The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109   8,610 66 SH   SOLE   66 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101   165,373 530 SH   SOLE   530 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101   120,131 385 SH   DFND   0 385 0
EATON CORP PLC FOREIGN EQUITIES G29183103   112,530 414 SH   SOLE   414 0 0
LINDE PLC SHS FOREIGN EQUITIES G54950103   46,564 100 SH   SOLE   100 0 0
MEDTRONIC PLC ORDINARY COMMON STOCK G5960L103   352,697 3,925 SH   SOLE   3,925 0 0
MEDTRONIC PLC ORDINARY COMMON STOCK G5960L103   8,986 100 SH   DFND   0 100 0
TRANE TECHNOLOGIES PLC SHS FOREIGN EQUITIES G8994E103   67,382 200 SH   SOLE   200 0 0
ALCON INC ORD SHS COMMON STOCK H01301128   10,442 110 SH   SOLE   110 0 0
ALCON INC ORD SHS COMMON STOCK H01301128   6,834 72 SH   DFND   0 72 0
ASML HOLDING N V N Y REGISTRY SHS COMMON STOCK N07059210   271,676 410 SH   SOLE   410 0 0
LYONDELLBASELL INDUSTRIES N.V. CL A FOREIGN EQUITIES N53745100   11,122 158 SH   SOLE   158 0 0
AT&T INC COM COMMON STOCK 00206R102   441,912 15,632 SH   SOLE   14,172 960 500
AT&T INC COM COMMON STOCK 00206R102   163,116 5,770 SH   DFND   1,100 4,670 0
ABBOTT LABS COM COMMON STOCK 002824100   1,299,957 9,800 SH   SOLE   9,600 200 0
ABBOTT LABS COM COMMON STOCK 002824100   442,784 3,338 SH   DFND   863 2,475 0
ABBVIE INC COMMON STOCK 00287Y109   3,076,156 14,682 SH   SOLE   14,082 300 300
ABBVIE INC COMMON STOCK 00287Y109   1,486,123 7,093 SH   DFND   1,989 5,104 0
ADOBE INC COM COMMON STOCK 00724F101   1,268,662 3,308 SH   SOLE   3,308 0 0
ADOBE INC COM COMMON STOCK 00724F101   62,513 163 SH   DFND   63 100 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101   7,018 60 SH   SOLE   60 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101   23,396 200 SH   DFND   200 0 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106   1,271,641 4,312 SH   SOLE   4,112 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106   821,324 2,785 SH   DFND   285 2,500 0
AIR TRANSPORT SERVICES GRP ICOM COMMON STOCK 00922R105   50,243 2,240 SH   SOLE   2,240 0 0
ALLSTATE CORP COM COMMON STOCK 020002101   20,707 100 SH   SOLE   100 0 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107   13,500 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107   1,306,705 8,364 SH   SOLE   8,364 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107   1,976,152 12,649 SH   DFND   449 12,200 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   2,035,663 13,164 SH   SOLE   12,964 0 200
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   277,577 1,795 SH   DFND   985 810 0
ALTRIA GROUP INC COMMON STOCK 02209S103   188,161 3,135 SH   SOLE   3,135 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   201,067 3,350 SH   DFND   200 3,150 0
AMAZON COM INC COM COMMON STOCK 023135106   3,888,695 20,439 SH   SOLE   20,253 94 92
AMAZON COM INC COM COMMON STOCK 023135106   2,588,867 13,607 SH   DFND   1,267 12,340 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101   304,316 2,785 SH   DFND   0 2,785 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109   2,588,150 9,620 SH   SOLE   9,120 500 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109   352,709 1,311 SH   DFND   649 662 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784   695 8 SH   SOLE   0 8 0
AMERICAN WATER WORKS COMMON STOCK 030420103   447,132 3,031 SH   SOLE   3,031 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103   119,933 813 SH   DFND   493 320 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106   302,562 625 SH   SOLE   625 0 0
AMGEN INC COM COMMON STOCK 031162100   895,668 2,875 SH   SOLE   2,875 0 0
AMGEN INC COM COMMON STOCK 031162100   615,291 1,975 SH   DFND   0 1,975 0
AMPLIFY ETF TR ALTRNTV HARV ETF MUTUAL FUNDS-ETF EQUITIES 032108474   156 8 SH   SOLE   8 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   1,715,992 8,509 SH   SOLE   8,509 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   120,192 596 SH   DFND   261 335 0
APPLE COMPUTER INC COM COMMON STOCK 037833100   8,924,490 40,177 SH   SOLE   39,745 164 268
APPLE COMPUTER INC COM COMMON STOCK 037833100   1,713,508 7,714 SH   DFND   3,352 4,362 0
