XML 118 R101.htm IDEA: XBRL DOCUMENT v3.25.0.1
ALLOWANCE FOR CREDIT LOSSES FOR LOANS AND FINANCE LEASES - Additional Information (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable Allowance For Credit Losses [Line Items]        
Increase (decrease) in ACL $ (17,900)      
Provision for credit losses - (benefit) expense 62,861 $ 66,644 $ 25,679  
Net charge-offs 80,800 67,400    
Increase (decrease) in net charge-offs 13,400      
Recoveries 33,066 20,721 23,085  
Off-Balance Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal) (1,495) 365 2,736  
Off-Balance Sheet, Credit Loss, Liability 3,143 4,638 4,273 $ 1,537
Charge-offs 113,828 88,102 57,330  
Net disbursements on loans held for investment 705,368 758,232 603,853  
Allowance for credit losses 243,942 261,843 260,464 269,030
Residential Portfolio Segment [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Increase (decrease) in ACL (16,700)      
Provision for credit losses - (benefit) expense (16,225) (6,866) (8,734)  
Recoveries 1,453 2,692 3,547  
Charge-offs 1,971 3,245 6,890  
Allowance for credit losses 40,654 57,397 62,760 74,837
Residential Portfolio Segment [Member] | US [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Charge-offs 0 6    
Commercial Portfolio Segment [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Increase (decrease) in ACL (12,900)      
Commercial Portfolio Segment [Member] | Construction Loans [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Provision for credit losses - (benefit) expense (1,912) 1,408 (2,342)  
Recoveries 131 1,951 725  
Charge-offs 0 62 123  
Allowance for credit losses 3,824 5,605 2,308 4,048
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Provision for credit losses - (benefit) expense (4,886) 6,372 (1,770)  
Increase (decrease) in net charge-offs 6,000      
Recoveries 6,704 841 2,459  
Charge-offs 2,742 6,936 2,067  
Allowance for credit losses 32,266 33,190 32,906 34,284
Commercial Portfolio Segment [Member] | US [Member] | Construction Loans [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Charge-offs 0 0    
Commercial Portfolio Segment [Member] | US [Member] | Commercial and Industrial Sector [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Charge-offs 307 6,578    
Commercial Portfolio Segment [Member] | Puerto Rico [Member] | Commercial and Industrial Sector [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Recoveries 5,000      
Charge-offs 1,200      
Commercial Portfolio Segment [Member] | Nonaccrual loans [Member] | Puerto Rico [Member] | Commercial and Industrial Sector [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Charge-offs 1,200      
Consumer Portfolio Segment [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Increase (decrease) in ACL 11,700      
Provision for credit losses - (benefit) expense 96,601 67,816 57,519  
Recoveries 24,245 14,451 14,982  
Charge-offs 109,115 76,726 48,165  
Allowance for credit losses 144,751 133,020 $ 127,426 $ 103,090
Consumer Portfolio Segment [Member] | Automobile Loan [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Charge-offs 33,881 20,942    
Consumer Portfolio Segment [Member] | Bulk Sale Of Nonaccrual Loans [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Recoveries 10,000      
Consumer Portfolio Segment [Member] | US [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Charge-offs 77 324    
Consumer Portfolio Segment [Member] | US [Member] | Automobile Loan [Member]        
Financing Receivable Allowance For Credit Losses [Line Items]        
Charge-offs $ 77 $ 324