The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OJSC OC ROSNEFT RUB 0.01 GDR REG SHS 00B17FSC2   9,027 15,000 SH   SOLE   15,000 0 0
GLENCORE PLC REG SHS 00B4T3BW6   245,886 37,000 SH   SOLE   37,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   4,277,978 16,032 SH   SOLE   16,032 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   20,013 75 SH   OTR   75 0 0
AT&T INC COM 00206R102   651,658 35,397 SH   SOLE   35,397 0 0
AT&T INC COM 00206R102   56,279 3,057 SH   OTR   3,057 0 0
ABBOTT LABS COM 002824100   2,428,335 22,118 SH   SOLE   22,118 0 0
ABBOTT LABS COM 002824100   130,650 1,190 SH   OTR   1,190 0 0
ABBVIE INC COM 00287Y109   2,722,805 16,848 SH   SOLE   16,848 0 0
ABBVIE INC COM 00287Y109   112,318 695 SH   OTR   695 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   2,402,561 137,525 SH   SOLE   137,525 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   20,977,169 235,091 SH   SOLE   235,091 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   38,904 436 SH   OTR   436 0 0
ACTIVISION BLIZZARD INC COM 00507V109   3,365,520 43,965 SH   SOLE   43,965 0 0
ACTIVISION BLIZZARD INC COM 00507V109   14,391 188 SH   OTR   188 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   8,388,346 24,926 SH   SOLE   24,926 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   48,796 145 SH   OTR   145 0 0
ALLSTATE CORP COM 020002101   464,430 3,425 SH   SOLE   3,425 0 0
ALPHABET INC CAP STK CL C 02079K107   10,913,612 122,998 SH   SOLE   122,998 0 0
ALPHABET INC CAP STK CL C 02079K107   243,120 2,740 SH   OTR   2,740 0 0
ALPHABET INC CAP STK CL A 02079K305   1,088,405 12,336 SH   SOLE   12,336 0 0
ALTRIA GROUP INC COM 02209S103   195,913 4,286 SH   SOLE   4,286 0 0
ALTRIA GROUP INC COM 02209S103   34,282 750 SH   OTR   750 0 0
AMAZON COM INC COM 023135106   1,101,660 13,115 SH   SOLE   13,115 0 0
AMERICAN EXPRESS CO COM 025816109   1,290,005 8,731 SH   SOLE   8,731 0 0
AMERICAN EXPRESS CO COM 025816109   88,650 600 SH   OTR   600 0 0
AMERICAN TOWER CORP NEW COM 03027X100   2,596,556 12,256 SH   SOLE   12,256 0 0
AMERICAN TOWER CORP NEW COM 03027X100   6,355 30 SH   OTR   30 0 0
AMGEN INC COM 031162100   8,705,202 33,145 SH   SOLE   33,145 0 0
AMGEN INC COM 031162100   120,814 460 SH   OTR   460 0 0
AMPHENOL CORP NEW CL A 032095101   3,891,591 51,111 SH   SOLE   51,111 0 0
AMPHENOL CORP NEW CL A 032095101   6,852 90 SH   OTR   90 0 0
APPLE INC COM 037833100   22,862,742 175,962 SH   SOLE   175,962 0 0
APPLE INC COM 037833100   415,516 3,198 SH   OTR   3,198 0 0
APPLIED MATLS INC COM 038222105   246,566 2,532 SH   SOLE   2,532 0 0
APPLIED MATLS INC COM 038222105   12,172 125 SH   OTR   125 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   6,803,210 28,482 SH   SOLE   28,482 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   501,606 2,100 SH   OTR   2,100 0 0
BP PLC SPONSORED ADR 055622104   493,386 14,125 SH   SOLE   14,125 0 0
BRP GROUP INC COM CL A 05589G102   251,400 10,000 SH   SOLE   10,000 0 0
BANK AMERICA CORP COM 060505104   263,105 7,944 SH   SOLE   7,944 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,727,895 8,831 SH   SOLE   8,831 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   32,743 106 SH   OTR   106 0 0
VOLEX PLC ORD REG SHS 000939007   845,024 280,403 SH   SOLE   280,403 0 0
BOEING CO COM 097023105   823,678 4,324 SH   SOLE   4,324 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   811,164 11,274 SH   SOLE   11,274 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   64,755 900 SH   OTR   900 0 0
BROADCOM INC COM 11135F101   267,264 478 SH   SOLE   478 0 0
CIGNA CORP NEW COM 125523100   377,396 1,139 SH   SOLE   1,139 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   355,121 8,609 SH   SOLE   8,609 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   4,125 100 SH   OTR   100 0 0
CATERPILLAR INC COM 149123101   148,527 620 SH   SOLE   620 0 0
CATERPILLAR INC COM 149123101   521,043 2,175 SH   OTR   2,175 0 0
1CHEMED CORP NEW COM 16359R103   3,415,797 6,692 SH   SOLE   6,692 0 0
CHEMED CORP NEW COM 16359R103   2,552 5 SH   OTR   5 0 0
CHEVRON CORP NEW COM 166764100   7,867,944 43,835 SH   SOLE   43,835 0 0