APPLIED MATLS INC COM COMMON STOCK 038222105   702,228 4,839 SH   SOLE   4,839 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105   20,171 139 SH   DFND   139 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108   5,145 70 SH   SOLE   70 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103   745,466 2,440 SH   SOLE   1,794 646 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103   61,104 200 SH   DFND   0 200 0
AUTOZONE INC COM COMMON STOCK 053332102   1,193,400 313 SH   SOLE   313 0 0
AUTOZONE INC COM COMMON STOCK 053332102   190,639 50 SH   DFND   0 50 0
BP PLC SPONSORED ADR COMMON STOCK 055622104   104,950 3,106 SH   SOLE   3,106 0 0
BP PLC SPONSORED ADR COMMON STOCK 055622104   72,411 2,143 SH   DFND   1,243 900 0
BANKAMERICA CORP NEW COMMON STOCK 060505104   29,537 708 SH   SOLE   708 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100   116,824 1,393 SH   SOLE   1,393 0 0
BAXTER INTL INC COM COMMON STOCK 071813109   68,440 2,000 SH   DFND   0 2,000 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702   2,658,096 4,991 SH   SOLE   4,991 0 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702   916,036 1,720 SH   DFND   220 1,500 0
BLACKROCK INC COM COMMON STOCK 09290D101   777,991 822 SH   SOLE   822 0 0
BLACKROCK INC COM COMMON STOCK 09290D101   662,529 700 SH   DFND   0 700 0
BOEING CO COM COMMON STOCK 097023105   1,336,070 7,834 SH   SOLE   7,834 0 0
BOEING CO COM COMMON STOCK 097023105   129,617 760 SH   DFND   493 267 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   818,178 13,415 SH   SOLE   12,315 900 200
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   410,828 6,736 SH   DFND   565 6,171 0
BROADCOM INC NPV COMMON STOCK 11135F101   5,658,954 33,799 SH   SOLE   33,591 208 0
BROADCOM INC NPV COMMON STOCK 11135F101   272,909 1,630 SH   DFND   400 1,230 0
CSX CORP COM COMMON STOCK 126408103   17,658 600 SH   SOLE   0 600 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100   92,000 1,358 SH   SOLE   1,358 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100   19,308 285 SH   DFND   0 285 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104   5,706 90 SH   SOLE   90 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104   348,700 5,500 SH   DFND   0 5,500 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101   860,076 2,608 SH   SOLE   2,608 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101   63,319 192 SH   DFND   93 99 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108   5,896 16 SH   SOLE   16 0 0
CHEMOURS CO COM COMMON STOCK 163851108   1,771 131 SH   SOLE   96 35 0
EXPAND ENERGY CORPORATION COM COMMON STOCK 165167735   9,573 86 SH   SOLE   86 0 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100   1,772,423 10,595 SH   SOLE   10,549 46 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100   1,029,501 6,154 SH   DFND   356 5,798 0
CISCO SYS INC COM COMMON STOCK 17275R102   2,088,224 33,845 SH   SOLE   33,845 0 0
CISCO SYS INC COM COMMON STOCK 17275R102   296,590 4,807 SH   DFND   1,302 3,505 0
CITIGROUP INC NEW COMMON STOCK 172967424   110,174 1,552 SH   SOLE   1,552 0 0
CITIGROUP INC NEW COMMON STOCK 172967424   3,549 50 SH   DFND   0 50 0
CLOROX COMPANY COMMON STOCK 189054109   11,043 75 SH   SOLE   75 0 0
COCA COLA CO COM COMMON STOCK 191216100   1,286,751 17,969 SH   SOLE   16,614 800 555
COCA COLA CO COM COMMON STOCK 191216100   192,057 2,682 SH   DFND   582 2,100 0
COINBASE GLOBAL INC COM CL A COMMON STOCK 19260Q107   17,223 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103   78,707 840 SH   SOLE   460 380 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103   374,800 4,000 SH   DFND   0 4,000 0
COMCAST CORP COMMON STOCK 20030N101   615,020 16,672 SH   SOLE   16,672 0 0
COMCAST CORP COMMON STOCK 20030N101   67,250 1,823 SH   DFND   1,478 345 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106   289,986 5,100 SH   SOLE   5,100 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104   224,320 2,136 SH   SOLE   2,136 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104   52,510 500 SH   DFND   500 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   221 2 SH   SOLE   2 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   55,295 500 SH   DFND   0 0 500
CONSTELLATION ENERGY CORP COM COMMON STOCK 21037T109   40,324 200 SH   SOLE   34 0 166
