The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OJSC OC ROSNEFT RUB 0.01 GDR REG SHS 00B17FSC2   17,820 15,000 SH   SOLE   15,000 0 0
GLENCORE PLC REG SHS 00B4T3BW6   212,258 37,000 SH   SOLE   37,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   4,531,260 12,819 SH   SOLE   12,819 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   26,511 75 SH   OTR   75 0 0
EATON CORP PLC SHS G29183103   399,053 1,204 SH   SOLE   1,204 0 0
AT&T INC COM 00206R102   485,694 22,077 SH   SOLE   22,077 0 0
AT&T INC COM 00206R102   42,042 1,911 SH   OTR   1,911 0 0
ABBOTT LABS COM 002824100   1,983,545 17,398 SH   SOLE   17,398 0 0
ABBOTT LABS COM 002824100   114,580 1,005 SH   OTR   1,005 0 0
ABBVIE INC COM 00287Y109   2,935,342 14,864 SH   SOLE   14,864 0 0
ABBVIE INC COM 00287Y109   500,611 2,535 SH   OTR   2,535 0 0
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   2,514,708 100,068 SH   SOLE   100,068 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   31,133,451 274,812 SH   SOLE   274,812 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   48,714 430 SH   OTR   430 0 0
ADOBE INC COM 00724F101   12,120,712 23,409 SH   SOLE   23,409 0 0
ADOBE INC COM 00724F101   89,058 172 SH   OTR   172 0 0
ALLSTATE CORP COM 020002101   578,811 3,052 SH   SOLE   3,052 0 0
ALPHABET INC CAP STK CL C 02079K107   16,110,762 96,362 SH   SOLE   96,362 0 0
ALPHABET INC CAP STK CL C 02079K107   484,015 2,895 SH   OTR   2,895 0 0
ALPHABET INC CAP STK CL A 02079K305   1,800,633 10,857 SH   SOLE   10,857 0 0
AMAZON COM INC COM 023135106   8,675,524 46,560 SH   SOLE   46,560 0 0
AMAZON COM INC COM 023135106   117,387 630 SH   OTR   630 0 0
AMERICAN EXPRESS CO COM 025816109   1,650,252 6,085 SH   SOLE   6,085 0 0
AMERICAN EXPRESS CO COM 025816109   162,720 600 SH   OTR   600 0 0
AMERICAN TOWER CORP NEW COM 03027X100   3,882,589 16,695 SH   SOLE   16,695 0 0
AMERICAN TOWER CORP NEW COM 03027X100   5,814 25 SH   OTR   25 0 0
AMERIPRISE FINL INC COM 03076C106   303,497 646 SH   SOLE   646 0 0
AMGEN INC COM 031162100   9,899,902 30,725 SH   SOLE   30,725 0 0
AMGEN INC COM 031162100   191,714 595 SH   OTR   595 0 0
AMPHENOL CORP NEW CL A 032095101   5,661,882 86,892 SH   SOLE   86,892 0 0
AMPHENOL CORP NEW CL A 032095101   11,728 180 SH   OTR   180 0 0
APPLE INC COM 037833100   34,499,145 148,065 SH   SOLE   148,065 0 0
APPLE INC COM 037833100   860,469 3,693 SH   OTR   3,693 0 0
APPLIED MATLS INC COM 038222105   3,753,482 18,577 SH   SOLE   18,577 0 0
APPLIED MATLS INC COM 038222105   230,337 1,140 SH   OTR   1,140 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   8,027,383 29,008 SH   SOLE   29,008 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   592,202 2,140 SH   OTR   2,140 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,951,477 10,758 SH   SOLE   10,758 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   18,870 41 SH   OTR   41 0 0
VOLEX PLC ORD REG SHS 000939007   1,279,724 286,516 SH   SOLE   286,516 0 0
BOEING CO COM 097023105   325,973 2,144 SH   SOLE   2,144 0 0
BRINKER INTL INC COM 109641100   221,937 2,900 SH   SOLE   2,900 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   520,607 10,062 SH   SOLE   10,062 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   24,576 475 SH   OTR   475 0 0
