Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
OPERATING ACTIVITIES:
Net income (loss)	$ 4,665	$ (10,474)	$ 3,460
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Provision for loan losses	4,210	17,114	3,877
Depreciation and amortization	1,456	1,496	1,584
Net discount accretion on investment securities available-for-sale	(1,718)	(76)	(524)
Net premium amortization on investment securities held-to-maturity	127	157	195
Net (gain) loss on sale of:
Investment securities	(1,509)	(1,715)	(689)
Loans held for sale	(1,071)	(330)	(178)
Other real estate owned	(840)	(2,562)	154
Properties and equipment	(8)	0	0
Writedowns on other real estate owned	2,009	2,825	762
Writedowns on transfer of future branch sites to other real estate owned	0	396	0
Writedowns on construction in process	77	413	0
Deferred income tax expense	2,330	945	524
Amortization of cost of stock benefit plans	305	205	163
Proceeds from sale of loans held for sale	54,773	15,996	5,967
Origination of loans held for sale	(53,278)	(16,684)	(5,607)
Increase in cash surrender value of bank-owned life insurance	(1,080)	(812)	(893)
Net change in other assets and liabilities	(3,243)	7,851	83
Net cash provided by (used for) operating activities	7,205	14,745	8,878
Proceeds from sale of:
Investment securities, available-for-sale	42,839	53,113	27,849
Other real estate owned	10,586	13,938	3,365
Properties and equipment	34	0	0
Loan participations	0	2,088	5,125
Proceeds from maturities and paydowns of:
Investment securities, available-for-sale	62,139	48,184	84,740
Investment securities, held-to-maturity	4,726	4,613	2,806
Redemption of Federal Home Loan Bank stock	0	14,095	3,662
Purchases of:
Investment securities, available-for-sale	(64,074)	(135,121)	(120,744)
Investment securities, held-to-maturity	(3,940)	(3,940)	(15,202)
Properties and equipment	(747)	(491)	(1,666)
Net change in loans receivable	(1,456)	(12,210)	889
Proceeds from bank-owned life insurance	751	0	0
Net cash flows provided by (used for) investing activities	50,858	(15,731)	(9,176)
Net increase (decrease) in:
Deposit accounts	(11,820)	31,434	96,022
Advance payments by borrowers for taxes and insurance	459	(343)	296
Short-term borrowed funds	(3,281)	982	(10,947)
Proceeds from Federal Home Loan Bank advances	0	15,000	18,000
Repayments of Federal Home Loan Bank advances	(357)	(15,332)	(65,311)
Dividends paid on common stock	(437)	(437)	(436)
Net cash flows provided by (used for) financing activities	(15,436)	31,304	37,624
Increase (decrease) in cash and cash equivalents	42,627	30,318	37,326
Cash and cash equivalents at beginning of year	92,072	61,754	24,428
Cash and cash equivalents at end of year	134,699	92,072	61,754
Supplemental disclosures:
Loans and land transferred to other real estate owned	16,001	10,764	17,363
Cash paid for interest on deposits	4,814	6,735	8,381
Cash paid for interest on borrowed funds	1,182	1,134	1,845
Cash paid for income taxes	$ 0	$ 550	$ 1,075