CONSTELLATION ENERGY CORP COM COMMON STOCK 21037T109   13,307 66 SH   DFND   0 66 0
CORTEVA INC COM COMMON STOCK 22052L104   143,975 2,288 SH   SOLE   2,019 99 170
CORTEVA INC COM COMMON STOCK 22052L104   231,391 3,677 SH   DFND   608 3,069 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105   917,399 970 SH   SOLE   970 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105   109,710 116 SH   DFND   116 0 0
DANAHER CORP COMMON STOCK 235851102   443,210 2,162 SH   SOLE   2,162 0 0
DANAHER CORP COMMON STOCK 235851102   16,400 80 SH   DFND   0 80 0
DEERE & CO COM COMMON STOCK 244199105   811,481 1,729 SH   SOLE   1,729 0 0
DEERE & CO COM COMMON STOCK 244199105   653,320 1,392 SH   DFND   293 1,099 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106   325,605 3,299 SH   SOLE   3,299 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106   51,817 525 SH   DFND   100 100 325
DISCOVER FINL SVCS COMMON STOCK 254709108   18,606 109 SH   SOLE   109 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109   610,598 10,892 SH   SOLE   9,542 950 400
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109   481,555 8,590 SH   DFND   0 8,590 0
DOW INC COM COMMON STOCK 260557103   93,762 2,686 SH   SOLE   2,417 99 170
DOW INC COM COMMON STOCK 260557103   128,359 3,677 SH   DFND   608 3,069 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204   593,743 4,868 SH   SOLE   4,818 50 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204   542,888 4,451 SH   DFND   985 3,466 0
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102   299,602 4,012 SH   SOLE   3,743 99 170
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102   259,656 3,477 SH   DFND   608 2,869 0
EASTMAN CHEMICAL CO COMMON STOCK 277432100   10,925 124 SH   SOLE   124 0 0
EATON VANCE INSURED MUNI BD FD MUTUAL FUNDS-ETF NON-TAX 27827X101   16,609 1,666 SH   SOLE   1,666 0 0
EBAY INC COM COMMON STOCK 278642103   27,629 408 SH   SOLE   408 0 0
ECOLAB INC COMMON STOCK 278865100   533,149 2,103 SH   SOLE   2,103 0 0
ECOLAB INC COMMON STOCK 278865100   55,772 220 SH   DFND   23 197 0
EMERSON ELEC CO COM COMMON STOCK 291011104   1,591,961 14,520 SH   SOLE   14,045 75 400
EMERSON ELEC CO COM COMMON STOCK 291011104   562,232 5,128 SH   DFND   372 4,756 0
ENBRIDGE INC COMMON STOCK 29250N105   916,487 20,684 SH   SOLE   20,384 300 0
ENBRIDGE INC COMMON STOCK 29250N105   437,293 9,869 SH   DFND   2,094 7,775 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS PARTNERSHIPS 29273V100   33,313 1,792 SH   SOLE   1,792 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104   25,810 1,370 SH   SOLE   1,370 0 0
ESSENTIAL UTILS INC COM COMMON STOCK 29670G102   9,880 250 SH   DFND   0 250 0
EXELON CORP COM COMMON STOCK 30161N101   164,652 3,574 SH   SOLE   3,074 0 500
EXELON CORP COM COMMON STOCK 30161N101   27,642 600 SH   DFND   0 600 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109   234,366 1,949 SH   SOLE   1,949 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109   115,559 961 SH   DFND   261 700 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102   2,565,533 21,572 SH   SOLE   20,002 1,570 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102   1,773,479 14,912 SH   DFND   1,182 13,130 600
F N B CORP PA COMMON STOCK 302520101   779,252 57,937 SH   SOLE   0 57,937 0
FACEBOOK INC COMMON STOCK 30303M102   1,620,681 2,812 SH   SOLE   2,812 0 0
FACEBOOK INC COMMON STOCK 30303M102   126,795 220 SH   DFND   125 95 0
FASTENAL CO COM COMMON STOCK 311900104   2,134,587 27,529 SH   SOLE   25,229 1,500 800
FASTENAL CO COM COMMON STOCK 311900104   653,193 8,424 SH   DFND   3,799 4,625 0
FEDEX CORPORATION COMMON STOCK 31428X106   24,378 100 SH   SOLE   100 0 0
FIDELITY D & D BANCORP INC COM COMMON STOCK 31609R100   6,075 146 SH   SOLE   146 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860   5,015 500 SH   SOLE   500 0 0
FRANKLIN FINL SVCS CORP COM COMMON STOCK 353525108   500,057 14,106 SH   SOLE   14,106 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857   8,102 214 SH   SOLE   214 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857   2,044 54 SH   DFND   0 54 0
GE HEALTHCARE TECHNOLOGIES ICOMMON STOCK COMMON STOCK 36266G107   23,161 287 SH   SOLE   238 49 0