BROADCOM INC COM 11135F101   451,950 2,620 SH   SOLE   2,620 0 0
THE CIGNA GROUP COM 125523100   935,734 2,701 SH   SOLE   2,701 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   271,814 3,377 SH   SOLE   3,377 0 0
CHEMED CORP NEW COM 16359R103   3,915,920 6,516 SH   SOLE   6,516 0 0
CHEMED CORP NEW COM 16359R103   12,019 20 SH   OTR   20 0 0
CHEVRON CORP NEW COM 166764100   6,930,968 47,063 SH   SOLE   47,063 0 0
CHEVRON CORP NEW COM 166764100   244,173 1,658 SH   OTR   1,658 0 0
CHURCH & DWIGHT CO INC COM 171340102   4,370,803 41,738 SH   SOLE   41,738 0 0
CHURCH & DWIGHT CO INC COM 171340102   10,472 100 SH   OTR   100 0 0
1CISCO SYS INC COM 17275R102   735,819 13,826 SH   SOLE   13,826 0 0
CISCO SYS INC COM 17275R102   34,593 650 SH   OTR   650 0 0
CINTAS CORP COM 172908105   296,467 1,440 SH   SOLE   1,440 0 0
CLOROX CO DEL COM 189054109   3,342,424 20,517 SH   SOLE   20,517 0 0
CLOROX CO DEL COM 189054109   15,639 96 SH   OTR   96 0 0
COCA COLA CO COM 191216100   464,718 6,467 SH   SOLE   6,467 0 0
COCA COLA CO COM 191216100   118,569 1,650 SH   OTR   1,650 0 0
COLGATE PALMOLIVE CO COM 194162103   419,184 4,038 SH   SOLE   4,038 0 0
COMCAST CORP NEW CL A 20030N101   1,430,831 34,255 SH   SOLE   34,255 0 0
COMCAST CORP NEW CL A 20030N101   11,737 281 SH   OTR   281 0 0
CONOCOPHILLIPS COM 20825C104   538,296 5,113 SH   SOLE   5,113 0 0
COPART INC COM 217204106   2,850,455 54,398 SH   SOLE   54,398 0 0
COSTCO WHSL CORP NEW COM 22160K105   7,550,490 8,517 SH   SOLE   8,517 0 0
COSTCO WHSL CORP NEW COM 22160K105   110,815 125 SH   OTR   125 0 0
DANAHER CORPORATION COM 235851102   389,784 1,402 SH   SOLE   1,402 0 0
DEERE & CO COM 244199105   670,231 1,606 SH   SOLE   1,606 0 0
DISNEY WALT CO COM 254687106   743,067 7,725 SH   SOLE   7,725 0 0
DISNEY WALT CO COM 254687106   180,548 1,877 SH   OTR   1,877 0 0
EBAY INC. COM 278642103   208,352 3,200 SH   SOLE   3,200 0 0
ECOLAB INC COM 278865100   8,442,486 33,065 SH   SOLE   33,065 0 0
ECOLAB INC COM 278865100   37,022 145 SH   OTR   145 0 0
EMERSON ELEC CO COM 291011104   4,674,473 42,740 SH   SOLE   42,740 0 0
ESCO TECHNOLOGIES INC COM 296315104   256,799 1,991 SH   SOLE   1,991 0 0
EVERSOURCE ENERGY COM 30040W108   521,807 7,668 SH   SOLE   7,668 0 0
EXXON MOBIL CORP COM 30231G102   11,881,067 101,357 SH   SOLE   101,357 0 0
EXXON MOBIL CORP COM 30231G102   486,111 4,147 SH   OTR   4,147 0 0
META PLATFORMS INC CL A 30303M102   4,546,318 7,942 SH   SOLE   7,942 0 0
META PLATFORMS INC CL A 30303M102   88,728 155 SH   OTR   155 0 0
FEDEX CORP COM 31428X106   209,365 765 SH   SOLE   765 0 0
FISERV INC COM 337738108   198,872 1,107 SH   SOLE   1,107 0 0
FISERV INC COM 337738108   7,186 40 SH   OTR   40 0 0
FORTINET INC COM 349633113   4,983,828 64,266 SH   SOLE   64,266 0 0
FORTINET INC COM 349633113   13,183 170 SH   OTR   170 0 0
GE VERNOVA INC COM 36828A101   316,430 1,241 SH   SOLE   1,241 0 0
GE VERNOVA INC COM 36828A101   764 3 SH   OTR   3 0 0
GE AEROSPACE COM NEW 369604301   1,005,131 5,330 SH   SOLE   5,330 0 0
GE AEROSPACE COM NEW 369604301   2,828 15 SH   OTR   15 0 0
GENERAL MLS INC COM 370334104   294,439 3,987 SH   SOLE   3,987 0 0
