The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 10 80 SH   SOLE   80 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 280 1,015 SH   SOLE   1,015 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 55 200 SH   DFND   200 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103 41 294 SH   SOLE   294 0 0
JAZZ PHARMACEUTICALS PLC FOREIGN EQUITIES G50871105 6 36 SH   SOLE   36 0 0
LINDE PLC SHS FOREIGN EQUITIES G5494J103 28 100 SH   SOLE   100 0 0
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 487 4,120 SH   SOLE   3,820 0 300
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 83 700 SH   DFND   300 400 0
SOCIAL CAPITAL HEDOSOPHA HLDSHS CL A COMMON STOCK G8252P105 7 400 SH   SOLE   400 0 0
ALCON INC ORD SHS FOREIGN EQUITIES H01301128 30 426 SH   SOLE   368 0 58
ALCON INC ORD SHS FOREIGN EQUITIES H01301128 21 298 SH   DFND   200 98 0
CHUBB LTD FOREIGN EQUITIES H1467J104 16 100 SH   SOLE   100 0 0
SPOTIFY TECHNOLOGY S A SHS COMMON STOCK L8681T102 7 25 SH   SOLE   25 0 0
LYONDELLBASELL INDUSTRIES N.V. CL A FOREIGN EQUITIES N53745100 16 158 SH   SOLE   158 0 0
MAXEON SOLAR TECHNOLOGIES LTSHS COMMON STOCK Y58473102 0 3 SH   DFND   3 0 0
AT&T INC COM COMMON STOCK 00206R102 1,565 51,708 SH   SOLE   49,108 2,100 500
AT&T INC COM COMMON STOCK 00206R102 784 25,911 SH   DFND   24,011 1,900 0
ABBOTT LABS COM COMMON STOCK 002824100 1,695 14,140 SH   SOLE   12,640 1,200 300
ABBOTT LABS COM COMMON STOCK 002824100 911 7,600 SH   DFND   7,500 100 0
ABBVIE, INC COMMON STOCK 00287Y109 2,169 20,045 SH   SOLE   18,850 895 300
ABBVIE, INC COMMON STOCK 00287Y109 1,096 10,128 SH   DFND   9,768 360 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 13 100 SH   SOLE   100 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 25 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 1,682 5,977 SH   SOLE   5,407 570 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 785 2,790 SH   DFND   2,590 200 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTNERSHIP COMMON STOCK 01881G106 16 400 SH   SOLE   400 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 11 100 SH   SOLE   100 0 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107 7 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 1,541 745 SH   SOLE   665 80 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 1,365 660 SH   DFND   640 20 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 1,390 674 SH   SOLE   674 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 144 70 SH   DFND   60 10 0
ALTRIA GROUP INC COMMON STOCK 02209S103 220 4,297 SH   SOLE   4,297 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 176 3,450 SH   DFND   1,500 1,950 0
AMAZON COM INC COM COMMON STOCK 023135106 2,967 959 SH   SOLE   921 38 0
AMAZON COM INC COM COMMON STOCK 023135106 2,367 765 SH   DFND   760 5 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 236 2,785 SH   DFND   2,785 0 0
AMERICAN EQUITY INVT LIFE HLDG COMMON STOCK 025676206 3 111 SH   SOLE   111 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 2,064 14,594 SH   SOLE   13,394 1,200 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 322 2,275 SH   DFND   1,575 700 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784 0 8 SH   SOLE   8 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103 1,312 8,750 SH   SOLE   7,550 1,200 0
AMERICAN WATER WORKS COMMON STOCK 030420103 172 1,150 SH   DFND   950 200 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 199 855 SH   SOLE   855 0 0
AMGEN INC COM COMMON STOCK 031162100 867 3,486 SH   SOLE   3,186 300 0
AMGEN INC COM COMMON STOCK 031162100 448 1,800 SH   DFND   1,800 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,312 8,462 SH   SOLE   7,462 1,000 0
ANALOG DEVICES INC COMMON STOCK 032654105 105 677 SH   DFND   538 139 0
ANNALY CAPITAL MANAGEMENT INCOM COMMON STOCK 035710409 12 1,400 SH   SOLE   1,400 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 7,342 60,109 SH   SOLE   57,829 2,280 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 1,688 13,820 SH   DFND   12,000 1,820 0
