost 8,615 3,266
Total 307,797 270,407
Credit Exposure Prior, Recoveries 1  
Total 1  
Credit Exposure Prior,Current period net 1  
Total 1  
Construction and development | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 180,056 118,590
Credit Exposure 2020 68,765 76,926
Credit Exposure 2019 20,499 26,212
Credit Exposure 2018 6,507 24,524
Credit Exposure 2017 8,235 7,742
Credit Exposure Prior 13,565 10,507
Revolving Loans Amortized Cost 8,615 3,266
Total 306,242 267,767
Construction and development | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021   356
Credit Exposure 2020 0  
Credit Exposure 2018   990
Credit Exposure 2017 944  
Total 944 1,346
Construction and development | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2020   609
Credit Exposure 2019 609 5
Credit Exposure 2018 2  
Credit Exposure 2017   680
Total 611 1,294
Construction and development | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2019 0  
Total 0  
Commercial real estate    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 134,617 91,819
Credit Exposure 2020 101,558 84,609
Credit Exposure 2019 80,857 95,245
Credit Exposure 2018 69,490 82,231
Credit Exposure 2017 61,020 101,884
Credit Exposure Prior 159,155 132,538
Revolving Loans Amortized Cost 16,145 5,890
Total 622,842 594,216
Credit Exposure 2019.Charge - offs 17  
Credit Exposure 2018.Charge - offs 56  
Credit Exposure 2017.Charge - offs 472  
Credit Exposure Prior.Charge - offs 271  
Total (816)  
Credit Exposure 2019, Recoveries 19  
Credit Exposure 2017, Recoveries 11  
Credit Exposure Prior, Recoveries   1
Total 30 1
Credit Exposure 2019,Current period net 2  
Credit Exposure 2018,Current period net (56)  
Credit Exposure 2017,Current period net (461)  
Credit Exposure Prior,Current period net (271) 1
Total (786) 1
Commercial real estate | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 134,617 91,819
Credit Exposure 2020 93,806 80,753
Credit Exposure 2019 80,733 89,542
Credit Exposure 2018 59,380 72,311
Credit Exposure 2017 43,457 86,946
Credit Exposure Prior 145,477 123,463
Revolving Loans Amortized Cost 16,065 5,890
Total 573,535 550,724
Commercial real estate | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 0  
Credit Exposure 2020 765 2,716
Credit Exposure 2019   3,542
Credit Exposure 2018 0 849
Credit Exposure 2017 4,550 5,724
Credit Exposure Prior 788 449
Total 6,103 13,280
Commercial real estate | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2020 6,987  
Credit Exposure 2019   2,010
Credit Exposure 2018 10,041 4,913
Credit Exposure 2017 12,981 4,445
Credit Exposure Prior 12,553 8,240
Total 42,562 19,608
Commercial real estate | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2020 0 1,140
Credit Exposure 2019 124 151
Credit Exposure 2018 69 4,158
Credit Exposure 2017 32 4,769
Credit Exposure Prior 337 386
Revolving Loans Amortized Cost 80  
Total 642 10,604
Farmland    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 94,491 17,444
Credit Exposure 2020 12,063 12,668
Credit Exposure 2019 8,664 10,327
Credit Exposure 2018 7,456 6,620
Credit Exposure 2017 5,191 9,904
Credit Exposure Prior 11,346 15,681
Revolving Loans Amortized Cost 6,290 5,864
Total 145,501 78,508
Farmland | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 94,491 17,444
Credit Exposure 2020 11,868 12,668
Credit Exposure 2019 8,664 10,327
Credit Exposure 2018 7,456 6,620
Credit Exposure 2017 5,191 9,904
Credit Exposure Prior 11,145 15,402
Revolving Loans Amortized Cost 6,290 5,864
Total 145,105 78,229
Farmland | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure Prior 26 35
Total 26 35
Farmland | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure Prior 72 129
Total 72 129
Farmland | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2020 195  
Credit Exposure Prior 103 115
Revolving Loans Amortized Cost 0  
Total 298 115
1-4 family residential    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 132,618 87,578
Credit Exposure 2020 64,590 62,937
Credit Exposure 2019 43,016 52,413
Credit Exposure 2018 36,681 37,268
Credit Exposure 2017 27,045 44,021
Credit Exposure Prior 93,009 94,788
Revolving Loans Amortized Cost 13,714 10,091
Total 410,673 389,096
Credit Exposure 2017.Charge - offs   (9)
Credit Exposure Prior.Charge - offs   (59)
Total   (68)
Credit Exposure Prior, Recoveries   2
Total   2
Credit Exposure 2017,Current period net   (9)
Credit Exposure Prior,Current period net   (57)
Total   (66)
1-4 family residential | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 132,448 87,578
Credit Exposure 2020 64,590 62,937
Credit Exposure 2019 43,016 52,087
