EX-99.1

Exhibit 99.1 - Footnote 1 to Tables I and II of Form 4 Filed by Glenn W. Sturm on October 5, 2004

On April 22, 2004, the reporting person settled his obligation to deliver shares of the Company's common stock ("Common Stock") or 
an equivalent amount of cash (if elected by him) pursuant to a variable prepaid forward agreement (the "First Contract") entered into 
on April 19, 2001 with an unaffiliated third party buyer (the "Buyer").*  

The First Contract obligated the reporting person to deliver to the Buyer a minimum of 110,416 shares of Common Stock and up to a 
maximum of 132,500 shares of Common Stock (or an equivalent amount of cash) on the maturity date of the First Contract, April 19, 
2004 (the "First Maturity Date").  In exchange for assuming this obligation, the reporting person received a cash payment of 
$3,057,051.08 as of the date of entering into the First Contract.  The reporting person pledged 132,500 shares of Common Stock to 
secure his obligations under the F
irst Contract, and retained voting and dividend rights in the pledged shares during the period of the 
pledge. 
 
The First Contract provided that the number of shares (or equivalent amount of cash) deliverable by the reporting person on the First 
Maturity Date would be determined as follows, on the basis of share prices of the Common Stock that were subject to adjustment for 
dividends received by the reporting person and other events specified in the First Contract (the Company paid no dividends during the 
period of the First Contract, and no price adjustments were made):

- If the First Maturity Price (i.e., the average closing prices per share of the Common Stock on each of the 30 trading days prior to and 
including the First Maturity Date) were less than or equal to $26.1292 (i.e., the "First Floor Price"), the reporting person would deliver 
to the Buyer 132,500 shares of Common Stock;

- If the price per share of Common Stock on the First Maturity Date were between 
the First Floor Price and $31.3550 (the "First Cap 
Price"), the reporting person would deliver to the Buyer a number of shares determined by multiplying 132,500 by the First Floor 
Price, and dividing the resulting number by the First Maturity Price;

- If the price per share of Common Stock on the First Maturity Date were greater than the First Cap Price, the reporting person would 
deliver to the Buyer a number of shares determined by reference to a formula specified in the First Contract that would result in the 
reporting person being allowed to retain (from the 132,500 shares potentially deliverable) shares having a value equal to $692,419 
(i.e., the increase in value of 132,500 shares of Common Stock from $26.1292 to 31.3550 per share), meaning the reporting person 
would be obligated to deliver between 110,416 and 132,500 shares of Common Stock. 

The First Maturity Price of the Common Stock was $14.30.  Accordingly, on April 22, 2004, the Buyer retained in settlement of 
the 
First Contract the 132,500 shares of Common Stock previously pledged by the reporting person.
 * On October 1, 2004, the reporting person filed a report that inadvertently omitted this first sentence of footnote 1.  

EX-99.2

Exhibit 99.2 - Footnote 2 to Tables I and II of Form 4 Filed by Glenn W. Sturm on October 5, 2004

On April 29, 2004, the reporting person settled his obligation to deliver shares of Common Stock or an equivalent amount of cash (if elected by
him) pursuant to a variable prepaid forward agreement (the "Second Contract") entered into on April 24, 2001 with the Buyer.

The Second Contract obligated the reporting person to deliver to the Buyer a minimum of 6,250 shares of Common Stock and up to a maximum
of 7,500 shares of Common Stock (or an equivalent amount of cash) on the maturity date of the Second Contract, April 19, 2004 (the "Second
Maturity Date").  In exchange for assuming this obligation, the reporting person received a cash payment of $168,979.05 as of the date of
entering into the Second Contract.  The reporting person pledged 7,500 shares of Common Stock to secure his obligations under the Second
Contract, and retained voting and dividend rights in the pledged shares during the period of the pledge.

The Second Contract provided that the number of shares (or equivalent amount of cash) deliverable by the reporting person on the Second
Maturity Date would be determined as follows, on the basis of share prices of the Common Stock that were subject to adjustment for dividends
received by the reporting person and other events specified in the Second Contract (the Company paid no dividends during the period of the
Second Contract, and no price adjustments were made):

- - If the Second Maturity Price (i.e., the average closing prices per share of the Common Stock on each of the 30 trading days prior to and
including the Second Maturity Date) were less than or equal to $25.5159 (i.e., the "Second Floor Price"), the reporting person would deliver to
the Buyer 7,500 shares of Common Stock;

- - If the price per share of Common Stock on the Second Maturity Date were between the Second Floor Price and $30.6191 (the "Second Cap
Price"), the reporting person would deliver to the Buyer a number of shares determined by multiplying 7,500 by the Second Floor Price, and
dividing the resulting number by the Second Maturity Price;

- - If the price per share of Common Stock on the Second Maturity Date were greater than the Second Cap Price, the reporting person would
deliver to the Buyer a number of shares determined by reference to a formula specified in the Second Contract that would result in the reporting
person being allowed to retain (from the 7,500 shares potentially deliverable) shares having a value equal to $38,274 (i.e., the increase in value of
7,500 shares of Common Stock from $25.5159 to 30.6191 per share), meaning the reporting person would be obligated to deliver between 6,250
and 7,500 shares of Common Stock.

The Second Maturity Price of the Common Stock was $14.19.  Accordingly, on April 29, 2004, the Buyer retained in settlement of the Second
Contract the 7,500 shares of Common Stock previously pledged by the reporting person.