GE HEALTHCARE TECHNOLOGIES ICOMMON STOCK COMMON STOCK 36266G107   1,210 15 SH   DFND   0 15 0
GARRETT MOTION INC COM COMMON STOCK 366505105   83 10 SH   DFND   0 10 0
GE VERNOVA INC COM COMMON STOCK 36828A101   65,935 216 SH   SOLE   179 37 0
GE VERNOVA INC COM COMMON STOCK 36828A101   46,399 152 SH   DFND   12 140 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   125,926 462 SH   SOLE   462 0 0
GENERAL ELEC CO COM COMMON STOCK 369604301   266,595 1,332 SH   SOLE   1,182 150 0
GENERAL ELEC CO COM COMMON STOCK 369604301   134,098 670 SH   DFND   50 620 0
GENERAL MLS INC COM COMMON STOCK 370334104   470,181 7,864 SH   SOLE   7,864 0 0
GENERAL MLS INC COM COMMON STOCK 370334104   282,206 4,720 SH   DFND   264 4,456 0
GENERAL MOTORS CO COM COMMON STOCK 37045V100   9,404 200 SH   SOLE   200 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COMMON STOCK 37733W204   101,157 2,612 SH   SOLE   2,612 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COMMON STOCK 37733W204   3,098 80 SH   DFND   0 80 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   2,008,112 3,676 SH   SOLE   3,676 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   139,299 255 SH   DFND   171 84 0
HALEON PLC SPON ADS FOREIGN EQUITIES 405552100   1,029 100 SH   DFND   0 100 0
HASBRO INC COM COMMON STOCK 418056107   13,404 218 SH   SOLE   218 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108   73,370 429 SH   SOLE   279 150 0
HOME DEPOT INC COM COMMON STOCK 437076102   2,068,397 5,644 SH   SOLE   5,644 0 0
HOME DEPOT INC COM COMMON STOCK 437076102   103,346 282 SH   DFND   232 50 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   580,405 2,741 SH   SOLE   2,741 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   21,175 100 SH   DFND   0 100 0
INDEXIQ ETF TR HEDGE MLTI ETF MUTUAL FUNDS-ETF ALTERNATIVE 45409B107   99,596 3,182 SH   SOLE   3,182 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106   14,085 176 SH   SOLE   176 0 0
INTEL CORP COM COMMON STOCK 458140100   46,262 2,038 SH   SOLE   1,638 0 400
INTEL CORP COM COMMON STOCK 458140100   86,214 3,798 SH   DFND   1,298 2,500 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101   509,998 2,051 SH   SOLE   2,001 50 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101   509,255 2,048 SH   DFND   0 2,048 0
INTUITIVE SURGICAL INC. COMMON STOCK 46120E602   12,381 25 SH   SOLE   25 0 0
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT MUTUAL FUNDS-ETF EQUITIES 46137V357   367,761 2,123 SH   SOLE   2,123 0 0
INVESCO EX PFD ETF MUTUAL FUNDS-ETF EQUITIES 46138E511   44,879 4,000 SH   SOLE   4,000 0 0
ISHARES MSCI PAC JP ETF MUTUAL FUNDS 464286665   2,204 50 SH   SOLE   50 0 0
ISHARES S&P 100 MUTUAL FUNDS 464287101   13,541 50 SH   SOLE   50 0 0
I SHARES TR DJ SLECT DIV INDEX MUTUAL FUNDS-ETF EQUITIES 464287168   117,768 877 SH   SOLE   877 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200   1,860,969 3,312 SH   SOLE   3,312 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200   5,057 9 SH   DFND   9 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465   1,967,482 24,076 SH   SOLE   24,076 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465   604,236 7,394 SH   DFND   5,004 2,390 0
ISHARES TR RUS MD CP GR ETF MUTUAL FUNDS-ETF EQUITIES 464287481   11,631 99 SH   SOLE   99 0 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS 464287499   25,518 300 SH   SOLE   300 0 0
ISHARES RUSSELL 1000 VALUE MUTUAL FUNDS-ETF EQUITIES 464287598   34,809 185 SH   SOLE   185 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUNDS-ETF EQUITIES 464287614   46,940 130 SH   SOLE   130 0 0
ISHARES S&P 600 INDEX MUTUAL FUNDS-ETF EQUITIES 464287804   26,142 250 SH   SOLE   250 0 0
ISHARES TR US TREAS BD ETF MUTUAL FUNDS-ETF FIXED INCOME 46429B267   14,224 619 SH   SOLE   619 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100   3,593,870 14,651 SH   SOLE   14,476 175 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100   417,498 1,702 SH   DFND   602 1,100 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   2,615,446 15,771 SH   SOLE   14,771 1,000 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   708,634 4,273 SH   DFND   273 4,000 0
