XML 24 R32.htm IDEA: XBRL DOCUMENT v2.4.0.6
Allowance for Non-Covered Loan Losses and Credit Quality (Details) (USD $)
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Dec. 31, 2011
Loans, Allowance for Credit Losses [Roll Forward]          
Balance at beginning of period $ 17,993,000 $ 19,238,000 $ 18,032,000 $ 18,812,000  
Provision 2,350,000 3,000,000 4,350,000 6,000,000  
Charge-offs (2,955,000) (3,269,000) (5,188,000) (6,168,000)  
Recoveries 177,000 438,000 371,000 763,000  
Balance at end of period 17,565,000 19,407,000 17,565,000 19,407,000  
Loans, Allowance for Credit Loss, Additional Information [Abstract]          
Individually evaluated for impairment 4,246,000   4,246,000   3,748,000
Collectively evaluated for impairment 13,319,000   13,319,000   14,284,000
Total allowance for loan losses 17,565,000   17,565,000   18,032,000
Non-covered loans          
Individually evaluated for impairment 48,959,000   48,959,000   48,593,000
Collectively evaluated for impairment 764,001,000   764,001,000   762,384,000
Total non-covered loans 812,960,000 [1]   812,960,000 [1]   810,977,000 [1]
Deferred loan costs, net 1,866,000   1,866,000   1,853,000
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 24,593,000   24,593,000   29,952,000
With an allowance recorded 24,366,000   24,366,000   18,641,000
Related Allowance 4,246,000   4,246,000   3,748,000
Total 48,959,000   48,959,000   48,593,000
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with no related allowance, unpaid principal balance 28,850,000   28,850,000   40,790,000
Total impaired non-covered loans, unpaid principal balance, Total 56,819,000   56,819,000   60,532,000
Impaired Loans, Average Recorded Investment [Abstract]          
Average recorded investment in non-covered impaired loans 49,700,000 50,000,000 48,800,000 48,300,000  
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]          
Interest income on non-covered impaired loans 150,000 5,000 204,000 12,000  
Impaired loans, interest income forgone 205,000 22,000 280,000 72,000  
Troubled Debt Restructuring (TDR) [Abstract]          
TDR - accrual status 31,794,000   31,794,000   26,493,000
Financing Receivable, Recorded Investment, Nonaccrual Status, Troubled Debt Restructuring 12,596,000   12,596,000   15,540,000
TDR total modifications 44,390,000   44,390,000   42,033,000
Financing Receivable, Modifications, Number of Contracts, Period to Date 12 5 16 9  
Financing Receivable, Modifications, Pre-Modification Recorded Investment, Period to Date 5,458,000 3,434,000 6,428,000 7,914,000  
Financing Receivable, Modifications, Post-Modification Recorded Investment, Period to Date 5,337,000 3,434,000 6,307,000 7,914,000  
Non-covered nonaccrual loans and past due loans, by class          
Total non-covered loans, gross 814,826,000   814,826,000   812,830,000
Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 686,530,000   686,530,000   664,845,000
Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 41,590,000   41,590,000   43,061,000
Substandard [Member]
         
Non-covered loans          
Total non-covered loans 84,840,000   84,840,000   103,071,000
Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
Troubled Debt Restructuring [Member]
         
Non-covered loans          
Deferred loan costs, net 1,866,000   1,866,000   1,853,000
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 4,276,000   4,276,000   5,660,000
60 to 89 days past due 236,000   236,000   1,134,000
90 days past due and still accruing 0   0   0
Total past due 4,512,000   4,512,000   6,794,000
Nonaccrual status 17,165,000   17,165,000   22,100,000
Current 791,283,000   791,283,000   782,083,000
Total non-covered loans 812,960,000   812,960,000   810,977,000
Total non-covered loans, gross 814,826,000   814,826,000   812,830,000
Commercial [Member]
         
