XML 13 R33.htm IDEA: XBRL DOCUMENT v2.4.0.6
Covered Assets and FDIC Indemnification Asset (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Dec. 31, 2011
Covered loans [Line Items]          
Covered loans $ 242,724   $ 242,724   $ 269,081
Allowance for loan losses (1,007)   (1,007)   (870)
Subtotal, before discounts 307,549   307,549   350,764
Fair Value discount (64,825)   (64,825)   (81,683)
Total covered loans, net 241,717   241,717   268,211
Other Real Estate, Covered [Roll Forward]          
Balance, beginning of period 25,973 28,826 26,622 29,766  
Additions to covered OREO 1,648 8,024 4,374 14,622  
Capitalized improvements   673   746  
Dispositions of covered OREO, net (4,621) (4,833) (7,996) (12,444)  
Balance, end of period 23,000 32,690 23,000 32,690  
FDIC Indemnification Asset [Roll Forward]          
Balance, beginning of period 60,898 97,274 65,586 106,067  
Change in FDIC indemnification asset (3,145) (1,442) (6,136) (3,044)  
Reduction due to loans paid in full (1,171) (2,441) (3,624) (5,927)  
Transfers to (due from) FDIC (1,715) (3,485) (959) (7,190)  
Balance, end of period 54,867 89,906 54,867 89,906  
City Bank [Member]
         
Covered loans [Line Items]          
Covered loans 157,354   157,354   170,125
Allowance for loan losses (792)   (792)   (655)
Subtotal, before discounts 195,276   195,276   216,224
Fair Value discount (37,922)   (37,922)   (46,099)
Total covered loans, net 156,562   156,562   169,470
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]          
Balance at beginning of period 71,017 45,804 78,004 56,079  
Accretion to interest income (5,555) (5,961) (11,305) (12,025)  
Disposals (1,508) (5,480) (2,723) (9,691)  
Reclassifications (to) from nonaccretable difference (331) 36,726 (353) 36,726  
Balance at end of period 63,623 71,089 63,623 71,089  
Other Real Estate, Covered [Roll Forward]          
Balance, beginning of period 18,295 17,463 19,341 17,906  
Additions to covered OREO (676) 5,919 (1,002) 11,927  
Capitalized improvements   0   0  
Dispositions of covered OREO, net (4,039) (2,092) (4,759) (8,543)  
Balance, end of period 13,580 21,290 13,580 21,290  
FDIC Indemnification Asset [Roll Forward]          
Balance, beginning of period 40,976 62,008 43,235 66,560  
Change in FDIC indemnification asset (2,898) (1,867) (5,763) (3,888)  
Reduction due to loans paid in full (751) (2,441) (1,324) (5,927)  
Transfers to (due from) FDIC 260 (1,057) 1,439 (102)  
Balance, end of period 37,587 56,643 37,587 56,643  
North County Bank [Member]
         
Covered loans [Line Items]          
Covered loans 85,370   85,370   98,956
Allowance for loan losses (215)   (215)   (215)
Subtotal, before discounts 112,273   112,273   134,540
Fair Value discount (26,903)   (26,903)   (35,584)
Total covered loans, net 85,155   85,155   98,741
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]          
Balance at beginning of period 23,637 25,463 29,574 27,880  
Accretion to interest income (3,841) (2,188) (7,749) (4,605)  
Disposals (691) 0 (2,721) 0  
Reclassifications (to) from nonaccretable difference 7,740 0 7,741 0  
Balance at end of period 26,845 23,275 26,845 23,275  
Other Real Estate, Covered [Roll Forward]          
Balance, beginning of period 7,678 11,363 7,281 11,860  
Additions to covered OREO 2,324 2,105 5,376 2,695  
Capitalized improvements   673   746  
Dispositions of covered OREO, net (582) (2,741) (3,237) (3,901)  
Balance, end of period 9,420 11,400 9,420 11,400  
FDIC Indemnification Asset [Roll Forward]          
Balance, beginning of period 19,922 35,266 22,351 39,507  
Change in FDIC indemnification asset (247) 425 (373) 844  
Reduction due to loans paid in full (420) 0 (2,300) 0  
Transfers to (due from) FDIC (1,975) (2,428) (2,398) (7,088)  
Balance, end of period 17,280 33,263 17,280 33,263  
Direct Consumer Loan [Member]
         
