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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
12 Months Ended
Dec. 31, 2018
Loans and Leases Receivable Disclosure [Abstract]  
Allowance For Credit Losses On Financing Receivables Table [Text Block]
The changes in the allowance for loan and lease losses were as follows:
ResidentialCommercialCommercial andConstructionConsumer
Year Ended December 31, 2018Mortgage LoansMortgage LoansIndustrial LoansLoansLoansTotal
(In thousands)
Allowance for loan and lease losses:
Beginning balance$58,975$48,493$48,871$4,522$70,982$231,843
Charge-offs(24,775)(23,911)(9,704)(8,296)(50,106)(116,792)
Recoveries3,3927,9251,8193348,58822,058
Provision (release)13,20223,074(8,440)7,03224,38559,253
Ending balance$50,794$55,581$32,546$3,592$53,849$196,362
Ending balance: specific reserve for impaired loans$19,965$17,684$9,693$760$5,874$53,976
Ending balance: purchased credit-impaired loans (1)$10,954$400$-$-$-$11,354
Ending balance: general allowance$19,875$37,497$22,853$2,832$47,975$131,032
Loans held for investment:
Ending balance$3,163,208$1,522,662$2,148,111$79,429$1,944,713$8,858,123
Ending balance: impaired loans$403,732$227,426$91,192$6,593$31,326$760,269
Ending balance: purchased credit-impaired loans$143,176$3,464$-$-$-$146,640
Ending balance: loans with general allowance$2,616,300$1,291,772$2,056,919$72,836$1,913,387$7,951,214

ResidentialCommercialCommercial andConstructionConsumer
Year Ended December 31, 2017Mortgage LoansMortgage LoansIndustrial LoansLoansLoansTotal
(In thousands)
Allowance for loan and lease losses:
Beginning balance$33,980$57,261$61,953$2,562$49,847$205,603
Charge-offs(28,186)(39,092)(19,855)(3,607)(44,030)(134,770)
Recoveries2,4372705,7557327,56216,756
Provision50,74430,0541,0184,83557,603144,254
Ending balance$58,975$48,493$48,871$4,522$70,982$231,843
Ending balance: specific reserve for impaired loans$22,086$9,783$12,359$2,017$5,165$51,410
Ending balance: purchased credit-impaired loans (1)$10,873$378$-$-$-$11,251
Ending balance: general allowance$26,016$38,332$36,512$2,505$65,817$169,182
Loans held for investment:
Ending balance$3,290,957$1,614,972$2,083,253$111,397$1,749,897$8,850,476
Ending balance: impaired loans$433,434$152,914$118,300$47,266$38,394$790,308
Ending balance: purchased credit-impaired loans$153,991$4,183$-$-$-$158,174
Ending balance: loans with general allowance$2,703,532$1,457,875$1,964,953$64,131$1,711,503$7,901,994

The tables below present the allowance for loan and lease losses and the carrying value of loans by portfolio segment as of December 31, 2018 and 2017:
As of December 31, 2018Residential Mortgage LoansCommercial Mortgage LoansCommercial and Industrial LoansConsumer Loans
Construction Loans
(Dollars in thousands)Total
Impaired loans without specific reserves:
Principal balance of loans, net of charge-offs$110,238$43,358$30,030$2,431$2,340$188,397
Impaired loans with specific reserves:
Principal balance of loans, net of charge-offs293,494184,06861,1624,16228,986571,872
Allowance for loan and lease losses19,96517,6849,6937605,87453,976
Allowance for loan and lease losses to
principal balance6.80%9.61%15.85%18.26%20.26%9.44%
PCI loans:
Carrying value of PCI loans143,1763,464---146,640
Allowance for PCI loans10,954400---11,354
Allowance for PCI loans to carrying value7.65%11.55%---7.74%
Loans with general allowance:
Principal balance of loans2,616,3001,291,7722,056,91972,8361,913,3877,951,214
Allowance for loan and lease losses19,87537,49722,8532,83247,975131,032
Allowance for loan and lease losses to
principal balance0.76%2.90%1.11%3.89%2.51%1.65%
Total loans held for investment:
Principal balance of loans$3,163,208$1,522,662$2,148,111$79,429$1,944,713$8,858,123
Allowance for loan and lease losses50,79455,58132,5463,59253,849196,362
Allowance for loan and lease losses to
principal balance (1)1.61%3.65%1.52%4.52%2.77%2.22%

Residential Mortgage LoansCommercial Mortgage LoansCommercial and Industrial LoansConsumer Loans
Construction Loans
(Dollars in thousands)Total
As of December 31, 2017
Impaired loans without specific reserves:
Principal balance of loans, net of charge-offs$116,818$65,100$28,292$48$2,788$213,046
Impaired loans with specific reserves:
Principal balance of loans, net of charge-offs316,61687,81490,00847,21835,606577,262
Allowance for loan and lease losses22,0869,78312,3592,0175,16551,410
Allowance for loan and lease losses to
principal balance6.98%11.14%13.73%4.27%14.51%8.91%
PCI loans:
Carrying value of PCI loans153,9914,183---158,174
Allowance for PCI loans10,873378---11,251
Allowance for PCI loans to carrying value7.06%9.04%---7.11%
Loans with general allowance:
Principal balance of loans2,703,5321,457,8751,964,95364,1311,711,5037,901,994
Allowance for loan and lease losses26,01638,33236,5122,50565,817169,182
Allowance for loan and lease losses to
principal balance0.96%2.63%1.86%3.91%3.85%2.14%
Total loans held for investment:
Principal balance of loans$3,290,957$1,614,972$2,083,253$111,397$1,749,897$8,850,476
Allowance for loan and lease losses58,97548,49348,8714,52270,982231,843
Allowance for loan and lease losses to
principal balance (1)1.79%3.00%2.35%4.06%4.06%2.62%
(1) Loans used in the denominator include PCI loans of $146.6 million and $158.2 million as of December 31, 2018 and 2017, respectively. However, the Corporation separately tracks and reports PCI loans and excludes these loans from the amounts of nonaccrual loans, impaired loans, TDRs and non-performing assets.