ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)

9 Months Ended

Sep. 30, 2016

Changes in Allowance for Loan and Lease Losses

The changes in the allowance for loan and lease losses were as follows:
(In thousands)		Residential Mortgage Loans		Commercial Mortgage Loans		Commercial & Industrial Loans		Construction Loans		Consumer Loans		Total
Quarter ended September 30, 2016
Allowance for loan and lease losses:
Beginning balance		$	38,955	$	69,799	$	69,789	$	2,747	$	53,164	$	234,454
Charge-offs			(8,514)		(13,730)		(10,587)		(19)		(13,716)		(46,566)
Recoveries			972		335		929		140		2,303		4,679
Provision (release)			4,553		(152)		5,597		2,480		9,025		21,503
Ending balance		$	35,966	$	56,252	$	65,728	$	5,348	$	50,776	$	214,070
Ending balance: specific reserve for impaired loans		$	9,667	$	25,907	$	28,668	$	3,004	$	5,436	$	72,682
Ending balance: purchased credit-impaired loans (1)		$	6,638	$	219	$	-	$	-	$	-	$	6,857
Ending balance: general allowance		$	19,661	$	30,126	$	37,060	$	2,344	$	45,340	$	134,531
Loans held for investment:
Ending balance		$	3,299,942	$	1,545,014	$	2,167,011	$	124,298	$	1,727,389	$	8,863,654
Ending balance: impaired loans		$	444,039	$	198,500	$	178,174	$	47,707	$	44,434	$	912,854
Ending balance: purchased credit-impaired loans		$	165,014	$	3,127	$	-	$	-	$	-	$	168,141
Ending balance: loans with general allowance		$	2,690,889	$	1,343,387	$	1,988,837	$	76,591	$	1,682,955	$	7,782,659
(In thousands)		Residential Mortgage Loans		Commercial Mortgage Loans		Commercial & Industrial Loans		Construction Loans		Consumer Loans		Total
Nine-Month Period Ended September 30, 2016
Allowance for loan and lease losses:
Beginning balance		$	39,570	$	68,211	$	68,768	$	3,519	$	60,642	$	240,710
Charge-offs			(27,352)		(15,742)		(16,260)		(623)		(41,490)		(101,467)
Recoveries			2,159		414		1,885		301		6,526		11,285
Provision			21,589		3,369		11,335		2,151		25,098		63,542
Ending balance		$	35,966	$	56,252	$	65,728	$	5,348	$	50,776	$	214,070
Ending balance: specific reserve for impaired loans		$	9,667	$	25,907	$	28,668	$	3,004	$	5,436	$	72,682
Ending balance: purchased credit-impaired loans (1)		$	6,638	$	219	$	-	$	-	$	-	$	6,857
Ending balance: general allowance		$	19,661	$	30,126	$	37,060	$	2,344	$	45,340	$	134,531
Loans held for investment:
Ending balance		$	3,299,942	$	1,545,014	$	2,167,011	$	124,298	$	1,727,389	$	8,863,654
Ending balance: impaired loans		$	444,039	$	198,500	$	178,174	$	47,707	$	44,434	$	912,854
Ending balance: purchased credit-impaired loans		$	165,014	$	3,127	$	-	$	-	$	-	$	168,141
Ending balance: loans with general allowance		$	2,690,889	$	1,343,387	$	1,988,837	$	76,591	$	1,682,955	$	7,782,659
(1)	Refer to Note 6 - Loans Held for Investment -PCI loans for a detail of changes in the allowance for loan losses related to PCI loans.

(In thousands)	Residential Mortgage Loans		Commercial Mortgage Loans		Commercial & Industrial Loans		Construction Loans		Consumer Loans		Total
Quarter ended September 30, 2015
Allowance for loan and lease losses:
Beginning balance	$	33,783	$	49,092	$	63,900	$	11,865	$	62,878	$	221,518
Charge-offs		(5,094)		(3,677)		(1,267)		(103)		(15,926)		(26,067)
Recoveries		214		20		327		176		1,602		2,339
Provision (release)		6,958		6,668		3,807		(139)		13,882		31,176
Ending balance	$	35,861	$	52,103	$	66,767	$	11,799	$	62,436	$	228,966
Ending balance: specific reserve for impaired loans	$	18,705	$	4,886	$	17,540	$	2,128	$	8,600	$	51,859
Ending balance: purchased credit-impaired loans	$	3,061	$	102	$	-	$	-	$	-	$	3,163
Ending balance: general allowance	$	14,095	$	47,115	$	49,227	$	9,671	$	53,836	$	173,944
Loans held for investment:
Ending balance	$	3,330,089	$	1,562,538	$	2,222,324	$	163,956	$	1,861,555	$	9,140,462
Ending balance: impaired loans	$	459,311	$	104,046	$	174,983	$	66,123	$	38,250	$	842,713
Ending balance: purchased credit-impaired loans	$	172,927	$	3,158	$	-	$	-	$	-	$	176,085
Ending balance: loans with general allowance	$	2,697,851	$	1,455,334	$	2,047,341	$	97,833	$	1,823,305	$	8,121,664
(In thousands)	Residential Mortgage Loans		Commercial Mortgage Loans		Commercial & Industrial Loans		Construction Loans		Consumer Loans		Total
Nine-Month Period Ended September 30, 2015
Allowance for loan and lease losses:
Beginning balance	$	27,301	$	50,894	$	63,721	$	12,822	$	67,657	$	222,395
Charge-offs		(13,815)		(54,115)		(30,090)		(4,787)		(48,221)		(151,028)
Recoveries		584		6,515		3,386		2,379		6,323		19,187
Provision		21,791		48,809		29,750		1,385		36,677		138,412
Ending balance	$	35,861	$	52,103	$	66,767	$	11,799	$	62,436	$	228,966
Ending balance: specific reserve for impaired loans	$	18,705	$	4,886	$	17,540	$	2,128	$	8,600	$	51,859
Ending balance: purchased credit-impaired loans	$	3,061	$	102	$	-	$	-	$	-	$	3,163
Ending balance: general allowance	$	14,095	$	47,115	$	49,227	$	9,671	$	53,836	$	173,944
Loans held for investment:
Ending balance	$	3,330,089	$	1,562,538	$	2,222,324	$	163,956	$	1,861,555	$	9,140,462
Ending balance: impaired loans	$	459,311	$	104,046	$	174,983	$	66,123	$	38,250	$	842,713
Ending balance: purchased credit-impaired loans	$	172,927	$	3,158	$	-	$	-	$	-	$	176,085
Ending balance: loans with general allowance	$	2,697,851	$	1,455,334	$	2,047,341	$	97,833	$	1,823,305	$	8,121,664