APPLIED MATLS INC COM COMMON STOCK 038222105 134 1,000 SH   SOLE   1,000 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108 7 150 SH   SOLE   150 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 1,205 6,395 SH   SOLE   6,295 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 89 470 SH   DFND   100 370 0
AUTOZONE INC COM COMMON STOCK 053332102 440 313 SH   SOLE   313 0 0
AUTOZONE INC COM COMMON STOCK 053332102 70 50 SH   DFND   50 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 128 5,265 SH   SOLE   5,265 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 54 2,200 SH   DFND   2,000 200 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 532 13,750 SH   SOLE   13,750 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 8 200 SH   DFND   200 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 194 4,100 SH   SOLE   4,100 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 99 2,100 SH   DFND   2,100 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 842 9,985 SH   SOLE   8,430 1,555 0
BAXTER INTL INC COM COMMON STOCK 071813109 207 2,450 SH   DFND   2,150 300 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 1,741 6,815 SH   SOLE   6,315 500 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 383 1,500 SH   DFND   1,500 0 0
BIOGEN INC COM COMMON STOCK 09062X103 3 10 SH   SOLE   10 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 528 700 SH   DFND   700 0 0
BOEING CO COM COMMON STOCK 097023105 1,959 7,690 SH   SOLE   7,665 25 0
BOEING CO COM COMMON STOCK 097023105 197 775 SH   DFND   775 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2,106 33,360 SH   SOLE   31,760 1,200 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 729 11,548 SH   DFND   10,285 1,263 0
BROADCOM INC NPV COMMON STOCK 11135F101 1,398 3,016 SH   SOLE   2,616 400 0
BROADCOM INC NPV COMMON STOCK 11135F101 42 90 SH   DFND   50 40 0
CDK GLOBAL, INC. COMMON STOCK 12508E101 5 91 SH   SOLE   91 0 0
CIGNA CORP NEW COM COMMON STOCK 125523100 24 100 SH   SOLE   100 0 0
CSX CORP COM COMMON STOCK 126408103 164 1,700 SH   SOLE   1,700 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 323 4,300 SH   SOLE   4,300 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 21 285 SH   DFND   0 285 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 17 413 SH   SOLE   413 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 393 9,300 SH   DFND   9,300 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 139 600 SH   SOLE   600 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 17 75 SH   DFND   0 75 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 4 6 SH   SOLE   6 0 0
CHEMOURS CO COM COMMON STOCK 163851108 2 75 SH   SOLE   75 0 0
CHEMOURS CO COM COMMON STOCK 163851108 2 60 SH   DFND   60 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 7 100 SH   SOLE   100 0 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,353 12,911 SH   SOLE   12,111 800 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 800 7,630 SH   DFND   7,330 300 0
CHIMERA INVT CORP COM NEW COMMON STOCK 16934Q208 6 500 SH   SOLE   500 0 0
CHURCHILL CAPITAL CORP VI UNIT 99/99/9999 COMMON STOCK 17143W200 5 500 SH   SOLE   500 0 0
CHURCHILL CAPITAL CORP IV CL A COMMON STOCK 171439102 9 400 SH   SOLE   400 0 0
CHURCHILL CAPITAL CORP VII UNIT 99/99/9999 COMMON STOCK 17144M201 5 500 SH   SOLE   500 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,874 36,253 SH   SOLE   33,803 2,300 150
CISCO SYS INC COM COMMON STOCK 17275R102 242 4,680 SH   DFND   2,900 1,780 0
CITIGROUP INC NEW COMMON STOCK 172967424 72 986 SH   SOLE   986 0 0
CLOROX COMPANY COMMON STOCK 189054109 24 125 SH   SOLE   125 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,639 31,099 SH   SOLE   28,799 1,500 800
COCA COLA CO COM COMMON STOCK 191216100 210 3,977 SH   DFND   2,732 1,245 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 390 4,945 SH   SOLE   4,945 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 315 4,000 SH   DFND   4,000 0 0
COMCAST CORP COMMON STOCK 20030N101 668 12,354 SH   SOLE   11,234 1,120 0
