DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2024

DEPOSITS [Abstract]

Summary of Deposit Balances [Table Text Block]

The following table summarizes deposit balances as of the indicated dates:

December 31, 2024

December 31, 2023

(In thousands)

Type of account:

Non-interest-bearing deposit accounts

$

5,547,538

$

5,404,121

Interest-bearing checking accounts

4,308,116

3,937,945

Interest-bearing saving accounts

3,530,382

3,596,855

Time deposits

3,007,144

2,833,730

Brokered certificates of deposits (“CDs”)

478,118

783,334

 Total

$

16,871,298

$

16,555,985

Contractual Maturities of Time Deposits Including Brokered CDs [Table Text Block]

The following table presents the remaining contractual maturities of time deposits, including brokered CDs, as of December 31,

2024:

Total 

(In thousands)

Three months or less

$

1,030,064

Over three months to six months

542,847

Over six months to one year

1,038,620

Over one year to two years 

580,075

Over two years to three years 

117,792

Over three years to four years 

101,693

Over four years to five years 

52,281

Over five years

21,890

 Total

$

3,485,262

Interest Expense on Deposits [Table Text Block]

A table showing interest expense on interest-bearing deposits for the indicated periods follows:

Year Ended December 31,

2024

2023

2022

(In thousands)

Checking accounts

$

86,537

$

74,271

$

15,568

Saving accounts

29,025

25,955

11,191

Time deposits

105,712

68,605

18,102

Brokered CDs

31,833

16,630

1,500

 Total

$

253,107

$

185,461

$

46,361