Loans, Allowance for Credit Losses [Roll Forward]          
Balance at beginning of period 4,041,000 4,829,000 4,034,000 3,915,000  
Provision 807,000 391,000 1,380,000 1,693,000  
Charge-offs (391,000) (688,000) (976,000) (1,157,000)  
Recoveries 14,000 106,000 33,000 187,000  
Balance at end of period 4,471,000 4,638,000 4,471,000 4,638,000  
Loans, Allowance for Credit Loss, Additional Information [Abstract]          
Individually evaluated for impairment 1,364,000   1,364,000   588,000
Collectively evaluated for impairment 3,107,000   3,107,000   3,446,000
Total allowance for loan losses 4,471,000   4,471,000   4,034,000
Non-covered loans          
Individually evaluated for impairment 10,172,000   10,172,000   6,525,000
Collectively evaluated for impairment 147,915,000   147,915,000   143,861,000
Total non-covered loans 158,087,000 [1]   158,087,000 [1]   150,386,000 [1]
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 4,395,000   4,395,000   3,801,000
With an allowance recorded 5,777,000   5,777,000   2,724,000
Related Allowance 1,364,000   1,364,000   588,000
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with no related allowance, unpaid principal balance 4,494,000   4,494,000   5,692,000
Loans with related allowance, unpaid principal balance 6,026,000   6,026,000   3,128,000
Troubled Debt Restructuring (TDR) [Abstract]          
TDR - accrual status 8,002,000   8,002,000   3,341,000
Financing Receivable, Recorded Investment, Nonaccrual Status, Troubled Debt Restructuring 1,208,000   1,208,000   0
TDR total modifications 9,210,000   9,210,000   3,341,000
Financing Receivable, Modifications, Number of Contracts, Period to Date 8 1 12 1  
Financing Receivable, Modifications, Pre-Modification Recorded Investment, Period to Date 4,013,000 427,000 4,983,000 427,000  
Financing Receivable, Modifications, Post-Modification Recorded Investment, Period to Date 3,892,000 427,000 4,862,000 427,000  
Commercial [Member] | Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 131,807,000   131,807,000   122,189,000
Commercial [Member] | Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 6,550,000   6,550,000   7,791,000
Commercial [Member] | Substandard [Member]
         
Non-covered loans          
Total non-covered loans 19,730,000   19,730,000   20,406,000
Commercial [Member] | Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
Commercial [Member] | Troubled Debt Restructuring [Member]
         
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 959,000   959,000   1,482,000
60 to 89 days past due 67,000   67,000   4,000
90 days past due and still accruing 0   0   0
Total past due 1,026,000   1,026,000   1,486,000
Nonaccrual status 2,170,000   2,170,000   3,183,000
Current 154,891,000   154,891,000   145,717,000
Total non-covered loans 158,087,000   158,087,000   150,386,000
Real Estate Mortgage [Member]
         