COMCAST CORP COMMON STOCK 20030N101 135 2,500 SH   DFND   2,500 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 353 4,600 SH   SOLE   4,600 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 170 3,218 SH   SOLE   3,218 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 212 4,000 SH   DFND   4,000 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 234 3,130 SH   SOLE   3,130 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 75 1,000 SH   DFND   0 0 1,000
CORNING INC COM COMMON STOCK 219350105 131 3,000 SH   SOLE   3,000 0 0
CORTEVA INC COM COMMON STOCK 22052L104 193 4,146 SH   SOLE   3,943 0 203
CORTEVA INC COM COMMON STOCK 22052L104 251 5,379 SH   DFND   3,435 1,944 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 70 200 SH   SOLE   200 0 0
DANAHER CORP COMMON STOCK 235851102 11 50 SH   SOLE   50 0 0
DEERE & CO COM COMMON STOCK 244199105 389 1,040 SH   SOLE   840 0 200
DEERE & CO COM COMMON STOCK 244199105 542 1,450 SH   DFND   1,300 150 0
DELL TECHNOLOGIES INC CL C COMMON STOCK 24703L202 3 35 SH   SOLE   35 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 1,668 9,041 SH   SOLE   8,441 600 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 374 2,025 SH   DFND   1,600 100 325
DISCOVER FINL SVCS COMMON STOCK 254709108 13 136 SH   SOLE   136 0 0
DOLLAR TREE INC COM COMMON STOCK 256746108 3 30 SH   SOLE   30 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,339 17,631 SH   SOLE   15,931 1,100 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 782 10,300 SH   DFND   9,300 1,000 0
DOW INC COM COMMON STOCK 260557103 275 4,300 SH   SOLE   4,097 0 203
DOW INC COM COMMON STOCK 260557103 344 5,380 SH   DFND   3,436 1,944 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 826 8,552 SH   SOLE   8,552 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 434 4,499 SH   DFND   4,433 66 0
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 431 5,582 SH   SOLE   5,379 0 203
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 400 5,179 SH   DFND   3,235 1,944 0
EATON VANCE INSURED MUNI BD FD MUTUAL FUNDS-ETF NON-TAX 27827X101 22 1,666 SH   SOLE   1,666 0 0
EBAY INC COM COMMON STOCK 278642103 27 434 SH   SOLE   434 0 0
ECOLAB INC COMMON STOCK 278865100 931 4,350 SH   SOLE   4,225 125 0
ECOLAB INC COMMON STOCK 278865100 71 330 SH   DFND   330 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 4 31 SH   SOLE   31 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,666 18,470 SH   SOLE   16,870 1,200 400
EMERSON ELEC CO COM COMMON STOCK 291011104 469 5,200 SH   DFND   3,700 1,500 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 1,275 35,036 SH   SOLE   32,348 2,688 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 446 12,266 SH   DFND   10,187 2,079 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 283 36,792 SH   SOLE   36,792 0 0
ENTEGRIS INC COMMON STOCK 29362U104 22 200 SH   SOLE   200 0 0
EQIUTRANS MIDSTREAM CO COMMON STOCK 294600101 1 100 SH   SOLE   100 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104 23 1,462 SH   SOLE   1,462 0 0
ESSENTIAL UTILS INC COM COMMON STOCK 29670G102 45 1,000 SH   SOLE   0 0 1,000
ESSENTIAL UTILS INC COM COMMON STOCK 29670G102 11 250 SH   DFND   250 0 0
EXELON CORP COM COMMON STOCK 30161N101 420 9,595 SH   SOLE   9,095 0 500
EXELON CORP COM COMMON STOCK 30161N101 35 800 SH   DFND   800 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 1,195 11,095 SH   SOLE   9,395 1,200 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 264 2,450 SH   DFND   950 1,500 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 1,653 29,615 SH   SOLE   28,415 1,100 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 1,203 21,550 SH   DFND   15,750 4,800 1,000
F M C CORP COM NEW COMMON STOCK 302491303 642 5,800 SH   SOLE   5,800 0 0
F N B CORP PA COMMON STOCK 302520101 736 57,937 SH   SOLE   57,937 0 0
FACEBOOK INC COMMON STOCK 30303M102 227 770 SH   SOLE   770 0 0
FASTENAL CO COM COMMON STOCK 311900104 2,575 51,230 SH   SOLE   45,545 3,685 2,000
FASTENAL CO COM COMMON STOCK 311900104 794 15,800 SH   DFND   11,800 4,000 0
FEDEX CORPORATION COMMON STOCK 31428X106 980 3,450 SH   SOLE   3,450 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 213 750 SH   DFND   750 0 0
FIDELITY D & D BANCORP INC COM COMMON STOCK 31609R100 9 146 SH   SOLE   146 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 7 200 SH   SOLE   200 0 0
