DEPOSITS AND RELATED INTEREST (Tables)

12 Months Ended

Dec. 31, 2022

DEPOSITS AND RELATED INTEREST [Abstract]

Summary of Deposit Balances [Table Text Block]

The following table summarizes deposit balances as of the indicated dates:

December 31, 

2022

2021

(In thousands)

Type of account and interest rate:

Non-interest-bearing deposit accounts

$

6,112,884

$

7,027,513

Interest-bearing saving accounts

3,902,888

4,729,387

Interest-bearing checking accounts

3,770,993

3,492,645

Certificates of deposit ("CDs")

2,250,876

2,434,932

Brokered CDs

105,826

100,417

 Total

$

16,143,467

$

17,784,894

Schedule of contractual maturities of CDs

The following table presents the contractual maturities of CDs, including brokered CDs, as of December 31, 2022:

Total 

(In thousands)

Three months or less

$

640,532

Over three months to six months

288,407

Over six months to one year

593,915

Over one year to two years 

517,970

Over two years to three years 

178,158

Over three years to four years 

38,952

Over four years to five years 

92,103

Over five years

6,665

 Total

$

2,356,702

Brokered Certificates Of Deposit Mature [Table Text Block]

Brokered CDs mature as follows:

December 31, 

2022

(In thousands)

Three months or less

$

42,681

Over six months to one year

12,986

Over one year to three years

35,440

Over three years to five years 

14,719

 Total

$

105,826

Schedule of Interest Expenses on Deposits [Table Text Block]

A table showing interest expense on deposits for the indicated periods follows:

Year Ended December 31,

2022

2021

2020

(In thousands)

Interest-bearing checking accounts

$

15,568

$

5,776

$

5,933

Savings

11,191

6,586

11,116

CDs

18,102

26,138

43,350

Brokered CDs

1,500

2,982

7,989

 Total

$

46,361

$

41,482

$

68,388