The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101   4,425 29,072 SH   SOLE   0 0 29,072
ABBOTT LABORATORIES COM 002824100   9,141 67,210 SH   SOLE   0 0 67,210
ABBVIE INC COM 00287y109   10,250 55,225 SH   SOLE   0 0 55,225
AIR PRODS & CHEMS INC COM COM 009158106   425 1,510 SH   SOLE   0 0 1,510
ALPHABET INC CAP STK CL A COM 02079K305   4,033 22,888 SH   SOLE   0 0 22,888
ALPHABET INC. CLASS C COM 02079k107   15,795 89,041 SH   SOLE   0 0 89,041
ALTRIA GROUP INC COM 02209s103   602 10,268 SH   SOLE   0 0 10,268
AMAZON COM INC COM COM 023135106   14,843 67,658 SH   SOLE   0 0 67,658
AMERICAN EXPRESS CO COM COM 025816109   1,024 3,213 SH   SOLE   0 0 3,213
APPLE INC COM COM 037833100   19,690 95,973 SH   SOLE   0 0 95,973
ARM HOLDINGS PLC COM 042068205   731 4,525 SH   SOLE   0 0 4,525
AUTO DATA PROCESSING COM 053015103   15,896 51,544 SH   SOLE   0 0 51,544
BANK OF AMERICA CORP COM 060505104   11,156 235,773 SH   SOLE   0 0 235,773
BERKSHIRE HATHAWAYINC DEL CL COM 084670702   3,591 7,394 SH   SOLE   0 0 7,394
BLACKROCK INC COM 09290d101   295 282 SH   SOLE   0 0 282
BOSTON SCIENTIFIC CO COM 101137107   1,109 10,326 SH   SOLE   0 0 10,326
BRISTOL-MYERS SQUIBB COM 110122108   3,402 73,506 SH   SOLE   0 0 73,506
BROWN FORMAN CORP CL B COM 115637209   203 7,575 SH   SOLE   0 0 7,575
CAPITAL ONE FINL CORP COM COM 14040H105   3,719 17,483 SH   SOLE   0 0 17,483
CARRIER GLOBAL CORP COM 14448c104   6,819 93,175 SH   SOLE   0 0 93,175
CATERPILLAR INC COM 149123101   9,700 24,988 SH   SOLE   0 0 24,988
CAVA GROUP INC COM 148929102   313 3,725 SH   SOLE   0 0 3,725
CHESAPEAKE UTILS CORP COM COM 165303108   8,565 71,250 SH   SOLE   0 0 71,250
CHEVRON CORP COM 166764100   9,527 66,540 SH   SOLE   0 0 66,540
CHIPOTLE MEXICAN GRILL COM 169656105   1,792 31,915 SH   SOLE   0 0 31,915
CHUBB LTD New COM h1467j104   9,994 34,496 SH   SOLE   0 0 34,496
CISCO SYSTEMS INC COM 17275r102   2,636 37,995 SH   SOLE   0 0 37,995
COCA COLA COMPANY COM 191216100   4,436 62,701 SH   SOLE   0 0 62,701
COLGATE-PALMOLIVE CO COM 194162103   2,267 24,947 SH   SOLE   0 0 24,947
CORNING INC COM 219350105   11,020 209,555 SH   SOLE   0 0 209,555
COSTCO WHOLESALE CO COM 22160k105   2,631 2,658 SH   SOLE   0 0 2,658
CROWN CASTLE INC REIT COM 22822v101   6,447 62,761 SH   SOLE   0 0 62,761
CSX CORP COM COM 126408103   362 11,108 SH   SOLE   0 0 11,108
DANAHER CORP COM 235851102   5,696 28,837 SH   SOLE   0 0 28,837
DEERE CO COM 244199105   1,289 2,536 SH   SOLE   0 0 2,536
DIGITAL REALTY TRUST REIT COM 253868103   6,941 39,815 SH   SOLE   0 0 39,815
DOW INC REG SHS COM 260557103   1,211 45,745 SH   SOLE   0 0 45,745
DUKE ENERGY CORP COM 26441c204   5,063 42,913 SH   SOLE   0 0 42,913
DUPONT DE NEMOURS INC IA COM 26614n102   2,841 41,426 SH   SOLE   0 0 41,426