FIRST SOLAR INC COMMON STOCK 336433107 17 200 SH   DFND   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 6 500 SH   SOLE   500 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 1 107 SH   DFND   107 0 0
FORTIVE CORP COM COMMON STOCK 34959J108 3 37 SH   SOLE   37 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 9 268 SH   SOLE   268 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 134 740 SH   SOLE   740 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 655 49,880 SH   SOLE   49,880 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 206 15,671 SH   DFND   9,600 6,071 0
GENERAL MLS INC COM COMMON STOCK 370334104 1,123 18,322 SH   SOLE   16,922 1,400 0
GENERAL MLS INC COM COMMON STOCK 370334104 399 6,505 SH   DFND   5,805 700 0
GILEAD SCIENCES INC COMMON STOCK 375558103 83 1,278 SH   SOLE   1,278 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 297 8,321 SH   SOLE   8,321 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 93 2,600 SH   DFND   2,300 300 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102 20 100 SH   SOLE   100 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 25 75 SH   SOLE   75 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 8 200 SH   SOLE   200 0 0
HASBRO INC COM COMMON STOCK 418056107 24 251 SH   SOLE   251 0 0
HEALTHPEAK PROPERTIES INC COM COMMON STOCK 42250P103 98 3,100 SH   SOLE   3,100 0 0
HEALTHPEAK PROPERTIES INC COM COMMON STOCK 42250P103 95 3,000 SH   DFND   3,000 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 99 629 SH   SOLE   629 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,116 3,655 SH   SOLE   3,400 255 0
HOME DEPOT INC COM COMMON STOCK 437076102 40 130 SH   DFND   130 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 728 3,356 SH   SOLE   3,356 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 22 100 SH   DFND   0 100 0
ITT INC COM COMMON STOCK 45073V108 9 100 SH   DFND   100 0 0
INTEL CORP COM COMMON STOCK 458140100 1,331 20,791 SH   SOLE   20,191 200 400
INTEL CORP COM COMMON STOCK 458140100 486 7,600 SH   DFND   6,900 700 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 892 6,693 SH   SOLE   6,693 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 337 2,530 SH   DFND   1,600 930 0
INTL PAPER CO COM COMMON STOCK 460146103 11 200 SH   DFND   0 200 0
INVESCO EX PFD ETF MUTUAL FUNDS-ETF EQUITIES 46138E511 60 4,000 SH   SOLE   4,000 0 0
IQIYI INC SPONSORED ADS FOREIGN EQUITIES 46267X108 1 50 SH   SOLE   50 0 0
ISHARES MSCI PAC JP ETF MUTUAL FUNDS-EQUITIES 464286665 3 50 SH   SOLE   50 0 0
ISHARES S&P 100 MUTUAL FUNDS-EQUITIES 464287101 9 50 SH   SOLE   50 0 0
I SHARES TR DJ SLECT DIV INDEX MUTUAL FUNDS-EQUITIES 464287168 6 50 SH   SOLE   50 0 0
ISHARES BARCLAYS TIPS BND FD MUTUAL FUNDS-FIXED INCOME 464287176 17 134 SH   SOLE   134 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200 517 1,300 SH   SOLE   1,300 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 14 500 SH   DFND   500 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 319 4,200 SH   SOLE   4,200 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 99 1,300 SH   DFND   1,300 0 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-EQUITIES 464287499 22 300 SH   SOLE   300 0 0
ISHARES S&P 600 INDEX MUTUAL FUNDS-ETF EQUITIES 464287804 27 250 SH   SOLE   250 0 0
ISHARES TR US TREAS BD ETF MUTUAL FUNDS-FIXED INCOME 46429B267 16 619 SH   SOLE   619 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 2,701 17,745 SH   SOLE   16,745 1,000 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 260 1,710 SH   DFND   1,400 310 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,207 19,513 SH   SOLE   18,813 700 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,241 7,550 SH   DFND   6,450 1,100 0
KELLOGG CO COM COMMON STOCK 487836108 477 7,540 SH   SOLE   5,940 1,100 500
KELLOGG CO COM COMMON STOCK 487836108 196 3,100 SH   DFND   3,000 100 0
KEYSIGHT TECHNOLOGIES INC. COMMON STOCK 49338L103 14 100 SH   DFND   0 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 263 1,892 SH   SOLE   1,892 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 491 3,532 SH   DFND   3,532 0 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101 5 293 SH   SOLE   293 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 329 8,233 SH   SOLE   7,933 0 300