HERSHEY CO COM 427866108   3,328,917 17,358 SH   SOLE   17,358 0 0
HERSHEY CO COM 427866108   15,917 83 SH   OTR   83 0 0
HOME DEPOT INC COM 437076102   11,160,828 27,544 SH   SOLE   27,544 0 0
HOME DEPOT INC COM 437076102   554,313 1,368 SH   OTR   1,368 0 0
HONEYWELL INTL INC COM 438516106   675,528 3,268 SH   SOLE   3,268 0 0
IDEXX LABS INC COM 45168D104   3,308,685 6,549 SH   SOLE   6,549 0 0
IDEXX LABS INC COM 45168D104   8,588 17 SH   OTR   17 0 0
ILLINOIS TOOL WKS INC COM 452308109   3,127,805 11,935 SH   SOLE   11,935 0 0
ILLINOIS TOOL WKS INC COM 452308109   90,414 345 SH   OTR   345 0 0
INTEL CORP COM 458140100   146,507 6,245 SH   SOLE   6,245 0 0
INTEL CORP COM 458140100   60,409 2,575 SH   OTR   2,575 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   453,877 2,053 SH   SOLE   2,053 0 0
INVESCO QQQ TR UNIT SER 1 460993107   945,391 1,937 SH   SOLE   1,937 0 0
INTUIT COM 461202103   6,291,972 10,132 SH   SOLE   10,132 0 0
INTUIT COM 461202103   55,269 89 SH   OTR   89 0 0
ISHARES GOLD TR ISHARES NEW 464285204   411,267 8,275 SH   SOLE   8,275 0 0
ISHARES TR TIPS BD ETF 464287176   245,353 2,221 SH   SOLE   2,221 0 0
ISHARES TR CORE S&P500 ETF 464287200   94,311,223 163,502 SH   SOLE   163,502 0 0
ISHARES TR CORE S&P500 ETF 464287200   410,119 711 SH   OTR   711 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   283,919 6,191 SH   SOLE   6,191 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   6,374 139 SH   OTR   139 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,715,716 32,473 SH   SOLE   32,473 0 0
1ISHARES TR MSCI EAFE ETF 464287465   147,774 1,767 SH   OTR   1,767 0 0
ISHARES TR RUS MID CAP ETF 464287499   535,097 6,071 SH   SOLE   6,071 0 0
ISHARES TR RUS MID CAP ETF 464287499   73,685 836 SH   OTR   836 0 0
ISHARES TR CORE S&P MCP ETF 464287507   64,016,225 1,027,218 SH   SOLE   27,218 0 0
ISHARES TR CORE S&P MCP ETF 464287507   376,911 6,048 SH   OTR   6,048 0 0
ISHARES TR GLOBAL 100 ETF 464287572   1,023,232 10,319 SH   SOLE   10,319 0 0
ISHARES TR GLOBAL 100 ETF 464287572   215,177 2,170 SH   OTR   2,170 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   296,550 790 SH   SOLE   790 0 0
ISHARES TR RUS 1000 ETF 464287622   399,589 1,271 SH   SOLE   1,271 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   6,390,568 28,931 SH   SOLE   28,931 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   80,624 365 SH   OTR   365 0 0
ISHARES TR U.S. REAL ES ETF 464287739   193,043 1,895 SH   SOLE   1,895 0 0
ISHARES TR U.S. REAL ES ETF 464287739   22,105 217 SH   OTR   217 0 0
ISHARES TR CORE S&P SCP ETF 464287804   35,882,743 306,795 SH   SOLE   306,795 0 0
ISHARES TR CORE S&P SCP ETF 464287804   267,955 2,291 SH   OTR   2,291 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   356,586 3,358 SH   SOLE   3,358 0 0
ISHARES TR JPMORGAN USD EMG 464288281   899,303 9,610 SH   SOLE   9,610 0 0
ISHARES TR USD INV GRDE ETF 464288620   221,992 4,222 SH   SOLE   4,222 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   366,853 6,829 SH   SOLE   6,829 0 0
ISHARES TR US REGNL BKS ETF 464288778   201,997 4,249 SH   SOLE   4,249 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   22,015,644 431,341 SH   SOLE   431,341 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   72,221 1,415 SH   OTR   1,415 0 0
