Regulatory Capital Matters (Tables)

12 Months Ended

Dec. 31, 2012

Regulatory Capital Matters [Abstract]

Summary of Company's and Bank's regulatory capital and threshold requirements

The following tables describe the Company's and Bank's regulatory capital and threshold requirements:

	Actual					For capital adequacy purposes					To be well-capitalized under prompt corrective action provisions
December 31, 2012	Amount		Ratio			Amount		Minimum ratio			Amount		Minimum ratio
Total risk-based capital ratio
Company (consolidated)	$	210,545		19.39	%	$	86,856		8.00	%		N/A
Whidbey Island Bank		203,471		18.77	%		86,715		8.00	%		108,393		10.00	%
Tier 1 risk-based capital ratio
Company (consolidated)		196,889		18.13	%		43,428		4.00	%		N/A
Whidbey Island Bank		189,837		17.51	%		43,357		4.00	%		65,036		6.00	%
Tier 1 leverage ratio
Company (consolidated)		196,889		11.78	%		66,858		4.00	%		N/A
Whidbey Island Bank		189,837		11.36	%		66,820		4.00	%		83,525		5.00	%

	Actual					For capital adequacy purposes					To be well-capitalized under prompt corrective action provisions
December 31, 2011	Amount		Ratio			Amount		Minimum ratio			Amount		Minimum ratio
Total risk-based capital ratio
Company (consolidated)	$	198,392		19.73	%	$	80,463		8.00	%		N/A
Whidbey Island Bank		191,816		19.09	%		80,366		8.00	%		100,458		10.00	%
Tier 1 risk-based capital ratio
Company (consolidated)		185,741		18.47	%		40,231		4.00	%		N/A
Whidbey Island Bank		179,180		17.84	%		40,183		4.00	%		60,275		6.00	%
Tier 1 leverage ratio
Company (consolidated)		185,741		11.16	%		66,546		4.00	%		N/A
Whidbey Island Bank		179,180		10.77	%		66,542		4.00	%		83,178		5.00	%