KRAFT HEINZ CO COM COMMON STOCK 500754106 74 1,845 SH   DFND   1,312 533 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 4 20 SH   DFND   20 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 5 100 SH   SOLE   100 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 1,419 7,596 SH   SOLE   7,196 0 400
LILLY ELI & CO COM COMMON STOCK 532457108 1,723 9,225 SH   DFND   7,425 1,800 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 7 117 SH   SOLE   117 0 0
LITTLEFUSE INC COMMON STOCK 537008104 10 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 1,178 3,188 SH   SOLE   3,188 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 92 250 SH   DFND   250 0 0
LOWES COS INC COM COMMON STOCK 548661107 347 1,825 SH   SOLE   1,425 0 400
LOWES COS INC COM COMMON STOCK 548661107 171 900 SH   DFND   500 400 0
LULULEMON ATHLETICA COMMON STOCK 550021109 61 200 SH   SOLE   200 0 0
M&T BANK CORP COMMON STOCK 55261F104 8 50 SH   SOLE   50 0 0
MANNKIND CORPORATION COMMON STOCK 56400P706 1 240 SH   DFND   240 0 0
MANULIFE FINANCIAL CORP FOREIGN EQUITIES 56501R106 11 492 SH   SOLE   492 0 0
MARATHON OIL CO COMMON STOCK 565849106 33 3,111 SH   SOLE   3,111 0 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 107 2,000 SH   SOLE   2,000 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 7 50 SH   DFND   50 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 4,615 12,963 SH   SOLE   12,063 900 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 1,095 3,075 SH   DFND   2,975 100 0
MATTEL INC COM COMMON STOCK 577081102 79 3,983 SH   SOLE   3,983 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 4,133 18,440 SH   SOLE   17,840 600 0
MCDONALDS CORP COM COMMON STOCK 580135101 717 3,200 SH   DFND   3,100 100 0
MCKESSON CORP COMMON STOCK 58155Q103 20 100 SH   SOLE   100 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 1,536 19,925 SH   SOLE   19,160 265 500
MERCK & CO INC NEW COMMON STOCK 58933Y105 518 6,715 SH   DFND   5,735 980 0
METLIFE INC COMMON STOCK 59156R108 12 200 SH   DFND   0 200 0
MICROSOFT CORP COMMON STOCK 594918104 6,860 29,095 SH   SOLE   27,695 1,400 0
MICROSOFT CORP COMMON STOCK 594918104 1,646 6,980 SH   DFND   4,350 2,630 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 3,246 20,913 SH   SOLE   19,013 1,500 400
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 754 4,860 SH   DFND   3,650 1,210 0
MONDELEZ INTL INC COMMON STOCK 609207105 572 9,773 SH   SOLE   9,273 0 500
MONDELEZ INTL INC COMMON STOCK 609207105 578 9,878 SH   DFND   8,442 1,436 0
MR COOPER GROUP INC COM COMMON STOCK 62482R107 0 4 SH   SOLE   4 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 4,788 120,025 SH   DFND   0 120,025 0
NOV INC COM COMMON STOCK 62955J103 27 2,000 SH   SOLE   2,000 0 0
NOV INC COM COMMON STOCK 62955J103 5 400 SH   DFND   400 0 0
NETFLIX INC COM COMMON STOCK 64110L106 156 300 SH   DFND   300 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 30 600 SH   SOLE   600 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,161 15,350 SH   SOLE   15,350 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,394 18,432 SH   DFND   16,232 2,200 0
NIKE INC CL B COMMON STOCK 654106103 1,006 7,569 SH   SOLE   7,124 445 0
NIKE INC CL B COMMON STOCK 654106103 169 1,275 SH   DFND   1,275 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,062 3,955 SH   SOLE   3,955 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 87 325 SH   DFND   225 100 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 319 12,006 SH   SOLE   12,006 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109 148 1,734 SH   SOLE   1,442 0 292
NOVARTIS AG FOREIGN EQUITIES 66987V109 145 1,692 SH   DFND   1,200 492 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 7 100 SH   DFND   100 0 0
NOW INC COMMON STOCK 67011P100 1 100 SH   DFND   100 0 0
NUCOR CORP COMMON STOCK 670346105 68 850 SH   SOLE   850 0 0
NUVEEN AMT-FREE MUNI INC FNDCOM MUTUAL FUNDS-FIXED INCOME 670657105 50 3,389 SH   SOLE   3,389 0 0
