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Consolidated Statements of Operations (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest income:      
Loans receivable $ 33,049 $ 35,315 $ 37,682
Investment securities 7,889 7,894 8,605
Other interest-earning assets 394 495 483
Total interest income 41,332 43,704 46,770
Interest expense:      
Deposits 4,794 6,736 8,374
Borrowed funds 1,180 1,117 1,813
Total interest expense 5,974 7,853 10,187
Net interest income 35,358 35,851 36,583
Provision for loan losses 4,210 17,114 3,877
Net interest income after provision for loan losses 31,148 18,737 32,706
Non-interest income:      
Deposit related fees 6,355 6,278 6,354
Net gain (loss) on sale of:      
Investment securities 1,509 1,715 689
Loans held for sale 1,071 330 178
Other real estate owned 840 2,562 (154)
Income from bank-owned life insurance 1,080 812 893
Other income 1,154 1,154 1,276
Total non-interest income 12,009 12,851 9,236
Non-interest expense:      
Compensation and employee benefits 17,677 19,423 18,705
Net occupancy expense 2,756 2,818 2,832
FDIC insurance premiums and regulatory assessments 1,927 2,121 2,551
Data processing 1,828 1,740 1,754
Furniture and equipment expense 1,778 1,802 1,973
Marketing 1,362 914 781
Professional fees 1,039 1,385 2,283
Other real estate owned related expense, net 2,510 4,123 1,483
Loan collection expense 730 714 638
Severance and early retirement expense 876 1,375 545
Other general and administrative expenses 4,317 4,702 4,230
Total non-interest expense 36,800 41,117 37,775
Income (loss) before income tax expense (benefit) 6,357 (9,529) 4,167
Income tax expense (benefit) 1,692 945 707
Net income (loss) $ 4,665 $ (10,474) $ 3,460
Per share data:      
Basic earnings (loss) per share $ 0.43 $ (0.98) $ 0.33
Diluted earnings (loss) per share $ 0.43 $ (0.98) $ 0.32
Cash dividends declared per share $ 0.04 $ 0.04 $ 0.04
Weighted-average common and common share equivalents outstanding:      
Basic 10,737,804 10,684,133 10,635,939
Diluted 10,794,974 10,740,602 10,705,814