Loans, Allowance for Credit Losses [Roll Forward]          
Balance at beginning of period 6,538,000 5,868,000 6,500,000 6,507,000  
Provision 1,284,000 2,059,000 1,865,000 2,617,000  
Charge-offs (2,004,000) (2,045,000) (2,565,000) (3,330,000)  
Recoveries 26,000 39,000 44,000 127,000  
Balance at end of period 5,844,000 5,921,000 5,844,000 5,921,000  
Loans, Allowance for Credit Loss, Additional Information [Abstract]          
Individually evaluated for impairment 832,000   832,000   1,212,000
Collectively evaluated for impairment 5,012,000   5,012,000   5,288,000
Total allowance for loan losses 5,844,000   5,844,000   6,500,000
Non-covered loans          
Individually evaluated for impairment 14,453,000   14,453,000   14,032,000
Collectively evaluated for impairment 405,749,000   405,749,000   397,081,000
Total non-covered loans 420,202,000 [1]   420,202,000 [1]   411,113,000 [1]
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 8,923,000   8,923,000   8,619,000
With an allowance recorded 5,530,000   5,530,000   5,412,000
Related Allowance 832,000   832,000   1,212,000
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with no related allowance, unpaid principal balance 10,129,000   10,129,000   12,008,000
Loans with related allowance, unpaid principal balance 5,583,000   5,583,000   5,428,000
Troubled Debt Restructuring (TDR) [Abstract]          
TDR - accrual status 9,915,000   9,915,000   9,420,000
Financing Receivable, Recorded Investment, Nonaccrual Status, Troubled Debt Restructuring 1,680,000   1,680,000   1,870,000
TDR total modifications 11,595,000   11,595,000   11,290,000
Financing Receivable, Modifications, Number of Contracts, Period to Date 2 2 2 5  
Financing Receivable, Modifications, Pre-Modification Recorded Investment, Period to Date 549,000 655,000 549,000 4,018,000  
Financing Receivable, Modifications, Post-Modification Recorded Investment, Period to Date 549,000 655,000 549,000 4,018,000  
Real Estate Mortgage [Member] | Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 358,004,000   358,004,000   341,011,000
Real Estate Mortgage [Member] | Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 31,734,000   31,734,000   27,682,000
Real Estate Mortgage [Member] | Substandard [Member]
         
Non-covered loans          
Total non-covered loans 30,464,000   30,464,000   42,420,000
Real Estate Mortgage [Member] | Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
Real Estate Mortgage [Member] | Troubled Debt Restructuring [Member]
         
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 886,000   886,000   1,740,000
60 to 89 days past due 0   0   638,000
90 days past due and still accruing 0   0   0
Total past due 886,000   886,000   2,378,000
Nonaccrual status 4,538,000   4,538,000   4,613,000
Current 414,778,000   414,778,000   404,122,000
Total non-covered loans 420,202,000   420,202,000   411,113,000
Real Estate Construction [Member]
         
Loans, Allowance for Credit Losses [Roll Forward]          
Balance at beginning of period 4,095,000 5,459,000 4,046,000 4,947,000  
Provision 20,000 472,000 667,000 983,000  
Charge-offs (133,000) (144,000) (733,000) (144,000)  
Recoveries 1,000 1,000 3,000 2,000  
Balance at end of period 3,983,000 5,788,000 3,983,000 5,788,000  
Loans, Allowance for Credit Loss, Additional Information [Abstract]          
Individually evaluated for impairment 1,957,000   1,957,000   1,869,000
Collectively evaluated for impairment 2,026,000   2,026,000   2,177,000
Total allowance for loan losses 3,983,000   3,983,000   4,046,000
Non-covered loans          
Individually evaluated for impairment 23,569,000   23,569,000   27,483,000
Collectively evaluated for impairment 56,013,000   56,013,000   62,873,000
Total non-covered loans 79,582,000 [1]   79,582,000 [1]   90,356,000 [1]
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 11,190,000   11,190,000   17,319,000
With an allowance recorded 12,379,000   12,379,000   10,164,000
Related Allowance 1,957,000   1,957,000   1,869,000
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with no related allowance, unpaid principal balance 14,025,000   14,025,000   22,190,000
Loans with related allowance, unpaid principal balance 15,680,000   15,680,000   10,845,000
Troubled Debt Restructuring (TDR) [Abstract]          
TDR - accrual status 13,541,000   13,541,000   13,391,000
Financing Receivable, Recorded Investment, Nonaccrual Status, Troubled Debt Restructuring 9,685,000   9,685,000   13,670,000
TDR total modifications 23,226,000   23,226,000   27,061,000
Financing Receivable, Modifications, Number of Contracts, Period to Date 2 2 2 3  
Financing Receivable, Modifications, Pre-Modification Recorded Investment, Period to Date 896,000 2,352,000 896,000 3,469,000  
Financing Receivable, Modifications, Post-Modification Recorded Investment, Period to Date 896,000 2,352,000 896,000 3,469,000  
Real Estate Construction [Member] | Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 49,686,000   49,686,000   50,512,000
Real Estate Construction [Member] | Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 2,743,000   2,743,000   6,729,000
Real Estate Construction [Member] | Substandard [Member]
         