NUVEEN REAL ESTATE INCOME FD MUTUAL FUNDS-ETF EQUITIES 67071B108 16 1,700 SH   SOLE   1,700 0 0
NUVEEN PA INVT QUALITY MUN FCOM MUTUAL FUNDS-FIXED INCOME 670972108 48 3,352 SH   SOLE   3,352 0 0
OREILLY AUTOMOTIVE INC COM COMMON STOCK 67103H107 51 100 SH   DFND   100 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 78 2,943 SH   SOLE   2,943 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 11 400 SH   DFND   0 400 0
OCCIDENTAL PETE CORP W EXP 08/03/2027 WARRANTS & RIGHTS 674599162 5 407 SH   SOLE   407 0 0
OCCIDENTAL PETE CORP W EXP 08/03/2027 WARRANTS & RIGHTS 674599162 1 50 SH   DFND   0 50 0
ORACLE CORP COM COMMON STOCK 68389X105 1,447 20,623 SH   SOLE   18,623 2,000 0
ORACLE CORP COM COMMON STOCK 68389X105 49 700 SH   DFND   400 300 0
ORASURE TECHNOLOGIES INC COM COMMON STOCK 68554V108 23 2,000 SH   SOLE   2,000 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 14 206 SH   SOLE   206 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 318 4,650 SH   DFND   4,650 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 1,213 6,917 SH   SOLE   6,617 0 300
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 570 3,250 SH   DFND   0 3,250 0
PPG INDS INC COM COMMON STOCK 693506107 207 1,375 SH   SOLE   1,375 0 0
PPG INDS INC COM COMMON STOCK 693506107 79 525 SH   DFND   125 400 0
PPL CORP, COM COMMON STOCK 69351T106 1,244 43,137 SH   SOLE   42,437 0 700
PPL CORP, COM COMMON STOCK 69351T106 586 20,327 SH   DFND   19,127 200 1,000
PAYCHEX INC COM COMMON STOCK 704326107 37 379 SH   SOLE   379 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 1,742 7,174 SH   SOLE   7,174 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 279 1,150 SH   DFND   1,150 0 0
PELOTON INTERACTIVE INC CL A COM COMMON STOCK 70614W100 11 100 SH   SOLE   100 0 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 13,543 320,708 SH   SOLE   207,355 100 113,253
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 132 3,136 SH   DFND   0 3,136 0
PEPSICO INC COM COMMON STOCK 713448108 4,459 31,525 SH   SOLE   30,325 900 300
PEPSICO INC COM COMMON STOCK 713448108 246 1,740 SH   DFND   850 890 0
PETMED EXPRESS INC COM COMMON STOCK 716382106 35 1,000 SH   SOLE   1,000 0 0
PFIZER INC COM COMMON STOCK 717081103 2,777 76,664 SH   SOLE   74,464 1,500 700
PFIZER INC COM COMMON STOCK 717081103 903 24,924 SH   DFND   18,600 5,824 500
PHILIP MORRIS INTL INC COMMON STOCK 718172109 577 6,497 SH   SOLE   6,497 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 261 2,940 SH   DFND   1,240 1,700 0
PHILLIPS 66 COMMON STOCK 718546104 387 4,745 SH   SOLE   4,745 0 0
PHILLIPS 66 COMMON STOCK 718546104 193 2,365 SH   DFND   2,365 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,881 28,660 SH   SOLE   26,860 1,300 500
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,342 17,293 SH   DFND   11,033 5,860 400
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 28 312 SH   SOLE   312 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 16 264 SH   SOLE   264 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 24 400 SH   DFND   400 0 0
QUALCOMM INC COM COMMON STOCK 747525103 999 7,535 SH   SOLE   7,535 0 0
QUALCOMM INC COM COMMON STOCK 747525103 292 2,200 SH   DFND   2,200 0 0
RAYMOND JAMES FINANCIAL INC COMMON STOCK 754730109 10 80 SH   SOLE   80 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 179 2,321 SH   SOLE   2,321 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 719 9,300 SH   DFND   9,300 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 14 684 SH   SOLE   684 0 0
RESIDEO TECHNOLOGIES INC COM COMMON STOCK 76118Y104 0 16 SH   DFND   0 16 0
RESTAURANT BRANDS INTL INC COM FOREIGN EQUITIES 76131D103 7 106 SH   SOLE   106 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 11 300 SH   SOLE   300 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 127 3,250 SH   DFND   400 2,850 0
GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 78463V107 80 500 SH   SOLE   500 0 0
SPDR INDEX SHS FDS S&P INTL ETF MUTUAL FUNDS-ETF EQUITIES 78463X772 31 800 SH   SOLE   800 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 201 7,412 SH   SOLE   7,012 0 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 46 1,700 SH   DFND   1,500 200 0