KELLOGG CO COM COMMON STOCK 487836108   41,245 500 SH   SOLE   0 0 500
KELLOGG CO COM COMMON STOCK 487836108   123,735 1,500 SH   DFND   0 1,500 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103   237,932 1,673 SH   SOLE   1,673 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103   479,565 3,372 SH   DFND   0 3,372 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101   28 1 SH   SOLE   1 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106   107,509 3,533 SH   SOLE   3,533 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106   31,828 1,046 SH   DFND   0 1,046 0
KYNDRYL HLDGS INC COMMON STOCK COMMON STOCK 50155Q100   721 23 SH   SOLE   23 0 0
KYNDRYL HLDGS INC COMMON STOCK COMMON STOCK 50155Q100   313 10 SH   DFND   0 10 0
LILLY ELI & CO COM COMMON STOCK 532457108   5,204,803 6,302 SH   SOLE   6,007 120 175
LILLY ELI & CO COM COMMON STOCK 532457108   5,703,661 6,906 SH   DFND   500 6,406 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109   943,420 2,112 SH   SOLE   2,112 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109   71,471 160 SH   DFND   93 67 0
LOWES COS INC COM COMMON STOCK 548661107   417,012 1,788 SH   SOLE   1,088 300 400
LOWES COS INC COM COMMON STOCK 548661107   227,399 975 SH   DFND   500 475 0
LUCID GROUP INC COM COMMON STOCK 549498103   968 400 SH   SOLE   400 0 0
LULULEMON ATHLETICA COMMON STOCK 550021109   56,610 200 SH   SOLE   200 0 0
MANNKIND CORPORATION COMMON STOCK 56400P706   1,089 217 SH   DFND   0 217 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102   284,095 1,950 SH   SOLE   1,950 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104   2,417,148 4,410 SH   SOLE   4,410 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104   1,100,055 2,007 SH   DFND   667 1,340 0
MCDONALDS CORP COM COMMON STOCK 580135101   5,103,945 16,340 SH   SOLE   16,340 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   439,176 1,406 SH   DFND   496 910 0
MCKESSON CORP COMMON STOCK 58155Q103   67,298 100 SH   SOLE   100 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105   1,476,459 16,449 SH   SOLE   16,049 50 350
MERCK & CO INC NEW COMMON STOCK 58933Y105   557,138 6,207 SH   DFND   792 5,415 0
MICROSOFT CORP COMMON STOCK 594918104   6,404,331 17,061 SH   SOLE   15,942 1,000 119
MICROSOFT CORP COMMON STOCK 594918104   1,876,897 5,000 SH   DFND   975 4,025 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104   345,378 7,136 SH   SOLE   6,436 0 700
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104   240,063 4,960 SH   DFND   780 4,180 0
MICROVAST HOLDINGS INC COM COMMON STOCK 59516C106   580 500 SH   SOLE   500 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   525,624 7,747 SH   SOLE   7,323 0 424
MONDELEZ INTL INC COMMON STOCK 609207105   599,588 8,837 SH   DFND   1,578 7,259 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO COMMON STOCK 617446448   1,179,054 10,106 SH   SOLE   10,106 0 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO COMMON STOCK 617446448   24,383 209 SH   DFND   209 0 0
NBT BANCORP INC COM COMMON STOCK 628778102   643,500 15,000 SH   SOLE   15,000 0 0
NETFLIX INC COM COMMON STOCK 64110L106   11,190 12 SH   SOLE   12 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107   29,754 600 SH   SOLE   600 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   678,675 9,575 SH   SOLE   8,805 770 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   1,213,252 17,117 SH   DFND   1,117 16,000 0
NIKE INC CL B COMMON STOCK 654106103   652,391 10,279 SH   SOLE   10,279 0 0
NIKE INC CL B COMMON STOCK 654106103   97,297 1,533 SH   DFND   1,103 430 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   641,383 2,708 SH   SOLE   2,708 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   76,976 325 SH   DFND   0 325 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107   85,888 3,555 SH   SOLE   3,555 0 0
NOVARTIS AG COMMON STOCK 66987V109   118,614 1,064 SH   SOLE   864 0 200
NOVARTIS AG COMMON STOCK 66987V109   113,709 1,020 SH   DFND   840 180 0
NOVO-NORDISK A S ADR COMMON STOCK 670100205   498,910 7,185 SH   SOLE   7,185 0 0
NOVO-NORDISK A S ADR COMMON STOCK 670100205   89,646 1,291 SH   DFND   0 1,291 0
NUCOR CORP COMMON STOCK 670346105   39,110 325 SH   SOLE   325 0 0
