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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 CoozQojkbpAbMnir5MmK0XUSkvgvXrxVFWM9mvPnG6AjLtYqEjD2QtiH+Nsnz34P
 ipRiV7/y5ac4Mdl92wGx5w==

<SEC-DOCUMENT>0001078595-04-000001.txt : 20040914
<SEC-HEADER>0001078595-04-000001.hdr.sgml : 20040914
<ACCEPTANCE-DATETIME>20040914134344
ACCESSION NUMBER:		0001078595-04-000001
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040913
FILED AS OF DATE:		20040914
DATE AS OF CHANGE:		20040914

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			BOGGS G LYNN
		CENTRAL INDEX KEY:			0001078595
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-COMPUTER PROCESSING & DATA PREPARATION [7374]
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14213
		FILM NUMBER:		041029259

	BUSINESS ADDRESS:	
		STREET 1:		INTERCEPT
		STREET 2:		3150 HOLCOMB BRIDGE ROAD STE 200
		CITY:			NORCROSS
		STATE:			GA
		ZIP:			30071

	MAIL ADDRESS:	
		STREET 1:		INTERCEPT
		STREET 2:		3150 HOLCOMB BRIDGE ROAD STE 200
		CITY:			NORCROSS
		STATE:			GA
		ZIP:			30071

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			INTERCEPT INC
		CENTRAL INDEX KEY:			0001054930
		STANDARD INDUSTRIAL CLASSIFICATION:	FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC [6099]
		IRS NUMBER:				582237359
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		3150 HOLCOMB BRIDGE ROAD SUITE 200
		CITY:			NORCROSS
		STATE:			GA
		ZIP:			30071
		BUSINESS PHONE:		7702489600

	MAIL ADDRESS:	
		STREET 1:		3150 HOLCOMB BRIDGE ROAD SUITE 200
		CITY:			NORCROSS
		STATE:			GA
		ZIP:			30071

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTERCEPT GROUP INC
		DATE OF NAME CHANGE:	19980209
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-09-13</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001054930</issuerCik>
        <issuerName>INTERCEPT INC</issuerName>
        <issuerTradingSymbol>icpt</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001078595</rptOwnerCik>
            <rptOwnerName>BOGGS G LYNN</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>INTERCEPT</rptOwnerStreet1>
            <rptOwnerStreet2>3150 HOLCOMB BRIDGE ROAD STE 200</rptOwnerStreet2>
            <rptOwnerCity>NORCROSS</rptOwnerCity>
            <rptOwnerState>GA</rptOwnerState>
            <rptOwnerZipCode>30071</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>President &amp; COO</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2004-09-13</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>D</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>100000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>18.5983</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>0</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <ownerSignature>
        <signatureName>G. Lynn Boggs</signatureName>
        <signatureDate>2004-09-14</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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