EXHIBIT 23.1

                          INDEPENDENT AUDITORS' CONSENT


We consent to the  incorporation  by reference  in  Registration  Statement  No.
333-64073 of Florida  Banks,  Inc. on Form S-8 of our report  dated  February 8,
2002 appearing in this Annual Report on Form 10-K of Florida Banks, Inc. for the
year ended December 31, 2001.


  /s/ DELOITTE & TOUCHE LLP



 Certified Public Accountants
 Jacksonville, Florida
 March 25, 2002