NVIDIA CORP COM COMMON STOCK 67066G104   143,603 1,325 SH   SOLE   1,325 0 0
NVIDIA CORP COM COMMON STOCK 67066G104   2,709 25 SH   DFND   0 25 0
NUVEEN REAL ESTATE INCOME FD MUTUAL FUNDS-ETF FIXED INCOME 67071B108   1,647 200 SH   SOLE   200 0 0
OREILLY AUTOMOTIVE INC COM COMMON STOCK 67103H107   143,258 100 SH   DFND   0 100 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105   98,520 1,996 SH   SOLE   1,996 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105   19,744 400 SH   DFND   0 400 0
ONTO INNOVATION INC COM COMMON STOCK 683344105   109,206 900 SH   SOLE   900 0 0
OPAL FUELS INC CLASS A COM COMMON STOCK 68347P103   915 500 SH   SOLE   500 0 0
ORACLE CORP COM COMMON STOCK 68389X105   1,785,785 12,773 SH   SOLE   12,773 0 0
ORACLE CORP COM COMMON STOCK 68389X105   100,941 722 SH   DFND   332 390 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107   4,128 40 SH   SOLE   40 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105   867,773 4,937 SH   SOLE   4,337 300 300
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105   536,097 3,050 SH   DFND   250 2,800 0
PPG INDS INC COM COMMON STOCK 693506107   40,678 372 SH   SOLE   372 0 0
PPG INDS INC COM COMMON STOCK 693506107   43,740 400 SH   DFND   0 400 0
PPL CORP, COM COMMON STOCK 69351T106   794,921 22,014 SH   SOLE   19,466 2,048 500
PPL CORP, COM COMMON STOCK 69351T106   7,222 200 SH   DFND   0 200 0
PAYCHEX INC COM COMMON STOCK 704326107   49,985 324 SH   SOLE   324 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103   204,091 3,128 SH   SOLE   3,078 50 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103   52,200 800 SH   DFND   500 300 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105   8,418,560 189,309 SH   SOLE   49,359 27,544 112,406
PEOPLES FINL SVCS CORP COMMON STOCK 711040105   778,846 17,514 SH   DFND   1,500 16,014 0
PEPSICO INC COM COMMON STOCK 713448108   1,299,666 8,668 SH   SOLE   8,368 300 0
PEPSICO INC COM COMMON STOCK 713448108   239,753 1,599 SH   DFND   749 850 0
PFIZER INC COM COMMON STOCK 717081103   695,221 27,436 SH   SOLE   27,236 200 0
PFIZER INC COM COMMON STOCK 717081103   385,063 15,196 SH   DFND   1,170 14,026 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109   282,378 1,779 SH   SOLE   1,779 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109   450,793 2,840 SH   DFND   240 2,600 0
PHILLIPS 66 COMMON STOCK 718546104   379,701 3,075 SH   SOLE   3,075 0 0
PHILLIPS 66 COMMON STOCK 718546104   123,480 1,000 SH   DFND   0 1,000 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109   3,228,585 18,945 SH   SOLE   17,853 892 200
PROCTER & GAMBLE CO COM COMMON STOCK 742718109   1,967,836 11,547 SH   DFND   928 10,319 300
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102   34,843 312 SH   SOLE   312 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106   21,726 264 SH   SOLE   264 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106   32,920 400 SH   DFND   0 400 0
QUALCOMM INC COM COMMON STOCK 747525103   1,642,532 10,693 SH   SOLE   10,693 0 0
QUALCOMM INC COM COMMON STOCK 747525103   195,851 1,275 SH   DFND   985 290 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101   168,753 1,274 SH   SOLE   1,274 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101   728,530 5,500 SH   DFND   0 5,500 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100   12,380 570 SH   SOLE   570 0 0
SHELL PLC SPON ADS COMMON STOCK 780259305   230,832 3,150 SH   DFND   0 3,150 0
GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 78463V107   144,065 500 SH   SOLE   500 0 0
SPDR INDEX SHS FDS S&P INTL ETF MUTUAL FUNDS-ETF EQUITIES 78463X772   30,687 800 SH   SOLE   800 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105   11,090 200 SH   SOLE   200 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108   130,130 3,114 SH   SOLE   2,514 200 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108   8,942 214 SH   DFND   0 214 0
SCHWAB STRATEGIC TR US BRD MKT ETF MUTUAL FUNDS-ETF EQUITIES 808524102   129,120 6,000 SH   SOLE   6,000 0 0
SPDR MATERIALS MUTUAL FUNDS-ETF EQUITIES 81369Y100   752,400 8,752 SH   SOLE   8,752 0 0
SPDR HEALTH CARE MUTUAL FUNDS-ETF EQUITIES 81369Y209   331,439 2,270 SH   SOLE   2,270 0 0