Non-covered loans          
Total non-covered loans 27,153,000   27,153,000   33,115,000
Real Estate Construction [Member] | Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
Real Estate Construction [Member] | Troubled Debt Restructuring [Member]
         
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 1,199,000   1,199,000   127,000
60 to 89 days past due 0   0   0
90 days past due and still accruing 0   0   0
Total past due 1,199,000   1,199,000   127,000
Nonaccrual status 10,028,000   10,028,000   14,092,000
Current 68,355,000   68,355,000   76,137,000
Total non-covered loans 79,582,000   79,582,000   90,356,000
Consumer [Member]
         
Loans, Allowance for Credit Losses [Roll Forward]          
Balance at beginning of period 3,319,000 3,082,000 3,452,000 3,443,000  
Provision 239,000 78,000 438,000 707,000  
Charge-offs (427,000) (392,000) (914,000) (1,537,000)  
Recoveries 136,000 292,000 291,000 447,000  
Balance at end of period 3,267,000 3,060,000 3,267,000 3,060,000  
Loans, Allowance for Credit Loss, Additional Information [Abstract]          
Individually evaluated for impairment 93,000   93,000   79,000
Collectively evaluated for impairment 3,174,000   3,174,000   3,373,000
Total allowance for loan losses 3,267,000   3,267,000   3,452,000
Non-covered loans          
Individually evaluated for impairment 765,000   765,000   553,000
Collectively evaluated for impairment 154,324,000   154,324,000   158,569,000
Total non-covered loans 155,089,000 [1]   155,089,000 [1]   159,122,000 [1]
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 85,000   85,000   213,000
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with no related allowance, unpaid principal balance 202,000   202,000   900,000
Troubled Debt Restructuring (TDR) [Abstract]          
TDR - accrual status 336,000   336,000   341,000
Financing Receivable, Recorded Investment, Nonaccrual Status, Troubled Debt Restructuring 23,000   23,000   0
TDR total modifications 359,000   359,000   341,000
Consumer [Member] | Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 147,033,000   147,033,000   151,133,000
Consumer [Member] | Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 563,000   563,000   859,000
Consumer [Member] | Substandard [Member]
         
Non-covered loans          
Total non-covered loans 7,493,000   7,493,000   7,130,000
Consumer [Member] | Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
Consumer [Member] | Troubled Debt Restructuring [Member]
         
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 1,232,000   1,232,000   2,311,000
60 to 89 days past due 169,000   169,000   492,000
90 days past due and still accruing 0   0   0
Total past due 1,401,000   1,401,000   2,803,000
Nonaccrual status 429,000   429,000   212,000
Current 153,259,000   153,259,000   156,107,000
Total non-covered loans 155,089,000   155,089,000   159,122,000
Total consumer loans with an allowance recorded [Member]
         
Impaired Loans Receivable, Recorded Investment [Abstract]          
With an allowance recorded 24,366,000   24,366,000   18,641,000
Related Allowance 4,246,000   4,246,000   3,748,000
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with related allowance, unpaid principal balance 27,969,000   27,969,000   19,742,000
Non-accrual Loans [Member]
         
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 11,122,000   11,122,000   18,744,000
With an allowance recorded 6,043,000   6,043,000   3,356,000
Related Allowance 464,000   464,000   262,000
Restructured Loans Member]
         
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 13,471,000   13,471,000   11,208,000
With an allowance recorded 18,323,000   18,323,000   15,285,000
Related Allowance 3,782,000   3,782,000   3,486,000
One to Four Family Residential [Member] | Real Estate Mortgage [Member]
         