ISHARES TR CORE MSCI EAFE 46432F842   46,763,345 599,146 SH   SOLE   599,146 0 0
ISHARES TR CORE MSCI EAFE 46432F842   120,743 1,547 SH   OTR   1,547 0 0
ISHARES INC CORE MSCI EMKT 46434G103   30,849,895 537,361 SH   SOLE   537,361 0 0
ISHARES INC CORE MSCI EMKT 46434G103   32,264 562 SH   OTR   562 0 0
ISHARES INC MSCI EMRG CHN 46434G764   373,932 6,119 SH   SOLE   6,119 0 0
ISHARES TR CORE MSCI INTL 46435G326   11,255,736 158,912 SH   SOLE   158,912 0 0
ISHARES TR CORE MSCI INTL 46435G326   245,780 3,470 SH   OTR   3,470 0 0
JPMORGAN CHASE & CO. COM 46625H100   16,021,986 75,984 SH   SOLE   75,984 0 0
JPMORGAN CHASE & CO. COM 46625H100   867,688 4,115 SH   OTR   4,115 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   240,020 5,068 SH   SOLE   5,068 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   15,107 319 SH   OTR   319 0 0
JOHNSON & JOHNSON COM 478160104   11,876,891 73,287 SH   SOLE   73,287 0 0
JOHNSON & JOHNSON COM 478160104   598,973 3,696 SH   OTR   3,696 0 0
KIMBERLY-CLARK CORP COM 494368103   150,816 1,060 SH   SOLE   1,060 0 0
KIMBERLY-CLARK CORP COM 494368103   91,059 640 SH   OTR   640 0 0
ELI LILLY & CO COM 532457108   1,926,033 2,174 SH   SOLE   2,174 0 0
ELI LILLY & CO COM 532457108   467,776 528 SH   OTR   528 0 0
LOCKHEED MARTIN CORP COM 539830109   6,685,028 11,436 SH   SOLE   11,436 0 0
LOCKHEED MARTIN CORP COM 539830109   20,459 35 SH   OTR   35 0 0
LOWES COS INC COM 548661107   365,918 1,351 SH   SOLE   1,351 0 0
MSCI INC COM 55354G100   5,951,715 10,210 SH   SOLE   10,210 0 0
MSCI INC COM 55354G100   5,829 10 SH   OTR   10 0 0
MARSH & MCLENNAN COS INC COM 571748102   5,951,595 26,678 SH   SOLE   26,678 0 0
MARSH & MCLENNAN COS INC COM 571748102   5,577 25 SH   OTR   25 0 0
MASCO CORP COM 574599106   275,239 3,279 SH   SOLE   3,279 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,909,030 3,866 SH   SOLE   3,866 0 0
MCDONALDS CORP COM 580135101   8,718,121 28,630 SH   SOLE   28,630 0 0
MCDONALDS CORP COM 580135101   416,569 1,368 SH   OTR   1,368 0 0
MERCK & CO INC COM 58933Y105   1,337,850 11,781 SH   SOLE   11,781 0 0
MERCK & CO INC COM 58933Y105   28,390 250 SH   OTR   250 0 0
MICROSOFT CORP COM 594918104   28,825,366 66,989 SH   SOLE   66,989 0 0
MICROSOFT CORP COM 594918104   1,611,473 3,745 SH   OTR   3,745 0 0
MONDELEZ INTL INC CL A 609207105   249,741 3,390 SH   SOLE   3,390 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   4,865,791 93,268 SH   SOLE   93,268 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   18,781 360 SH   OTR   360 0 0
NETFLIX INC COM 64110L106   9,054,540 12,766 SH   SOLE   12,766 0 0
NETFLIX INC COM 64110L106   42,556 60 SH   OTR   60 0 0
NEXTERA ENERGY INC COM 65339F101   8,326,205 98,500 SH   SOLE   98,500 0 0
1NEXTERA ENERGY INC COM 65339F101   382,160 4,521 SH   OTR   4,521 0 0
NIKE INC CL B 654106103   1,622,051 18,349 SH   SOLE   18,349 0 0
NIKE INC CL B 654106103   35,360 400 SH   OTR   400 0 0
NORFOLK SOUTHN CORP COM 655844108   2,126,166 8,556 SH   SOLE   8,556 0 0
NORFOLK SOUTHN CORP COM 655844108   80,017 322 SH   OTR   322 0 0
NORTHERN TR CORP COM 665859104   574,031 6,376 SH   SOLE   6,376 0 0
