ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)

3 Months Ended

Mar. 31, 2016

Changes in Allowance for Loan and Lease Losses

The changes in the allowance for loan and lease losses were as follows:
(In thousands)	Residential Mortgage Loans		Commercial Mortgage Loans		Commercial & Industrial Loans		Construction Loans		Consumer Loans		Total
Quarter ended March 31, 2016
Allowance for loan and lease losses:
Beginning balance	$	39,570	$	68,211	$	68,768	$	3,519	$	60,642	$	240,710
Charge-offs		(7,306)		(575)		(3,759)		(91)		(14,804)		(26,535)
Recoveries		346		46		280		17		2,208		2,897
Provision (release)		5,938		1,062		5,809		(432)		8,676		21,053
Ending balance	$	38,548	$	68,744	$	71,098	$	3,013	$	56,722	$	238,125
Ending balance: specific reserve for
impaired loans	$	16,150	$	36,007	$	18,749	$	1,202	$	9,387	$	81,495
Ending balance: purchased credit-impaired loans (1)	$	4,423	$	145	$	-	$	-	$	-	$	4,568
Ending balance: general allowance	$	17,975	$	32,592	$	52,349	$	1,811	$	47,335	$	152,062
Loans held for investment:
Ending balance	$	3,330,945	$	1,524,491	$	2,343,416	$	146,129	$	1,786,361	$	9,131,342
Ending balance: impaired loans	$	461,606	$	191,251	$	168,160	$	52,938	$	43,636	$	917,591
Ending balance: purchased credit-
impaired loans	$	169,190	$	3,142	$	-	$	-	$	-	$	172,332
Ending balance: loans with general allowance	$	2,700,149	$	1,330,098	$	2,175,256	$	93,191	$	1,742,725	$	8,041,419
(1) Refer to Note 6 - Loans Held for Investment-PCI loans for a detail of changes in the allowance for loan losses related to PCI loans.

(In thousands)	Residential Mortgage Loans		Commercial Mortgage Loans		Commercial & Industrial Loans		Construction Loans		Consumer Loans		Total
Quarter ended March 31, 2015
Allowance for loan and lease losses:
Beginning balance	$	27,301	$	50,894	$	63,721	$	12,822	$	67,657	$	222,395
Charge-offs		(5,192)		(4,006)		(4,453)		(605)		(17,757)		(32,013)
Recoveries		98		276		558		207		1,573		2,712
Provision (release)		6,475		(2,137)		10,353		1,215		17,064		32,970
Ending balance	$	28,682	$	45,027	$	70,179	$	13,639	$	68,537	$	226,064
Ending balance: specific reserve for
impaired loans	$	14,862	$	13,238	$	24,871	$	3,381	$	5,788	$	62,140
Ending balance: purchased credit-impaired loans	$	-	$	-	$	-	$	-	$	-	$	-
Ending balance: general allowance	$	13,820	$	31,789	$	45,308	$	10,258	$	62,749	$	163,924
Loans held for investment:
Ending balance	$	3,331,620	$	1,649,263	$	2,442,867	$	124,440	$	1,937,182	$	9,485,372
Ending balance: impaired loans	$	429,526	$	224,365	$	226,656	$	37,593	$	36,841	$	954,981
Ending balance: purchased credit-
impaired loans	$	177,601	$	3,279	$	-	$	-	$	234	$	181,114
Ending balance: loans with general allowance	$	2,724,493	$	1,421,619	$	2,216,211	$	86,847	$	1,900,107	$	8,349,277