Non-covered loans          
Total non-covered loans 37,700,000   37,700,000   40,331,000
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 1,061,000   1,061,000   1,557,000
With an allowance recorded 528,000   528,000   174,000
Related Allowance 35,000   35,000   13,000
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with no related allowance, unpaid principal balance 1,087,000   1,087,000   3,217,000
Loans with related allowance, unpaid principal balance 528,000   528,000   190,000
Troubled Debt Restructuring (TDR) [Abstract]          
TDR - accrual status 528,000   528,000   0
Financing Receivable, Recorded Investment, Nonaccrual Status, Troubled Debt Restructuring 0   0   933,000
TDR total modifications 528,000   528,000   933,000
Financing Receivable, Modifications, Number of Contracts, Period to Date 1 0 1    
Financing Receivable, Modifications, Pre-Modification Recorded Investment, Period to Date 173,000 0 173,000    
Financing Receivable, Modifications, Post-Modification Recorded Investment, Period to Date 173,000 0 173,000    
One to Four Family Residential [Member] | Real Estate Mortgage [Member] | Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 31,998,000   31,998,000   33,609,000
One to Four Family Residential [Member] | Real Estate Mortgage [Member] | Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 945,000   945,000   1,462,000
One to Four Family Residential [Member] | Real Estate Mortgage [Member] | Substandard [Member]
         
Non-covered loans          
Total non-covered loans 4,757,000   4,757,000   5,260,000
One to Four Family Residential [Member] | Real Estate Mortgage [Member] | Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
One to Four Family Residential [Member] | Real Estate Mortgage [Member] | Troubled Debt Restructuring [Member]
         
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 130,000   130,000   53,000
60 to 89 days past due 0   0   154,000
90 days past due and still accruing 0   0   0
Total past due 130,000   130,000   207,000
Nonaccrual status 1,061,000   1,061,000   1,732,000
Current 36,509,000   36,509,000   38,392,000
Total non-covered loans 37,700,000   37,700,000   40,331,000
One to Four Family Residential [Member] | Real Estate Construction [Member]
         
Non-covered loans          
Total non-covered loans 49,678,000   49,678,000   58,810,000
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 11,165,000   11,165,000   16,932,000
With an allowance recorded 12,016,000   12,016,000   10,164,000
Related Allowance 1,849,000   1,849,000   1,869,000
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with no related allowance, unpaid principal balance 14,000,000   14,000,000   21,803,000
Loans with related allowance, unpaid principal balance 15,316,000   15,316,000   10,845,000
Troubled Debt Restructuring (TDR) [Abstract]          
TDR - accrual status 13,276,000   13,276,000   13,391,000
Financing Receivable, Recorded Investment, Nonaccrual Status, Troubled Debt Restructuring 9,685,000   9,685,000   13,283,000
TDR total modifications 22,961,000   22,961,000   26,674,000
Financing Receivable, Modifications, Number of Contracts, Period to Date 1 2 1 3  
Financing Receivable, Modifications, Pre-Modification Recorded Investment, Period to Date 631,000 2,352,000 631,000 3,469,000  
Financing Receivable, Modifications, Post-Modification Recorded Investment, Period to Date 631,000 2,352,000 631,000 3,469,000  
One to Four Family Residential [Member] | Real Estate Construction [Member] | Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 23,961,000   23,961,000   26,110,000
One to Four Family Residential [Member] | Real Estate Construction [Member] | Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 995,000   995,000   2,313,000
One to Four Family Residential [Member] | Real Estate Construction [Member] | Substandard [Member]
         
Non-covered loans          
Total non-covered loans 24,722,000   24,722,000   30,387,000
One to Four Family Residential [Member] | Real Estate Construction [Member] | Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
One to Four Family Residential [Member] | Real Estate Construction [Member] | Troubled Debt Restructuring [Member]
         