NORTHERN TR CORP COM 665859104   45,015 500 SH   OTR   500 0 0
NOVARTIS AG SPONSORED ADR 66987V109   317,915 2,764 SH   SOLE   2,764 0 0
NOVARTIS AG SPONSORED ADR 66987V109   31,630 275 SH   OTR   275 0 0
NUCOR CORP COM 670346105   1,279,994 8,514 SH   SOLE   8,514 0 0
NVIDIA CORPORATION COM 67066G104   15,814,645 130,226 SH   SOLE   130,226 0 0
NVIDIA CORPORATION COM 67066G104   921,729 7,590 SH   OTR   7,590 0 0
ORACLE CORP COM 68389X105   684,496 4,017 SH   SOLE   4,017 0 0
PACKAGING CORP AMER COM 695156109   4,161,097 19,318 SH   SOLE   19,318 0 0
PACKAGING CORP AMER COM 695156109   38,772 180 SH   OTR   180 0 0
PAYPAL HLDGS INC COM 70450Y103   4,559,448 58,432 SH   SOLE   58,432 0 0
PEPSICO INC COM 713448108   8,465,259 49,781 SH   SOLE   49,781 0 0
PEPSICO INC COM 713448108   202,699 1,192 SH   OTR   1,192 0 0
PFIZER INC COM 717081103   533,393 18,431 SH   SOLE   18,431 0 0
PFIZER INC COM 717081103   17,364 600 SH   OTR   600 0 0
PHILLIPS 66 COM 718546104   345,056 2,625 SH   SOLE   2,625 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   5,857,704 58,901 SH   SOLE   58,901 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   95,173 957 SH   OTR   957 0 0
PLYMOUTH INDL REIT INC COM 729640102   1,591,627 70,426 SH   SOLE   70,426 0 0
PORSCHE AUTOMOBIL HLDG SE UNSPONSORD ADR 73328P106   79,150 17,263 SH   SOLE   17,263 0 0
PRICE T ROWE GROUP INC COM 74144T108   4,206,658 38,618 SH   SOLE   38,618 0 0
PRICE T ROWE GROUP INC COM 74144T108   38,125 350 SH   OTR   350 0 0
PROCTER AND GAMBLE CO COM 742718109   3,579,351 20,666 SH   SOLE   20,666 0 0
PROCTER AND GAMBLE CO COM 742718109   701,979 4,053 SH   OTR   4,053 0 0
PROLOGIS INC. COM 74340W103   590,990 4,680 SH   SOLE   4,680 0 0
PUBLIC STORAGE OPER CO COM 74460D109   4,424,295 12,159 SH   SOLE   12,159 0 0
PUBLIC STORAGE OPER CO COM 74460D109   56,763 156 SH   OTR   156 0 0
QUALCOMM INC COM 747525103   6,244,406 36,721 SH   SOLE   36,721 0 0
QUALCOMM INC COM 747525103   26,357 155 SH   OTR   155 0 0
QUEST DIAGNOSTICS INC COM 74834L100   214,245 1,380 SH   SOLE   1,380 0 0
QUEST DIAGNOSTICS INC COM 74834L100   15,525 100 SH   OTR   100 0 0
RTX CORPORATION COM 755133105   708,301 5,846 SH   SOLE   5,846 0 0
RTX CORPORATION COM 755133105   33,319 275 SH   OTR   275 0 0
RESMED INC COM 761152107   6,428,656 26,334 SH   SOLE   26,334 0 0
RESMED INC COM 761152107   48,824 200 SH   OTR   200 0 0
SHELL PLC SPON ADS 780259305   263,800 4,000 SH   SOLE   4,000 0 0
SHELL PLC SPON ADS 780259305   14,838 225 SH   OTR   225 0 0
S&P GLOBAL INC COM 78409V104   5,134,169 9,938 SH   SOLE   9,938 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,602,065 6,278 SH   SOLE   6,278 0 0
SPDR GOLD TR GOLD SHS 78463V107   5,446,245 22,407 SH   SOLE   22,407 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,115,781 99,704 SH   SOLE   99,704 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   109,763 2,659 SH   OTR   2,659 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,703,136 64,832 SH   SOLE   64,832 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   44,816 1,706 SH   OTR   1,706 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   2,273,167 86,498 SH   SOLE   86,498 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   24,309 925 SH   OTR   925 0 0
