CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 34,741	$ 47,836
Federal funds sold	346,500	218,825
Interest-bearing deposits	27,634	85,130
Total cash and cash equivalents	408,875	351,791
Securities available for sale	269,070	380,795
Securities held to maturity	173,676	0
Loans held for sale	1,903	5,542
Loans, net of allowance for credit losses of $30,621 and $33,619, respectively	1,938,268	1,831,737
Accrued interest receivable	7,673	9,834
Premises and equipment, net	53,834	55,212
Other real estate owned	40	404
Cash surrender value of life insurance	36,582	35,510
Core deposit intangible, net	2,426	2,999
Goodwill	32,160	32,160
Other assets	43,761	34,848
Total assets	2,968,268	2,740,832
Deposits
Noninterest-bearing	972,854	779,740
Interest-bearing	1,590,217	1,506,650
Total deposits	2,563,071	2,286,390
Securities sold under agreements to repurchase	11,195	15,631
Accrued interest and other liabilities	26,284	25,257
Line of credit	3,000	12,000
Federal Home Loan Bank advances	47,500	109,101
Subordinated debentures	19,810	19,810
Total liabilities	2,670,860	2,468,189
Commitments and contingencies (see Note 11)
Shareholders' equity
Preferred stock, $5.00 par value, 15,000,000 shares authorized, no shares issued	0	0
Common stock, $1.00 par value, 50,000,000 shares authorized, 14,097,738 and 12,951,676 shares issued, and 12,081,477 and 10,935,415 shares outstanding, respectively	14,098	12,952
Additional paid-in capital	224,458	188,032
Retained earnings	100,910	113,449
Treasury stock, 2,016,261 shares at cost	(51,419)	(51,419)
Accumulated other comprehensive income	9,361	9,629
Total shareholders' equity	297,408	272,643
Total liabilities and shareholders' equity	$ 2,968,268	$ 2,740,832