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 1,199,000   1,199,000   27,000
60 to 89 days past due 0   0   0
90 days past due and still accruing 0   0   0
Total past due 1,199,000   1,199,000   27,000
Nonaccrual status 9,905,000   9,905,000   13,705,000
Current 38,574,000   38,574,000   45,078,000
Total non-covered loans 49,678,000   49,678,000   58,810,000
Multi Family and Commercial [Member] | Real Estate Mortgage [Member]
         
Non-covered loans          
Total non-covered loans 382,502,000   382,502,000   370,782,000
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 7,862,000   7,862,000   7,062,000
With an allowance recorded 5,002,000   5,002,000   5,238,000
Related Allowance 797,000   797,000   1,199,000
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with no related allowance, unpaid principal balance 9,042,000   9,042,000   8,791,000
Loans with related allowance, unpaid principal balance 5,055,000   5,055,000   5,238,000
Troubled Debt Restructuring (TDR) [Abstract]          
TDR - accrual status 9,387,000   9,387,000   9,420,000
Financing Receivable, Recorded Investment, Nonaccrual Status, Troubled Debt Restructuring 1,680,000   1,680,000   937,000
TDR total modifications 11,067,000   11,067,000   10,357,000
Financing Receivable, Modifications, Number of Contracts, Period to Date 1 2 1 5  
Financing Receivable, Modifications, Pre-Modification Recorded Investment, Period to Date 376,000 655,000 376,000 4,018,000  
Financing Receivable, Modifications, Post-Modification Recorded Investment, Period to Date 376,000 655,000 376,000 4,018,000  
Multi Family and Commercial [Member] | Real Estate Mortgage [Member] | Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 326,006,000   326,006,000   307,402,000
Multi Family and Commercial [Member] | Real Estate Mortgage [Member] | Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 30,789,000   30,789,000   26,220,000
Multi Family and Commercial [Member] | Real Estate Mortgage [Member] | Substandard [Member]
         
Non-covered loans          
Total non-covered loans 25,707,000   25,707,000   37,160,000
Multi Family and Commercial [Member] | Real Estate Mortgage [Member] | Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
Multi Family and Commercial [Member] | Real Estate Mortgage [Member] | Troubled Debt Restructuring [Member]
         
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 756,000   756,000   1,687,000
60 to 89 days past due 0   0   484,000
90 days past due and still accruing 0   0   0
Total past due 756,000   756,000   2,171,000
Nonaccrual status 3,477,000   3,477,000   2,881,000
Current 378,269,000   378,269,000   365,730,000
Total non-covered loans 382,502,000   382,502,000   370,782,000
Multi Family and Commercial [Member] | Real Estate Construction [Member]
         
Non-covered loans          
Total non-covered loans 29,904,000   29,904,000   31,546,000
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 25,000   25,000   387,000
With an allowance recorded 363,000   363,000   0
Related Allowance 108,000   108,000   0
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with no related allowance, unpaid principal balance 25,000   25,000   387,000
Loans with related allowance, unpaid principal balance 364,000   364,000   0
Troubled Debt Restructuring (TDR) [Abstract]          
TDR - accrual status 265,000   265,000   0
Financing Receivable, Recorded Investment, Nonaccrual Status, Troubled Debt Restructuring 0   0   387,000
TDR total modifications 265,000   265,000   387,000
Financing Receivable, Modifications, Number of Contracts, Period to Date 1 0 1    
Financing Receivable, Modifications, Pre-Modification Recorded Investment, Period to Date 265,000 0 265,000    
Financing Receivable, Modifications, Post-Modification Recorded Investment, Period to Date 265,000 0 265,000    
Multi Family and Commercial [Member] | Real Estate Construction [Member] | Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 25,725,000   25,725,000   24,402,000
Multi Family and Commercial [Member] | Real Estate Construction [Member] | Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 1,748,000   1,748,000   4,416,000
Multi Family and Commercial [Member] | Real Estate Construction [Member] | Substandard [Member]
         
