Related Party Transactions (Tables)

12 Months Ended

Dec. 31, 2012

Schedule of loan activity of related party transactions

At December 31, 2012 and 2011, the Bank had loans to persons serving as directors and executive officers, and to entities related to such individuals. All loans were made on essentially the same terms and conditions as comparable transactions with other persons, and do not involve more than the normal risk of collectability. The following table details the loan activity of related party transactions for the years ended December 31:

(dollars in thousands)	2012			2011
Beginning balance	$	3,804		$	3,274
New loans or advances		1,772			636
Payments		(3,173	)		(1,149	)
Reclassifications (1)		-			1,043
Ending balance	$	2,403		$	3,804

Available credit	$	755		$	399

(1) Represents loans that were once considered related party but are no long er considered related party, or loans that were not related party that subsequently became related party loans.