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Shareholders' Equity and Regulatory Capital Shareholders' Equity and Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2012
Regulatory Capital [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
The current regulatory capital requirements and the actual capital levels of the Bank at December 31, 2012 and 2011 are provided below. There are no conditions or events since December 31, 2012 that management believes have changed the Bank’s category. At December 31, 2012, the Bank’s adjusted total assets were $1.1 billion and its risk-weighted assets were $775.2 million.
 
Actual
 
For Capital Adequacy
Purposes
 
To Be Well-Capitalized
Under Prompt Corrective
Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
(Dollars in thousands)
As of December 31, 2012:
 
 
 
 
 
 
 
 
 
 
 
 
 
Tangible capital to adjusted total assets
$
99,279

 
8.81
%
 
$
16,896

 
>=
1.5
%
 
$
22,527

 
>=
2.0
%
Tier 1 (core) capital to adjusted total assets
99,279

 
8.81

 
45,055

 
>=
4.0

 
56,319

 
>=
5.0

Tier 1 (core) capital to risk-weighted assets
99,279

 
12.81

 
31,008

 
>=
4.0

 
46,512

 
>=
6.0

Total capital to risk-weighted assets
109,000

 
14.06

 
62,016

 
>=
8.0

 
77,520

 
>=
10.0

 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2011:
 
 
 
 
 
 
 
 
 
 
 
 
 
Tangible capital to adjusted total assets
$
94,502

 
8.26
%
 
$
17,151

 
>=
1.5
%
 
$
22,868

 
>=
2.0
%
Tier 1 (core) capital to adjusted total assets
94,502

 
8.26

 
45,737

 
>=
4.0

 
$
57,171

 
>=
5.0

Tier 1 (core) capital to risk-weighted assets
94,502

 
11.40

 
33,168

 
>=
4.0

 
$
49,752

 
>=
6.0

Total capital to risk-weighted assets
104,892

 
12.65

 
66,336

 
>=
8.0

 
$
82,920

 
>=
10.0

Reconciliation of Bank Shareholders' Equity to Bank's Regulatory Capital [Table Text Block]
The following table reflects the adjustments required to reconcile the Bank’s shareholders’ equity to the Bank’s regulatory capital at December 31, 2012:
 
Tangible
 
Tier 1 (Core)
 
Risk-Based
 
(Dollars in thousands)
Shareholders’ equity of the Bank
$
111,201

 
$
111,201

 
$
111,201

Disallowed deferred tax asset
(8,975
)
 
(8,975
)
 
(8,975
)
Adjustment for unrealized gains on certain available-for-sale securities
(2,112
)
 
(2,112
)
 
(2,112
)
Other
(835
)
 
(835
)
 
(835
)
General allowance for loan losses

 

 
9,721

Regulatory capital of the Bank
$
99,279

 
$
99,279

 
$
109,000

 
 
 
 
 

Total adjusted assets for Tangible and Tier 1 (Core) capital purposes
$
1,126,370

 
$
1,126,370

 

Total risk-weighted assets for risk-based capital purposes
 
 
 
 
$
775,198