EATON CORP PLC COM g29183103   473 1,325 SH   SOLE   0 0 1,325
ECOSPHERE TECH INC COM COM 27922x105   0 10,500 SH   SOLE   0 0 10,500
ELEVANCE HEALTH INC COM COM 036752103   1,604 4,124 SH   SOLE   0 0 4,124
ELI LILLY AND CO COM 532457108   3,699 4,746 SH   SOLE   0 0 4,746
ELUTIA INC COM 05479k106   27 13,700 SH   SOLE   0 0 13,700
EMERSON ELECTRIC CO COM 291011104   9,758 73,188 SH   SOLE   0 0 73,188
ENTERPRISE PRODS PART LP COM 293792107   2,738 88,296 SH   SOLE   0 0 88,296
EXXON MOBIL CORP COM 30231g102   8,885 82,421 SH   SOLE   0 0 82,421
FEDEX CORP COM 31428x106   270 1,189 SH   SOLE   0 0 1,189
FIDELITY COVINGTON TR MSCI REA COM 316092857   238 8,838 SH   SOLE   0 0 8,838
GE AEROSPACE COM NEW COM 369604301   624 2,425 SH   SOLE   0 0 2,425
GE VERNOVA INC COM COM 36828A101   362 684 SH   SOLE   0 0 684
GOLDMAN SACHS GROUP INC COM COM 38141G104   336 475 SH   SOLE   0 0 475
HOME DEPOT INC COM 437076102   500 1,364 SH   SOLE   0 0 1,364
HONEYWELL INTL INC COM COM 438516106   384 1,653 SH   SOLE   0 0 1,653
INTEL CORP COM 458140100   1,477 65,975 SH   SOLE   0 0 65,975
INTL BUSINESS MACHINES CORP I COM 459200101   7,535 25,562 SH   SOLE   0 0 25,562
INTUIT INC COM 461202103   432 549 SH   SOLE   0 0 549
INTUITIVE SURGICAL INC NEW COM 46120e602   545 1,003 SH   SOLE   0 0 1,003
INVESCO QQQ TR SER 1 COM 46090e103   351 636 SH   SOLE   0 0 636
ISHARES CORE S&P 500 ETF COM 464287200   4,578 7,374 SH   SOLE   0 0 7,374
ISHARES CORE S&P MID-CAP ETF COM 464287507   1,101 17,764 SH   SOLE   0 0 17,764
ISHARES CORE S&P SMALL-CAP ETF COM 464287804   857 7,846 SH   SOLE   0 0 7,846
ISHARES TR NORTH AMERN TECH ET COM 464287549   640 5,700 SH   SOLE   0 0 5,700
JOHNSON & JOHNSON COM 478160104   8,429 55,186 SH   SOLE   0 0 55,186
JPMORGAN CHASE & CO. COM COM 46625H100   21,528 74,260 SH   SOLE   0 0 74,260
LOCKHEED MARTIN CORP COM 539830109   8,799 19,000 SH   SOLE   0 0 19,000
LOWES COS INC COM COM 548661107   622 2,805 SH   SOLE   0 0 2,805
MASTERCARD INC CLASS A COM 57636q104   289 515 SH   SOLE   0 0 515
MC CORMICK & CO INC COM 579780206   2,527 33,330 SH   SOLE   0 0 33,330
MCDONALDS CORP COM COM 580135101   355 1,216 SH   SOLE   0 0 1,216
MEDTRONIC PLC SHS COM G5960L103   5,887 67,537 SH   SOLE   0 0 67,537
MERCK & CO. INC. COM 58933y105   8,045 101,637 SH   SOLE   0 0 101,637
META PLATFORMS INC CL A COM 30303M102   1,828 2,477 SH   SOLE   0 0 2,477
MICROSOFT CORP COM 594918104   36,816 74,016 SH   SOLE   0 0 74,016
MONDELEZ INTL CLASS A COM 609207105   7,380 109,443 SH   SOLE   0 0 109,443
NETFLIX INC COM COM 64110L106   882 659 SH   SOLE   0 0 659
NEXTERA ENERGY INC COM COM 65339F101   674 9,710 SH   SOLE   0 0 9,710
NIKE INC CL B COM 654106103   5,712 80,417 SH   SOLE   0 0 80,417
NORFOLK SOUTHERN CO COM 655844108   8,777 34,292 SH   SOLE   0 0 34,292