SPDR HEALTH CARE MUTUAL FUNDS-ETF EQUITIES 81369Y209   13,578 93 SH   DFND   93 0 0
SPDR STAPLES MUTUAL FUNDS-ETF EQUITIES 81369Y308   17,640 216 SH   SOLE   216 0 0
SPDR DISCRETIONARY MUTUAL FUNDS-ETF EQUITIES 81369Y407   259,460 1,314 SH   SOLE   1,314 0 0
SPDR DISCRETIONARY MUTUAL FUNDS-ETF EQUITIES 81369Y407   14,809 75 SH   DFND   0 75 0
SPDR ENERGY MUTUAL FUNDS-ETF EQUITIES 81369Y506   908,046 9,717 SH   SOLE   9,717 0 0
SPDR ENERGY MUTUAL FUNDS-ETF EQUITIES 81369Y506   51,397 550 SH   DFND   225 325 0
SPDR FINANCIALS MUTUAL FUNDS-ETF EQUITIES 81369Y605   220,906 4,435 SH   SOLE   4,435 0 0
SPDR FINANCIALS MUTUAL FUNDS-ETF EQUITIES 81369Y605   24,905 500 SH   DFND   0 500 0
SPDR INDUSTRIALS MUTUAL FUNDS-ETF EQUITIES 81369Y704   44,955 343 SH   SOLE   343 0 0
SPDR TECHNOLOGY MUTUAL FUNDS-ETF EQUITIES 81369Y803   736,719 3,568 SH   SOLE   3,568 0 0
SPDR TECHNOLOGY MUTUAL FUNDS-ETF EQUITIES 81369Y803   66,073 320 SH   DFND   0 320 0
SPDR COMMUNICATION MUTUAL FUNDS-ETF EQUITIES 81369Y852   1,312,191 13,605 SH   SOLE   13,605 0 0
SPDR COMMUNICATION MUTUAL FUNDS-ETF EQUITIES 81369Y852   9,645 100 SH   DFND   0 100 0
SPDR REAL ESTATE MUTUAL FUNDS-ETF EQUITIES 81369Y860   113,260 2,707 SH   SOLE   2,707 0 0
SPDR UTILITIES MUTUAL FUNDS-ETF EQUITIES 81369Y886   1,599,620 20,287 SH   SOLE   20,287 0 0
SNDL INC COM COMMON STOCK 83307B101   140 100 SH   SOLE   100 0 0
SOLVENTUM CORP COM SHS COMMON STOCK 83444M101   8,516 112 SH   SOLE   62 50 0
SOLVENTUM CORP COM SHS COMMON STOCK 83444M101   912 12 SH   DFND   12 0 0
SOUTHERN CO COM COMMON STOCK 842587107   944,407 10,271 SH   SOLE   9,921 0 350
SOUTHERN CO COM COMMON STOCK 842587107   825,711 8,980 SH   DFND   200 8,780 0
SPROTT PHYSICAL SILVER TR TR UNIT COMMON STOCK 85207K107   58,000 5,000 SH   DFND   0 5,000 0
STARBUCKS CORP COM COMMON STOCK 855244109   69,642 710 SH   SOLE   710 0 0
STARBUCKS CORP COM COMMON STOCK 855244109   261,409 2,665 SH   DFND   0 2,665 0
STATE STR CORP COM COMMON STOCK 857477103   132,141 1,476 SH   SOLE   1,476 0 0
STATE STR CORP COM COMMON STOCK 857477103   17,010 190 SH   DFND   0 190 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107   35,350 913 SH   SOLE   913 0 0
SYNCHRONY FINANCIAL COM COMMON STOCK 87165B103   13,232 250 SH   SOLE   250 0 0
SYSCO CORP COM COMMON STOCK 871829107   97,776 1,303 SH   SOLE   453 850 0
SYSCO CORP COM COMMON STOCK 871829107   23,937 319 SH   DFND   0 319 0
TJX COMPANIES COMMON STOCK 872540109   24,360 200 SH   SOLE   0 0 200
TARGET CORP COMMON STOCK 87612E106   524,292 5,024 SH   SOLE   5,024 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101   11,661 45 SH   SOLE   45 0 0
THERMO FISCHER SCIENTIFIC COMMON STOCK 883556102   558,785 1,123 SH   SOLE   1,123 0 0
3M CO COMMON STOCK 88579Y101   432,644 2,946 SH   SOLE   2,546 400 0
3M CO COMMON STOCK 88579Y101   7,343 50 SH   DFND   50 0 0
TRACTOR SUPPLY CO COM COMMON STOCK 892356106   19,556 355 SH   SOLE   355 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109   81,713 309 SH   SOLE   309 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109   23,372 568 SH   SOLE   568 0 0
US BANCORP DEL COMMON STOCK 902973304   236,846 5,610 SH   SOLE   5,610 0 0
US BANCORP DEL COMMON STOCK 902973304   33,776 800 SH   DFND   800 0 0
UNION PAC CORP COM COMMON STOCK 907818108   141,744 600 SH   SOLE   600 0 0
UNION PAC CORP COM COMMON STOCK 907818108   519,728 2,200 SH   DFND   0 2,200 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106   362,846 3,299 SH   SOLE   3,107 0 192
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106   70,943 645 SH   DFND   100 545 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108   2,619 62 SH   SOLE   62 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF COMMON STOCK 92189F106   91,940 2,000 SH   DFND   0 2,000 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768   1,408,544 22,682 SH   SOLE   22,682 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768   33,595 541 SH   DFND   290 251 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-ETF FIXED INCOME 921937827   48,925 625 SH   DFND   0 625 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-ETF FIXED INCOME 921937835   45,465 619 SH   DFND   0 619 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-ETF EQUITIES 921943858   10,166 200 SH   SOLE   200 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702   107,391 198 SH   SOLE   198 0 0
