Consolidated Statements of Operations (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest income:
Loans receivable	$ 8,386	$ 8,811
Investment securities	2,130	2,045
Other interest-earning assets	93	157
Total interest income	10,609	11,013
Interest expense:
Deposits	1,390	1,894
Borrowed funds	296	262
Total interest expense	1,686	2,156
Net interest income	8,923	8,857
Provision for loan losses	1,050	903
Net interest income after provision for loan losses	7,873	7,954
Non-interest income:
Service charges and other fees	1,018	1,076
Card-based fees	533	475
Commission income	57	45
Net gain (loss) on sale of:
Investment securities	418	519
Loans held for sale	167	32
Other real estate owned	(47)	(5)
Income from bank-owned life insurance	540	206
Other income	138	103
Total non-interest income	2,824	2,451
Non-interest expense:
Compensation and employee benefits	4,713	5,239
Net occupancy expense	708	765
FDIC insurance premiums and regulatory assessments	488	653
Furniture and equipment expense	457	463
Data processing	438	442
Marketing	404	187
Professional fees	253	388
Other real estate owned related expense, net	618	592
Loan collection expense	118	120
Severance and early retirement expense	876	0
Other general and administrative expenses	1,134	1,118
Total non-interest expense	10,207	9,967
Income before income tax benefit	490	438
Income tax benefit	0	(34)
Net income	$ 490	$ 472
Per share data:
Basic earnings per share	$ 0.05	$ 0.04
Diluted earnings per share	$ 0.05	$ 0.04
Cash dividends declared per share	$ 0.01	$ 0.01
Weighted-average common and common share equivalents outstanding:
Basic	10,697,892	10,650,743
Diluted	10,746,398	10,706,677