XML 137 R92.htm IDEA: XBRL DOCUMENT v2.4.0.8
ALLOWANCE FOR LOAN AND LEASE LOSSES - Changes in Allowance for Loan and Lease Losses (Detail) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Jun. 30, 2014
Dec. 31, 2013
Financing Receivable Allowance For Credit Losses [Line Items]            
Beginning balance $ 241,177 $ 301,047 $ 285,858 $ 435,414    
Charge-offs (53,937) (39,444) (166,698) (182,157)    
Charge-off related to bulk sale       (196,491)    
Recoveries 11,195 5,581 20,616 11,831    
Provision For Loan Lease And Other Losses 26,999 22,195 85,658 220,782    
Reclassification       0 [1]    
Ending balance 225,434 289,379 225,434 289,379    
Balance at end of period 55,284 106,175 55,284 106,175 68,358 102,601
Ending balance: general allowance 170,150 183,204 170,150 183,204    
Ending balance 9,315,402 9,508,634 9,315,402 9,508,634   9,636,170
Ending balance: impaired loans 973,014 904,509 973,014 904,509 908,858 919,112
Ending balance: purchased credit-impaired loans 104,313   104,313     4,791
Ending balance: loans with general allowance 8,238,075 8,598,162 8,238,075 8,598,162    
Purchased Credit Impaired [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Ending balance: purchased credit-impaired loans 0 0 0 0    
Ending balance: purchased credit-impaired loans 104,313 5,963 104,313 5,963    
Residential Mortgage [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Beginning balance 29,755 35,581 33,110 68,354    
Charge-offs (5,970) (8,698) (17,379) (25,351)    
Charge-off related to bulk sale       (98,972)    
Recoveries 236 241 605 868    
Provision For Loan Lease And Other Losses 5,885 4,663 13,570 86,888    
Reclassification       0 [1]    
Ending balance 29,906 31,787 29,906 31,787    
Balance at end of period 11,658 17,982 11,658 17,982    
Ending balance: general allowance 18,248 13,805 18,248 13,805    
Ending balance 2,819,648 2,519,457 2,819,648 2,519,457    
Ending balance: impaired loans 421,823 397,025 421,823 397,025    
Ending balance: loans with general allowance 2,298,290 2,122,432 2,298,290 2,122,432    
Residential Mortgage [Member] | Purchased Credit Impaired [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Ending balance: purchased credit-impaired loans 0 0 0 0    
Ending balance: purchased credit-impaired loans 99,535 0 99,535 0    
Commercial Mortgage [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Beginning balance 48,578 88,013 73,138 97,692    
Charge-offs (2,823) (5,944) (22,056) (25,214)    
Charge-off related to bulk sale       (40,057)    
Recoveries 3,939 26 8,271 64    
Provision For Loan Lease And Other Losses 2,721 (59) (6,938) 38,860    
Reclassification       10,691 [1]    
Ending balance 52,415 82,036 52,415 82,036    
Balance at end of period 14,128 28,316 14,128 28,316    
Ending balance: general allowance 38,287 53,720 38,287 53,720    
Ending balance 1,812,094 1,857,794 1,812,094 1,857,794    
Ending balance: impaired loans 238,332 205,654 238,332 205,654    
Ending balance: loans with general allowance 1,570,344 1,652,140 1,570,344 1,652,140    
Commercial Mortgage [Member] | Purchased Credit Impaired [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Ending balance: purchased credit-impaired loans 0 0 0 0    
Ending balance: purchased credit-impaired loans 3,418 0 3,418 0    
Commercial And Industrial Loans [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Beginning balance 76,890 87,677 85,295 146,900    
Charge-offs (17,605) (7,419) (59,516) (54,849)    
Charge-off related to bulk sale       (44,678)    
Recoveries 1,174 1,701 2,253 3,460    
Provision For Loan Lease And Other Losses 3,017 1,090 35,444 41,656    
Reclassification       (9,440) [1]    
Ending balance 63,476 83,049 63,476 83,049    
Balance at end of period 21,267 34,438 21,267 34,438    
Ending balance: general allowance 42,209 48,611 42,209 48,611    
Ending balance 2,515,384 2,908,347 2,515,384 2,908,347    
Ending balance: impaired loans 241,413 200,285 241,413 200,285    
Ending balance: loans with general allowance 2,273,971 2,708,062 2,273,971 2,708,062    
Commercial And Industrial Loans [Member] | Purchased Credit Impaired [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Ending balance: purchased credit-impaired loans 0 0 0 0    
Ending balance: purchased credit-impaired loans 0 0 0 0    
Construction Loans [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Beginning balance 21,292 34,728 35,814 61,600    
Charge-offs (7,691) (1,824) (11,322) (30,070)    
Charge-off related to bulk sale       (12,784)    
Recoveries 4,486 1,895 5,158 2,042    
Provision For Loan Lease And Other Losses (3,652) 1,304 (15,215) 16,566    
Reclassification       (1,251) [1]    
Ending balance 14,435 36,103 14,435 36,103    
Balance at end of period 2,936 21,785 2,936 21,785    
Ending balance: general allowance 11,499 14,318 11,499 14,318    
Ending balance 141,689 163,610 141,689 163,610    
Ending balance: impaired loans 39,441 73,482 39,441 73,482    
Ending balance: loans with general allowance 102,248 90,128 102,248 90,128    
Construction Loans [Member] | Purchased Credit Impaired [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Ending balance: purchased credit-impaired loans 0 0 0 0    
Ending balance: purchased credit-impaired loans 0 0 0 0    
Consumer Loan [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Beginning balance 64,662 55,048 58,501 60,868    
Charge-offs (19,848) (15,559) (56,425) (46,673)    
Charge-off related to bulk sale       0    
Recoveries 1,360 1,718 4,329 5,397    
Provision For Loan Lease And Other Losses 19,028 15,197 58,797 36,812    
Reclassification       0 [1]    
Ending balance 65,202 56,404 65,202 56,404    
Balance at end of period 5,295 3,654 5,295 3,654    
Ending balance: general allowance 59,907 52,750 59,907 52,750    
Ending balance 2,026,587 2,059,426 2,026,587 2,059,426    
Ending balance: impaired loans 32,005 28,063 32,005 28,063    
Ending balance: loans with general allowance 1,993,222 2,025,400 1,993,222 2,025,400    
Consumer Loan [Member] | Purchased Credit Impaired [Member]
           
Financing Receivable Allowance For Credit Losses [Line Items]            
Ending balance: purchased credit-impaired loans 0 0 0 0    
Ending balance: purchased credit-impaired loans $ 1,360 $ 5,963 $ 1,360 $ 5,963    
[1] During the second quarter of 2013, after a comprehensive review of substantially all of the loans in our commercial portfolios, the classification of certain loans was revised to more accurately depict the nature of the underlying loans. This reclassification resulted in a net increase of $269.0 million in commercial mortgage loans, since the principal source of repayment for such loans is derived primarily from the operation of the underlying real estate, with a corresponding decrease of $246.8 million in commercial and industrial loans and a $22.2 million decrease in construction loans. The Corporation evaluated the impact of this reclassification on the provision for loan losses and determined that the effect of this adjustment was not material to any previously reported results.