SCHWAB STRATEGIC TR US BRD MKT ETF MUTUAL FUNDS-ETF EQUITIES 808524102 111 1,150 SH   SOLE   1,150 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE MUTUAL FUNDS-ETF EQUITIES 81369Y209 6 50 SH   SOLE   50 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR ETF EQUITIES 81369Y407 364 2,165 SH   SOLE   2,165 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR ETF EQUITIES 81369Y407 48 285 SH   DFND   285 0 0
SPDR ENERGY SELECT SECTOR COMMON STOCK 81369Y506 240 4,900 SH   SOLE   4,900 0 0
SPDR ENERGY SELECT SECTOR COMMON STOCK 81369Y506 27 550 SH   DFND   425 125 0
THE FINANCIAL SEL SECT SPDR FD COMMON STOCK 81369Y605 309 9,080 SH   SOLE   9,080 0 0
THE FINANCIAL SEL SECT SPDR FD COMMON STOCK 81369Y605 17 500 SH   DFND   500 0 0
SELECT SECTOR SPDR TR SBI INT-INDS COMMON STOCK 81369Y704 113 1,150 SH   SOLE   1,150 0 0
TECHNOLOGY SELECT SECT SPDR EFT MUTUAL FUNDS-EQUITIES 81369Y803 20 150 SH   SOLE   150 0 0
SELECT SECTOR SPDR TR COMMUNICATION COMMON STOCK 81369Y852 220 3,000 SH   SOLE   3,000 0 0
SELECT SECTOR SPDR TR COMMUNICATION COMMON STOCK 81369Y852 15 200 SH   DFND   200 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS ETF EQUITIES 81369Y886 289 4,515 SH   SOLE   4,205 310 0
SNAP INC CL A COMMON STOCK 83304A106 10 200 SH   SOLE   200 0 0
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 45 2,000 SH   SOLE   2,000 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,090 17,545 SH   SOLE   16,545 300 700
SOUTHERN CO COM COMMON STOCK 842587107 559 9,000 SH   DFND   8,800 200 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109 9 2,000 SH   SOLE   2,000 0 0
SPROTT PHYSICAL SILVER TR TR UNIT COMMON STOCK 85207K107 44 5,000 SH   DFND   5,000 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 1,777 16,260 SH   SOLE   14,860 1,400 0
STARBUCKS CORP COM COMMON STOCK 855244109 382 3,500 SH   DFND   3,500 0 0
STATE STR CORP COM COMMON STOCK 857477103 270 3,218 SH   SOLE   3,218 0 0
STATE STR CORP COM COMMON STOCK 857477103 34 400 SH   DFND   400 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 19 913 SH   SOLE   913 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 6 300 SH   DFND   300 0 0
SUNDIAL GROWERS INC COM COMMON STOCK 86730L109 1 1,000 SH   SOLE   1,000 0 0
SUNPOWER CORP COMMON STOCK 867652406 1 30 SH   DFND   30 0 0
SYNCHRONY FINANCIAL COM COMMON STOCK 87165B103 10 250 SH   SOLE   250 0 0
SYSCO CORP COM COMMON STOCK 871829107 441 5,600 SH   SOLE   3,800 1,800 0
SYSCO CORP COM COMMON STOCK 871829107 71 900 SH   DFND   200 700 0
TJX COMPANIES COMMON STOCK 872540109 13 200 SH   SOLE   0 0 200
TAIWAN SEMICONDUCTOR ADR FOREIGN EQUITIES 874039100 9 75 SH   SOLE   75 0 0
TARGET CORP COMMON STOCK 87612E106 321 1,620 SH   SOLE   1,620 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 15 37 SH   SOLE   37 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101 106 158 SH   SOLE   158 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101 7 10 SH   DFND   10 0 0
3M CO COMMON STOCK 88579Y101 2,271 11,786 SH   SOLE   11,686 0 100
3M CO COMMON STOCK 88579Y101 735 3,816 SH   DFND   3,466 350 0
TITAN MEDICAL INC. FOREIGN EQUITIES 88830X819 0 33 SH   SOLE   33 0 0
TOOTSIE ROLL IND INC COMMON STOCK 890516107 17 500 SH   SOLE   500 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 77 509 SH   SOLE   509 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 15 100 SH   DFND   100 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109 32 544 SH   SOLE   544 0 0
TUSCAN HLDGS CORP COM COMMON STOCK 90069K104 6 500 SH   SOLE   500 0 0
TWITTER INC. COMMON STOCK 90184L102 32 500 SH   SOLE   500 0 0
TWITTER INC. COMMON STOCK 90184L102 64 1,000 SH   DFND   1,000 0 0
US BANCORP DEL COMMON STOCK 902973304 1,326 23,968 SH   SOLE   22,168 1,800 0
US BANCORP DEL COMMON STOCK 902973304 77 1,400 SH   DFND   1,000 400 0
UNION PAC CORP COM COMMON STOCK 907818108 1,902 8,628 SH   SOLE   8,628 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 263 1,545 SH   SOLE   915 330 300