Non-covered loans          
Total non-covered loans 2,431,000   2,431,000   2,728,000
Multi Family and Commercial [Member] | Real Estate Construction [Member] | Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
Multi Family and Commercial [Member] | Real Estate Construction [Member] | Troubled Debt Restructuring [Member]
         
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 0   0   100,000
60 to 89 days past due 0   0   0
90 days past due and still accruing 0   0   0
Total past due 0   0   100,000
Nonaccrual status 123,000   123,000   387,000
Current 29,781,000   29,781,000   31,059,000
Total non-covered loans 29,904,000   29,904,000   31,546,000
Indirect Consumer Loan [Member] | Consumer [Member]
         
Non-covered loans          
Total non-covered loans 78,699,000   78,699,000   80,396,000
Indirect Consumer Loan [Member] | Consumer [Member] | Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 77,000,000   77,000,000   78,531,000
Indirect Consumer Loan [Member] | Consumer [Member] | Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 21,000   21,000   15,000
Indirect Consumer Loan [Member] | Consumer [Member] | Substandard [Member]
         
Non-covered loans          
Total non-covered loans 1,678,000   1,678,000   1,850,000
Indirect Consumer Loan [Member] | Consumer [Member] | Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
Indirect Consumer Loan [Member] | Consumer [Member] | Troubled Debt Restructuring [Member]
         
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 939,000   939,000   1,288,000
60 to 89 days past due 88,000   88,000   198,000
90 days past due and still accruing 0   0   0
Total past due 1,027,000   1,027,000   1,486,000
Nonaccrual status 0   0   0
Current 77,672,000   77,672,000   78,910,000
Total non-covered loans 78,699,000   78,699,000   80,396,000
Direct Consumer Loan [Member] | Consumer [Member]
         
Non-covered loans          
Total non-covered loans 76,390,000   76,390,000   78,726,000
Impaired Loans Receivable, Recorded Investment [Abstract]          
With no related allowance recorded 85,000   85,000   213,000
With an allowance recorded 680,000   680,000   341,000
Related Allowance 93,000   93,000   79,000
Impaired Loans, Unpaid Principal Balance [Abstract]          
Loans with no related allowance, unpaid principal balance 202,000   202,000   900,000
Loans with related allowance, unpaid principal balance 680,000   680,000   341,000
Troubled Debt Restructuring (TDR) [Abstract]          
TDR - accrual status 336,000   336,000   341,000
Financing Receivable, Recorded Investment, Nonaccrual Status, Troubled Debt Restructuring 23,000   23,000   0
TDR total modifications 359,000   359,000   341,000
Direct Consumer Loan [Member] | Consumer [Member] | Pass/Watch [Member]
         
Non-covered loans          
Total non-covered loans 70,033,000   70,033,000   72,602,000
Direct Consumer Loan [Member] | Consumer [Member] | Special Mention [Member]
         
Non-covered loans          
Total non-covered loans 542,000   542,000   844,000
Direct Consumer Loan [Member] | Consumer [Member] | Substandard [Member]
         
Non-covered loans          
Total non-covered loans 5,815,000   5,815,000   5,280,000
Direct Consumer Loan [Member] | Consumer [Member] | Doubtful [Member]
         
Non-covered loans          
Total non-covered loans 0   0   0
Direct Consumer Loan [Member] | Consumer [Member] | Troubled Debt Restructuring [Member]
         
Non-covered nonaccrual loans and past due loans, by class          
30 to 59 days past due 293,000   293,000   1,023,000
60 to 89 days past due 81,000   81,000   294,000
90 days past due and still accruing 0   0   0
Total past due 374,000   374,000   1,317,000
Nonaccrual status 429,000   429,000   212,000
Current 75,587,000   75,587,000   77,197,000
Total non-covered loans $ 76,390,000   $ 76,390,000   $ 78,726,000
[1] Total non-covered loans excludes deferred loan costs of $1.9 million.