XML 112 R88.htm IDEA: XBRL DOCUMENT v2.4.0.6
Income Taxes Schedule of Significant Components of Deferred Tax Assets and Liabilities (Details) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Deferred tax assets:    
Allowance for loan losses $ 4,694 $ 4,855
Specific reserves on other real estate owned 1,464 2,363
Deferred compensation 141 209
Deferred loan fees 94 184
Depreciation/amortization 476 523
Net operating loss carryforwards 7,098 6,323
Alternative minimum tax carryforwards 1,437 1,928
General business tax credits 3,922 3,630
Other-than-temporary impairments on investment securities available-for-sale 77 78
Other 946 1,672
Deferred Tax Assets 20,349 21,765
Deferred tax liabilities:    
FHLB stock dividends 274 278
Other 964 184
Deferred Tax Liabilities 1,238 462
Net deferred tax assets before valuation allowance and adjustments 19,111 21,303
Valuation allowance (6,473) (6,307)
Tax effect of adjustment related to unrealized (appreciation) depreciation on investment securities available-for-sale (1,336) 1,277
Total net deferred tax assets including adjustments $ 11,302 $ 16,273