NVIDIA CORP COM COM 67066G104   1,953 12,365 SH   SOLE   0 0 12,365
NXP SEMICONDUCTORS F COM n6596x109   7,312 33,469 SH   SOLE   0 0 33,469
OCCIDENTAL PETE CORP CAL COM 674599105   1,090 25,948 SH   SOLE   0 0 25,948
OTIS WORLDWIDE CORP COM 68902v107   1,511 15,261 SH   SOLE   0 0 15,261
PEPSICO INC COM 713448108   4,361 33,028 SH   SOLE   0 0 33,028
PFIZER INC COM COM 717081103   225 9,323 SH   SOLE   0 0 9,323
PHILIP MORRIS INTL COM 718172109   7,502 41,193 SH   SOLE   0 0 41,193
PINTEREST INC CLASS A COM 72352l106   1,073 29,935 SH   SOLE   0 0 29,935
PNC FINCL SERVICES GROUP COM 693475105   1,681 9,019 SH   SOLE   0 0 9,019
PRICE T ROWE GROUP INC COM COM 74144T108   797 8,265 SH   SOLE   0 0 8,265
PROCTER & GAMBLE COM 742718109   9,861 61,897 SH   SOLE   0 0 61,897
QUALCOMM INC COM 747525103   10,956 68,796 SH   SOLE   0 0 68,796
RTX CORP COM 75513e101   10,496 71,883 SH   SOLE   0 0 71,883
SALESFORCE COM INC COM 79466l302   207 760 SH   SOLE   0 0 760
SCHLUMBERGER LTD COM 806857108   733 21,705 SH   SOLE   0 0 21,705
SELECT SECTOR SPDR SPDR TR TE COM 81369Y803   359 1,419 SH   SOLE   0 0 1,419
SPDR DOW JONES INDL AVERAGE ET COM 78467X109   3,970 9,011 SH   SOLE   0 0 9,011
SPDR S&P 500 ETF TR TR UNIT COM 78462f103   2,780 4,501 SH   SOLE   0 0 4,501
SPDR S&P DIVIDEND ETF COM 78464a763   1,517 11,183 SH   SOLE   0 0 11,183
STRYKER CORP COM 863667101   339 859 SH   SOLE   0 0 859
SYSCO CORP COM COM 871829107   1,125 14,855 SH   SOLE   0 0 14,855
TARGET CORP COM 87612e106   6,848 69,425 SH   SOLE   0 0 69,425
TJX COMPANIES INC COM 872540109   15,540 125,843 SH   SOLE   0 0 125,843
UNION PAC CORP COM COM 907818108   459 1,995 SH   SOLE   0 0 1,995
UNITED PARCEL SRVC CLASS B COM 911312106   5,681 56,289 SH   SOLE   0 0 56,289
VERIZON COMMUNICATIONS INC COM 92343v104   3,818 88,244 SH   SOLE   0 0 88,244
VISA INC CLASS A COM 92826c839   1,031 2,906 SH   SOLE   0 0 2,906
W R BERKLEY CORP COM 084423102   545 7,425 SH   SOLE   0 0 7,425
WALMART INC COM COM 931142103   715 7,318 SH   SOLE   0 0 7,318
WALT DISNEY CO COM 254687106   7,672 61,871 SH   SOLE   0 0 61,871
WELLS FARGO & CO COM 949746101   9,734 121,505 SH   SOLE   0 0 121,505
ZOETIS INC CLASS A COM 98978v103   7,635 48,959 SH   SOLE   0 0 48,959
ISHARES INC CORE MSCI EMERGI INT 46434g103   685 11,417 SH   SOLE   0 0 11,417
ISHARES TR CORE MSCI EAFE ETF INT 46432F842   1,526 18,289 SH   SOLE   0 0 18,289
SHELL PLC INT 780259305   224 3,194 SH   SOLE   0 0 3,194
TAIWAN SEMICONDUCTR F SPONSORE INT 874039100   6,185 27,309 SH   SOLE   0 0 27,309
VANGUARD FTSE ALL WORLD EX US INT 922042775   219 3,270 SH   SOLE   0 0 3,270
VANGUARD FTSE DEVELOPED MARKET INT 921943858   761 13,351 SH   SOLE   0 0 13,351
VANGUARD FTSE EMERGING MARKET INT 922042858   974 19,694 SH   SOLE   0 0 19,694