Deposits Deposits (Tables)

12 Months Ended

Dec. 31, 2012

Deposits [Abstract]

Schedule of Deposits [Table Text Block]

The following table is a summary of the Company’s deposits and weighted-average cost of deposits at December 31, 2012 and 2011:

	December 31,
	2012					2011
	Amount			% of Total		Amount			% of Total
	(Dollars in thousands)
Checking accounts:
Non-interest bearing	$	107,670		11.1	%	$	96,321		9.9	%
Interest-bearing	185,388			19.2		175,150			17.9
Money market accounts	182,001			18.9		192,593			19.7
Savings accounts	153,799			15.9		133,292			13.6
Core deposits	628,858			65.1		597,356			61.1
Certificate of deposit accounts:
12 months or less	254,719			26.4		271,434			27.8
13 – 24 months	48,871			5.1		67,875			6.9
25 – 36 months	19,142			2.0		20,205			2.1
37 – 48 months	7,114			.7		14,272			1.5
49 – 60 months	6,681			.7		5,283			.5
Over 60 months	406			—		999			.1
Total certificates of deposit	336,933			34.9		380,068			38.9
Total deposits	$	965,791		100.0	%	$	977,424		100.0	%
Weighted-average cost of deposits	.46		%			.65		%

Schedule of Interest Expense on Deposits [Table Text Block]

Interest expense on deposit accounts is summarized as follows for the periods indicated:

	Years Ended December 31,
	2012		2011		2010
	(Dollars in thousands)
Interest-bearing checking accounts	$	262	$	404	$	259
Money market accounts	505		835		1,086
Savings accounts	279		280		349
Certificate of deposit accounts	3,748		5,217		6,680
	$	4,794	$	6,736	$	8,374