CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 42,979		$ 47,836
Federal funds sold	431,975		218,825
Interest-bearing deposits	24,651		85,130
Total cash and cash equivalents	499,605		351,791
Securities available for sale	342,206		380,795
Securities held to maturity	184,263		0
Loans held for sale	4,129		5,542
Loans, net of allowance for credit losses of $30,492 and $33,619, respectively	1,876,076		1,831,737
Accrued interest receivable	8,901		9,834
Premises and equipment, net	53,470		55,212
Other real estate owned	0		404
Cash surrender value of life insurance	37,141		35,510
Core deposit intangible, net	2,313		2,999
Goodwill	32,160		32,160
Other assets	45,806		34,848
Total assets	3,086,070		2,740,832
Deposits
Noninterest-bearing	1,014,518		779,740
Interest-bearing	1,656,309		1,506,650
Total deposits	2,670,827		2,286,390
Securities sold under agreements to repurchase	14,151		15,631
Accrued interest and other liabilities	26,568		25,257
Line of credit	5,000		12,000
Federal Home Loan Bank advances	47,500		109,101
Subordinated debentures	19,810		19,810
Total liabilities	2,783,856		2,468,189
Commitments and contingencies (see Note 16)
Shareholders' equity
Preferred stock, $5.00 par value, 15,000,000 shares authorized, no shares issued	0		0
Common stock, $1.00 par value, 50,000,000 shares authorized, 14,138,978 and 12,951,676 shares issued, and 12,122,717 and 10,935,415 shares outstanding, respectively	14,139		12,952
Additional paid-in capital	225,544		188,032
Retained earnings	107,645		113,449
Treasury stock, 2,016,261 shares at cost	(51,419)		(51,419)
Accumulated other comprehensive income	6,305		9,629
Total shareholders' equity	302,214		272,643
Total liabilities and shareholders' equity	$ 3,086,070		$ 2,740,832