Covered loans [Line Items]          
Covered loans 6,094   6,094   14,768
Direct Consumer Loan [Member] | City Bank [Member]
         
Covered loans [Line Items]          
Covered loans 3,043   3,043   3,562
Direct Consumer Loan [Member] | North County Bank [Member]
         
Covered loans [Line Items]          
Covered loans 3,051   3,051   11,206
Commercial [Member]
         
Covered loans [Line Items]          
Covered loans 35,895   35,895   43,588
Commercial [Member] | City Bank [Member]
         
Covered loans [Line Items]          
Covered loans 16,439   16,439   17,380
Commercial [Member] | North County Bank [Member]
         
Covered loans [Line Items]          
Covered loans 19,456   19,456   26,208
Real Estate Mortgage [Member]
         
Covered loans [Line Items]          
Covered loans 223,563   223,563   246,063
Real Estate Mortgage [Member] | City Bank [Member]
         
Covered loans [Line Items]          
Covered loans 152,881   152,881   167,701
Real Estate Mortgage [Member] | North County Bank [Member]
         
Covered loans [Line Items]          
Covered loans 70,682   70,682   78,362
Real Estate Mortgage [Member] | One to Four Family Residential [Member]
         
Covered loans [Line Items]          
Covered loans 14,736   14,736   15,753
Real Estate Mortgage [Member] | One to Four Family Residential [Member] | City Bank [Member]
         
Covered loans [Line Items]          
Covered loans 3,876   3,876   4,673
Real Estate Mortgage [Member] | One to Four Family Residential [Member] | North County Bank [Member]
         
Covered loans [Line Items]          
Covered loans 10,860   10,860   11,080
Real Estate Mortgage [Member] | Multi Family and Commercial [Member]
         
Covered loans [Line Items]          
Covered loans 208,827   208,827   230,310
Real Estate Mortgage [Member] | Multi Family and Commercial [Member] | City Bank [Member]
         
Covered loans [Line Items]          
Covered loans 149,005   149,005   163,028
Real Estate Mortgage [Member] | Multi Family and Commercial [Member] | North County Bank [Member]
         
Covered loans [Line Items]          
Covered loans 59,822   59,822   67,282
Real Estate Construction [Member]
         
Covered loans [Line Items]          
Covered loans 41,997   41,997   46,345
Real Estate Construction [Member] | City Bank [Member]
         
Covered loans [Line Items]          
Covered loans 22,913   22,913   27,581
Real Estate Construction [Member] | North County Bank [Member]
         
Covered loans [Line Items]          
Covered loans 19,084   19,084   18,764
Real Estate Construction [Member] | One to Four Family Residential [Member]
         
Covered loans [Line Items]          
Covered loans 11,702   11,702   11,875
Real Estate Construction [Member] | One to Four Family Residential [Member] | City Bank [Member]
         
Covered loans [Line Items]          
Covered loans 7,092   7,092   6,102
Real Estate Construction [Member] | One to Four Family Residential [Member] | North County Bank [Member]
         
Covered loans [Line Items]          
Covered loans 4,610   4,610   5,773
Real Estate Construction [Member] | Multi Family and Commercial [Member]
         
Covered loans [Line Items]          
Covered loans 30,295   30,295   34,470
Real Estate Construction [Member] | Multi Family and Commercial [Member] | City Bank [Member]
         
Covered loans [Line Items]          
Covered loans 15,821   15,821   21,479
Real Estate Construction [Member] | Multi Family and Commercial [Member] | North County Bank [Member]
         
Covered loans [Line Items]          
Covered loans $ 14,474   $ 14,474   $ 12,991