VANGUARD INTL EQUITY INDEX FALLWRLD EX US MUTUAL FUNDS-ETF EQUITIES 922042775   7,278 120 SH   SOLE   120 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858   105,792 2,338 SH   SOLE   2,338 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858   13,439 297 SH   DFND   297 0 0
VANGUARD 500 INDEX FUND MUTUAL FUNDS-ETF EQUITIES 922908363   841,764 1,638 SH   SOLE   1,638 0 0
VANGUARD 500 INDEX FUND MUTUAL FUNDS-ETF EQUITIES 922908363   72,458 141 SH   DFND   0 141 0
VANGUARD INDEX FDS MCAP VL IDXVIP MUTUAL FUNDS-ETF EQUITIES 922908512   11,077 69 SH   SOLE   69 0 0
VANGUARD REAL ESTATE COMMON STOCK 922908553   1,132,281 12,506 SH   SOLE   12,239 0 267
VANGUARD REAL ESTATE COMMON STOCK 922908553   127,207 1,405 SH   DFND   718 687 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629   931,501 3,602 SH   SOLE   3,602 0 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629   129,562 501 SH   DFND   102 399 0
VANGUARD INDEX FDS EXTEND MKT ETF MUTUAL FUNDS-ETF EQUITIES 922908652   1,266,792 7,354 SH   SOLE   7,354 0 0
VANGUARD INDEX FDS EXTEND MKT ETF MUTUAL FUNDS-ETF EQUITIES 922908652   13,779 80 SH   DFND   0 80 0
VANGUARD GROWTH ETF MUTUAL FUNDS-ETF EQUITIES 922908736   515,808 1,391 SH   SOLE   1,391 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744   543,093 3,144 SH   SOLE   3,144 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751   2,196,195 9,904 SH   SOLE   9,904 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751   119,519 539 SH   DFND   294 245 0
VERALTO CORP COM SHS COMMON STOCK 92338C103   2,533 26 SH   DFND   0 26 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104   1,582,768 34,894 SH   SOLE   33,129 1,365 400
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104   344,007 7,584 SH   DFND   1,538 4,546 1,500
VIATRIS INC COM COMMON STOCK 92556V106   957 110 SH   SOLE   86 24 0
VIATRIS INC COM COMMON STOCK 92556V106   4,424 508 SH   DFND   0 446 62
VISA CLASS A COMMON STOCK 92826C839   631,153 1,801 SH   SOLE   1,751 50 0
VISA CLASS A COMMON STOCK 92826C839   251,622 718 SH   DFND   193 525 0
VIRTUS CONVERTABLE & INCOME COM MUTUAL FUNDS-ETF FIXED INCOME 92838X805   9,141 707 SH   SOLE   707 0 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308   211,258 22,547 SH   SOLE   22,547 0 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308   130,654 13,944 SH   DFND   12,854 1,090 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106   35,527 326 SH   SOLE   326 0 0
WK KELLOGG CO COM SHS COMMON STOCK 92942W107   7,473 375 SH   DFND   0 375 0
WABTEC CORP COM COMMON STOCK 929740108   362 2 SH   SOLE   2 0 0
WABTEC CORP COM COMMON STOCK 929740108   1,631 9 SH   DFND   0 9 0
WAL MART STORES INC COM COMMON STOCK 931142103   1,118,086 12,736 SH   SOLE   11,836 900 0
WAL MART STORES INC COM COMMON STOCK 931142103   175,580 2,000 SH   DFND   2,000 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108   5,585 500 SH   SOLE   500 0 0
WARNER BROS DISCOVERY INC COM SER A COMMON STOCK 934423104   9,119 850 SH   SOLE   740 110 0
WARNER BROS DISCOVERY INC COM SER A COMMON STOCK 934423104   772 72 SH   DFND   0 72 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109   667,203 2,882 SH   SOLE   2,882 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   799,229 11,133 SH   SOLE   11,133 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   87,368 1,217 SH   DFND   617 600 0
WEYERHAEUSER CO COM COMMON STOCK 962166104   27,630 944 SH   SOLE   244 700 0
WEYERHAEUSER CO COM COMMON STOCK 962166104   21,220 725 SH   DFND   0 725 0
XCEL ENERGY INC COMMON STOCK 98389B100   240,686 3,400 SH   SOLE   3,400 0 0
XYLEM INC COMMON STOCK 98419M100   429,929 3,599 SH   SOLE   3,599 0 0
XYLEM INC COMMON STOCK 98419M100   118,623 993 SH   DFND   993 0 0
YUM BRANDS INC COMMON STOCK 988498101   25,177 160 SH   SOLE   160 0 0
YUM CHINA HLDGS INC COM COMMON STOCK 98850P109   8,329 160 SH   SOLE   160 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102   9,054 80 SH   SOLE   80 0 0
ZOETIS INC CL A COMMON STOCK 98978V103   188,355 1,144 SH   SOLE   1,144 0 0