Non-Covered Loans

6 Months Ended

Jun. 30, 2011

(5) Non-Covered Loans

The following table presents the major types of non-covered loans at June 30, 2011 and December 31, 2010. The classification of non-covered loan balances presented is reported in accordance with the regulatory reporting requirements.

(dollars in thousands)	June 30, 2011			December 31, 2010
Commercial	$	153,775		$	145,319
Real estate mortgage		403,003			395,265
Real estate construction		102,033			115,609
Consumer		169,110			175,896
		827,921			832,089
Deferred loan costs, net		2,117			2,204
Allowance for loan losses		(19,407	)		(18,812	)
Total non-covered loans, net	$	810,631		$	815,481