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 110 650 SH   DFND   650 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 2 62 SH   SOLE   62 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF MUTUAL FUNDS-ETF EQUITIES 92189F106 65 2,000 SH   DFND   2,000 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768 321 5,125 SH   SOLE   5,125 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768 19 300 SH   DFND   300 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-FIXED INCOME 921937827 51 625 SH   DFND   0 625 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-FIXED INCOME 921937835 52 619 SH   DFND   0 619 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-EQUITIES 921943858 11 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702 71 198 SH   SOLE   198 0 0
VANGUARD INTL EQUITY INDEX FALLWRLD EX US MUTUAL FUNDS-ETF EQUITIES 922042775 7 120 SH   SOLE   120 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 172 3,300 SH   SOLE   3,300 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 16 300 SH   DFND   300 0 0
VANGUARD RUSSELL ETF MUTUAL FUNDS-ETF EQUITIES 92206C599 64 345 SH   SOLE   345 0 0
VECTRUS INC. COMMON STOCK 92242T101 1 11 SH   DFND   11 0 0
VANGUARD REIT ETF ETF EQUITIES 922908553 702 7,640 SH   SOLE   6,930 710 0
VANGUARD REIT ETF ETF EQUITIES 922908553 101 1,100 SH   DFND   1,000 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 283 1,280 SH   SOLE   1,150 130 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 22 100 SH   DFND   0 100 0
VANGUARD INDEX FDS EXTEND MKT ETF MUTUAL FUNDS-ETF EQUITIES 922908652 1,704 9,630 SH   SOLE   9,630 0 0
VANGUARD GROWTH ETF MUTUAL FUNDS-EQUITIES 922908736 26 100 SH   SOLE   100 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 13 100 SH   SOLE   100 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 291 1,359 SH   SOLE   1,225 134 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 64 300 SH   DFND   200 100 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,268 39,009 SH   SOLE   36,509 1,400 1,100
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 1,051 18,078 SH   DFND   11,001 4,577 2,500
VIATRIS INC COM COMMON STOCK 92556V106 62 4,456 SH   SOLE   4,184 186 86
VIATRIS INC COM COMMON STOCK 92556V106 39 2,824 SH   DFND   2,044 718 62
VISA CLASS A COMMON STOCK 92826C839 15,997 75,553 SH   SOLE   75,553 0 0
VISA CLASS A COMMON STOCK 92826C839 445 2,100 SH   DFND   2,000 100 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 669 36,312 SH   SOLE   36,040 0 272
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 267 14,500 SH   DFND   14,500 0 0
VONTIER CORPORATION COM COMMON STOCK 928881101 0 14 SH   SOLE   14 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 31 326 SH   SOLE   326 0 0
WABTEC CORP COM COMMON STOCK 929740108 1 10 SH   SOLE   10 0 0
WABTEC CORP COM COMMON STOCK 929740108 4 47 SH   DFND   23 24 0
WAL MART STORES INC COM COMMON STOCK 931142103 892 6,565 SH   SOLE   6,565 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 109 800 SH   DFND   800 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 317 5,775 SH   SOLE   5,375 0 400
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 44 800 SH   DFND   700 100 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 6 46 SH   SOLE   46 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 788 20,166 SH   SOLE   19,066 1,100 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 51 1,300 SH   DFND   1,300 0 0
WENDYS CO COM COMMON STOCK 95058W100 4 212 SH   SOLE   212 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 143 4,015 SH   SOLE   3,282 0 733
WEYERHAEUSER CO COM COMMON STOCK 962166104 61 1,700 SH   DFND   0 1,700 0
WILLIAMS CO INC COMMON STOCK 969457100 6 258 SH   DFND   0 258 0
XCEL ENERGY INC COMMON STOCK 98389B100 226 3,400 SH   SOLE   3,400 0 0
XYLEM INC COMMON STOCK 98419M100 667 6,345 SH   SOLE   4,995 1,350 0
XYLEM INC COMMON STOCK 98419M100 147 1,400 SH   DFND   1,300 100 0
YUM BRANDS INC COMMON STOCK 988498101 9 80 SH   SOLE   80 0 0
YUM CHINA HLDGS INC COM COMMON STOCK 98850P109 5 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 13 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 311 1,940 SH   DFND   1,940 0 0
ZOOM VIDEO COMMUNICATIONS INCL A COMMON STOCK 98980L101 8 25 SH   SOLE   25 0 0