SPDR SER TR S&P BK ETF 78464A797   398,684 7,538 SH   SOLE   7,538 0 0
SPDR SER TR S&P BK ETF 78464A797   57,332 1,084 SH   OTR   1,084 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   982,216 17,963 SH   SOLE   17,963 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   5,128,079 9,002 SH   SOLE   9,002 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   40,482,188 1,376,477 SH   SOLE   376,477 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   104,670 3,559 SH   OTR   3,559 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   1,165,693 25,614 SH   SOLE   25,614 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   357,984 4,235 SH   SOLE   4,235 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,199,961 24,499 SH   SOLE   24,499 0 0
1SCHWAB STRATEGIC TR US TIPS ETF 808524870   2,777,980 51,799 SH   SOLE   51,799 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   8,044 150 SH   OTR   150 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,075,546 35,029 SH   SOLE   35,029 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   20,720 236 SH   OTR   236 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   415,800 3,070 SH   SOLE   3,070 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   67,720 500 SH   OTR   500 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   471,386 2,088 SH   SOLE   2,088 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   294,342 3,256 SH   SOLE   3,256 0 0
SOUTHERN CO COM 842587107   403,555 4,475 SH   SOLE   4,475 0 0
STARBUCKS CORP COM 855244109   1,085,453 11,134 SH   SOLE   11,134 0 0
STARBUCKS CORP COM 855244109   13,648 140 SH   OTR   140 0 0
STRYKER CORPORATION COM 863667101   11,206,646 31,021 SH   SOLE   31,021 0 0
STRYKER CORPORATION COM 863667101   60,330 167 SH   OTR   167 0 0
SWIRE PAC LTD SPON ADR A 870794302   135,699 15,875 SH   SOLE   15,875 0 0
SYSCO CORP COM 871829107   250,572 3,210 SH   SOLE   3,210 0 0
TJX COS INC NEW COM 872540109   8,663,168 73,704 SH   SOLE   73,704 0 0
TJX COS INC NEW COM 872540109   32,911 280 SH   OTR   280 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   3,731,473 21,486 SH   SOLE   21,486 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   27,092 156 SH   OTR   156 0 0
TARGET CORP COM 876133110   1,435,470 9,210 SH   SOLE   9,210 0 0
TEXAS INSTRS INC COM 882508104   2,097,718 10,155 SH   SOLE   10,155 0 0
TEXAS INSTRS INC COM 882508104   10,328 50 SH   OTR   50 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   274,026 443 SH   SOLE   443 0 0
3M CO COM 88579Y101   1,180,677 8,637 SH   SOLE   8,637 0 0
3M CO COM 88579Y101   34,175 250 SH   OTR   250 0 0
TORO CO COM 891092108   2,799,644 32,280 SH   SOLE   32,280 0 0
TORO CO COM 891092108   20,381 235 SH   OTR   235 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   483,369 7,641 SH   SOLE   7,641 0 0
TRACTOR SUPPLY CO COM 892356106   5,465,701 18,787 SH   SOLE   18,787 0 0
TRACTOR SUPPLY CO COM 892356106   36,948 127 SH   OTR   127 0 0
US BANCORP DEL COM NEW 902973304   389,802 8,524 SH   SOLE   8,524 0 0
US BANCORP DEL COM NEW 902973304   9,146 200 SH   OTR   200 0 0
UNION PAC CORP COM 907818108   7,155,314 29,030 SH   SOLE   29,030 0 0
