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Lincoln Life & Annuity Company of New York - Separate Account R


Individual Life Commission Schedule

Career Producer Contract - Effective January 1, 2000

For Payment of First Year Policy Commissions, Renewal Commissions and Service
Fees




Product        Policy Year    Target Premium       Excess Premium      Asset Based
                                                           

SVUL:          1              50%*                  2.25%              n/a
               2-10           2.25%                 n/a                n/a
               11 or more     2.25%                 n/a                n/a


SVUL-II:
Option A       1              50%*                  2.25%              n/a
               2-10           2.25%                 n/a                n/a
               11 or more     2.25%                 n/a                n/a

Option B       1              50%*                  2.25%              n/a
               2-4            2.25%                 n/a                n/a
               5-20           n/a                   n/a                .25%
               21+            n/a                   n/a                .15%

Option C       1              40%*                  2.25%              n/a
               2-4            2.25%                 n/a                n/a
               5-20           n/a                   n/a                .50%
               21+            n/a                   n/a                .15%



* Additional First Year Commissions are paid at this rate: as a % of target
      premium for increase in specified amount. (An increase for this purpose
      will include only the portion of the increase in excess of the previous
      highest specified amount.)

There will be a prorated chargeback of commissions if there is a lapse or
surrender within the first 12 months, or decrease in coverage within the first
24 months of issue of the policy or of an increase.