Credit Exposure 2018 36,501 37,224
Credit Exposure 2017 26,987 43,858
Credit Exposure Prior 91,864 93,486
Revolving Loans Amortized Cost 13,714 10,091
Total 409,120 387,261
1-4 family residential | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure Prior 18 168
Total 18 168
1-4 family residential | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 170  
Credit Exposure 2019 0 326
Credit Exposure 2018 180 44
Credit Exposure 2017 58 163
Credit Exposure Prior 1,127 1,134
Total 1,535 1,667
Multi-family residential    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 16,663 5,889
Credit Exposure 2020 4,286 4,498
Credit Exposure 2019 6,436 3,617
Credit Exposure 2018 908 1,371
Credit Exposure 2017 474 1,737
Credit Exposure Prior 2,113 4,391
Revolving Loans Amortized Cost 91 198
Total 30,971 21,701
Multi-family residential | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 16,663 5,889
Credit Exposure 2020 4,286 4,498
Credit Exposure 2019 6,436 3,617
Credit Exposure 2018 908 1,371
Credit Exposure 2017 474 1,737
Credit Exposure Prior 2,113 4,391
Revolving Loans Amortized Cost 91 198
Total 30,971 21,701
Multi-family residential | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2017 0  
Total 0  
Consumer and Overdrafts    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 24,847 24,780
Credit Exposure 2020 11,616 11,295
Credit Exposure 2019 4,572 9,509
Credit Exposure 2018 4,709 1,728
Credit Exposure 2017 563 736
Credit Exposure Prior 543 513
Revolving Loans Amortized Cost 4,478 2,825
Total 51,328 51,386
Credit Exposure 2021.Charge - offs (285) (243)
Credit Exposure 2020.Charge - offs (36) (63)
Credit Exposure 2019.Charge - offs (57) (31)
Credit Exposure 2018.Charge - offs (32) (43)
Credit Exposure 2017.Charge - offs (2) (3)
Credit Exposure Prior.Charge - offs 2 (6)
Total (414) (389)
Credit Exposure 2021, Recoveries 61 49
Credit Exposure 2020, Recoveries 3 2
Credit Exposure 2019, Recoveries   12
Credit Exposure 2018, Recoveries 8 8
Credit Exposure 2017, Recoveries 2 4
Credit Exposure Prior, Recoveries 21 13
Total 95 88
Credit Exposure 2021,Current period net (224) (194)
Credit Exposure 2020,Current period net (33) (61)
Credit Exposure 2019,Current period net (57) (19)
Credit Exposure 2018,Current period net (24) (35)
Credit Exposure 2017,Current period net   1
Credit Exposure Prior,Current period net 19 7
Total (319) (301)
Consumer and Overdrafts | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 24,715 24,740
Credit Exposure 2020 11,589 11,176
Credit Exposure 2019 4,557 9,369
Credit Exposure 2018 4,647 1,701
Credit Exposure 2017 558 735
Credit Exposure Prior 543 513
Revolving Loans Amortized Cost 4,478 2,825
Total 51,087 51,059
Consumer and Overdrafts | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 76 16
Credit Exposure 2020 0 83
Credit Exposure 2019 5 9
Credit Exposure 2018   7
Total 81 115
Consumer and Overdrafts | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 56 24
Credit Exposure 2020 27 36
Credit Exposure 2019 10 131
Credit Exposure 2018 62 20
Credit Exposure 2017 5 1
Credit Exposure Prior 0  
Total 160 212
Agricultural    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 3,557 3,489
Credit Exposure 2020 1,880 1,725
Credit Exposure 2019 931 1,936
Credit Exposure 2018 940 643
Credit Exposure 2017 273 342
Credit Exposure Prior 566 191
Revolving Loans Amortized Cost 6,492 7,408
Total 14,639 15,734
Credit Exposure 2019.Charge - offs   (18)
Total (8) (18)
Credit Exposure 2017, Recoveries   20
Credit Exposure Prior, Recoveries 8  
Total   20
Credit Exposure 2019,Current period net   (18)
Credit Exposure 2017,Current period net   20
Credit Exposure Prior,Current period net 8  
Total 8 2
Agricultural | Pass    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2021 3,557 3,489
Credit Exposure 2020 1,866 1,718
Credit Exposure 2019 927 1,893
Credit Exposure 2018 917 607
Credit Exposure 2017 221 273
Credit Exposure Prior 526 189
Revolving Loans Amortized Cost 6,492 7,408
Total 14,506 15,577
Agricultural | Special Mention    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2018   36
Credit Exposure 2017 13  
Total 13 36
Agricultural | Substandard    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2020 14 7
Credit Exposure 2019 4 10
Credit Exposure 2018 15  
Credit Exposure 2017 39 24
Credit Exposure Prior 0  
Total 72 41
Agricultural | Nonaccrual    
Financing Receivable Recorded Investment [Line Items]    
Credit Exposure 2020 0  
Credit Exposure 2019   33
Credit Exposure 2018 8  
Credit Exposure 2017 0 45
Credit Exposure Prior   2
Total 48 $ 80
Credit Exposure Prior.Charge - offs $ (40)