REGULATORY MATTERS (Tables)

9 Months Ended

Sep. 30, 2021

Banking And Thrifts [Abstract]

Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios

A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III (Including Buffer)			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
September 30, 2021
Total capital to risk-weighted assets:
Consolidated	$	289,390	14.13%	$	163,886	8.00%	$	215,100	10.50%	n/a
Bank		301,528	14.71%		164,015	8.00%		215,270	10.50%	$	205,019	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		263,721	12.87%		122,914	6.00%		174,129	8.50%	n/a
Bank		275,839	13.45%		123,011	6.00%		174,266	8.50%		164,015	8.00%
Tier 1 capital to average assets:(1)
Consolidated		263,721	9.06%		116,422	4.00%		116,422	4.00%	n/a
Bank		275,839	9.48%		116,418	4.00%		116,418	4.00%		145,523	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		253,411	12.37%		92,186	4.50%		143,400	7.00%	n/a
Bank		275,839	13.45%		92,259	4.50%		143,513	7.00%		133,262	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.

	Actual			Minimum Required For Capital Adequacy Purposes			Minimum Required Under Basel III (Including Buffer)			To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio	Amount		Ratio	Amount		Ratio	Amount		Ratio
December 31, 2020
Total capital to risk-weighted assets:
Consolidated	$	263,144	13.20%	$	159,496	8.00%	$	209,338	10.50%	n/a
Bank		285,490	14.32%		159,514	8.00%		209,362	10.50%	$	199,392	10.00%
Tier 1 capital to risk-weighted assets:
Consolidated		238,115	11.94%		119,622	6.00%		169,464	8.50%	n/a
Bank		260,459	13.06%		119,635	6.00%		169,483	8.50%		159,514	8.00%
Tier 1 capital to average assets:(1)
Consolidated		238,115	9.13%		104,293	4.00%		104,293	4.00%	n/a
Bank		260,459	9.99%		104,293	4.00%		104,293	4.00%		130,366	5.00%
Common equity tier 1 capital to risk-weighted assets:
Consolidated		227,805	11.43%		89,716	4.50%		139,559	7.00%	n/a
Bank		260,459	13.06%		89,726	4.50%		139,574	7.00%		129,605	6.50%
(1) The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve and the FDIC may require the Consolidated Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.