UNION PAC CORP COM 907818108   226,761 920 SH   OTR   920 0 0
UNITEDHEALTH GROUP INC COM 91324P102   8,163,302 13,962 SH   SOLE   13,962 0 0
UNITEDHEALTH GROUP INC COM 91324P102   55,544 95 SH   OTR   95 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   4,072,318 204,742 SH   SOLE   204,742 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   30,212 1,519 SH   OTR   1,519 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   16,512,126 561,446 SH   SOLE   561,446 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   18,381 625 SH   OTR   625 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   299,449 1,220 SH   SOLE   1,220 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,798,384 9,080 SH   SOLE   9,080 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,296,166 67,579 SH   SOLE   67,579 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   8,620 110 SH   OTR   110 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,436,854 19,130 SH   SOLE   19,130 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   114,768 1,528 SH   OTR   1,528 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,492,502 198,684 SH   SOLE   198,684 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   31,369 594 SH   OTR   594 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   18,510,393 278,897 SH   SOLE   278,897 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   45,197 681 SH   OTR   681 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   513,884 4,196 SH   SOLE   4,196 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,512,347 31,606 SH   SOLE   31,606 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   16,986 355 SH   OTR   355 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   26,891,552 445,077 SH   SOLE   445,077 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   16,796 278 SH   OTR   278 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   60,104,192 717,662 SH   SOLE   717,662 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   64,487 770 SH   OTR   770 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,031,243 20,173 SH   SOLE   20,173 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,465,867 2,778 SH   SOLE   2,778 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   383,930 1,000 SH   SOLE   1,000 0 0
1VANGUARD INDEX FDS VALUE ETF 922908744   386,148 2,212 SH   SOLE   2,212 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   523,710 3,000 SH   OTR   3,000 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   334,978 1,183 SH   SOLE   1,183 0 0
VERISIGN INC COM 923433106   372,891 1,963 SH   SOLE   1,963 0 0
VERISIGN INC COM 923433106   2,849 15 SH   OTR   15 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   5,486,430 122,165 SH   SOLE   122,165 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   94,041 2,094 SH   OTR   2,094 0 0
VISA INC COM CL A 92826C839   11,046,116 40,175 SH   SOLE   40,175 0 0
VISA INC COM CL A 92826C839   100,356 365 SH   OTR   365 0 0
WEC ENERGY GROUP INC COM 92939U106   3,901,926 40,569 SH   SOLE   40,569 0 0
WEC ENERGY GROUP INC COM 92939U106   62,709 652 SH   OTR   652 0 0
WALMART INC COM 931142103   220,366 2,729 SH   SOLE   2,729 0 0