CHEVRON CORP NEW COM 166764100   287,542 1,602 SH   OTR   1,602 0 0
CHURCH & DWIGHT CO INC COM 171340102   4,516,658 56,031 SH   SOLE   56,031 0 0
CHURCH & DWIGHT CO INC COM 171340102   8,061 100 SH   OTR   100 0 0
CISCO SYS INC COM 17275R102   844,228 17,721 SH   SOLE   17,721 0 0
CISCO SYS INC COM 17275R102   33,348 700 SH   OTR   700 0 0
CLOROX CO DEL COM 189054109   2,419,850 17,244 SH   SOLE   17,244 0 0
COCA COLA CO COM 191216100   652,511 10,258 SH   SOLE   10,258 0 0
COCA COLA CO COM 191216100   128,810 2,025 SH   OTR   2,025 0 0
COLGATE PALMOLIVE CO COM 194162103   687,757 8,729 SH   SOLE   8,729 0 0
COMCAST CORP NEW CL A 20030N101   4,288,231 122,626 SH   SOLE   122,626 0 0
COMCAST CORP NEW CL A 20030N101   14,722 421 SH   OTR   421 0 0
CONOCOPHILLIPS COM 20825C104   782,104 6,628 SH   SOLE   6,628 0 0
COSTCO WHSL CORP NEW COM 22160K105   4,847,573 10,619 SH   SOLE   10,619 0 0
COSTCO WHSL CORP NEW COM 22160K105   84,452 185 SH   OTR   185 0 0
DANAHER CORPORATION COM 235851102   408,746 1,540 SH   SOLE   1,540 0 0
DEERE & CO COM 244199105   692,018 1,614 SH   SOLE   1,614 0 0
DISNEY WALT CO COM 254687106   984,176 11,328 SH   SOLE   11,328 0 0
DISNEY WALT CO COM 254687106   139,616 1,607 SH   OTR   1,607 0 0
ECOLAB INC COM 278865100   3,483,978 23,935 SH   SOLE   23,935 0 0
ECOLAB INC COM 278865100   7,278 50 SH   OTR   50 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   220,099 2,950 SH   SOLE   2,950 0 0
EMERSON ELEC CO COM 291011104   285,586 2,973 SH   SOLE   2,973 0 0
EMERSON ELEC CO COM 291011104   156,577 1,630 SH   OTR   1,630 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   209,120 8,670 SH   SOLE   8,670 0 0
ESSENTIAL UTILS INC COM 29670G102   226,717 4,750 SH   SOLE   4,750 0 0
EVERSOURCE ENERGY COM 30040W108   700,818 8,359 SH   SOLE   8,359 0 0
EXXON MOBIL CORP COM 30231G102   12,017,074 108,949 SH   SOLE   108,949 0 0
EXXON MOBIL CORP COM 30231G102   409,213 3,710 SH   OTR   3,710 0 0
FISERV INC COM 337738108   3,658,835 36,201 SH   SOLE   36,201 0 0
FISERV INC COM 337738108   5,053 50 SH   OTR   50 0 0
GENERAL ELECTRIC CO COM NEW 369604301   605,215 7,223 SH   SOLE   7,223 0 0
GENERAL ELECTRIC CO COM NEW 369604301   3,351 40 SH   OTR   40 0 0
GENERAL MLS INC COM 370334104   515,342 6,146 SH   SOLE   6,146 0 0
HERSHEY CO COM 427866108   3,493,928 15,088 SH   SOLE   15,088 0 0
HOME DEPOT INC COM 437076102   11,363,379 35,976 SH   SOLE   35,976 0 0
HOME DEPOT INC COM 437076102   549,280 1,739 SH   OTR   1,739 0 0
HONEYWELL INTL INC COM 438516106   1,007,424 4,701 SH   SOLE   4,701 0 0
HORMEL FOODS CORP COM 440452100   227,750 5,000 SH   SOLE   5,000 0 0
IDEXX LABS INC COM 45168D104   2,590,138 6,349 SH   SOLE   6,349 0 0
IDEXX LABS INC COM 45168D104   6,935 17 SH   OTR   17 0 0
ILLINOIS TOOL WKS INC COM 452308109   4,717,283 21,413 SH   SOLE   21,413 0 0
ILLINOIS TOOL WKS INC COM 452308109   94,508 429 SH   OTR   429 0 0
INTEL CORP COM 458140100   760,893 28,789 SH   SOLE   28,789 0 0
INTEL CORP COM 458140100   181,679 6,874 SH   OTR   6,874 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   397,309 2,820 SH   SOLE   2,820 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   2,449,796 23,367 SH   SOLE   23,367 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   33,653 321 SH   OTR   321 0 0
INVESCO QQQ TR UNIT SER 1 46040E103   462,794 1,738 SH   SOLE   1,738 0 0
INTUIT COM 461202103   968,768 2,489 SH   SOLE   2,489 0 0
INTUIT COM 461202103   16,736 43 SH   OTR   43 0 0
ISHARES GOLD TR ISHARES NEW 464285204   200,276 5,790 SH   SOLE   5,790 0 0
ISHARES TR TIPS BD ETF 464287176   733,797 6,894 SH   SOLE   6,894 0 0
ISHARES TR CORE S&P500 ETF 464287200   74,483,334 193,861 SH   SOLE   193,861 0 0
ISHARES TR CORE S&P500 ETF 464287200   336,183 875 SH   OTR   875 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   372,215 9,821 SH   SOLE   9,821 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   5,268 139 SH   OTR   139 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,365,337 36,035 SH   SOLE   36,035 0 0
1ISHARES TR MSCI EAFE ETF 464287465   115,985 1,767 SH   OTR   1,767 0 0
ISHARES TR RUS MID CAP ETF 464287499   469,856 6,966 SH   SOLE   6,966 0 0
ISHARES TR RUS MID CAP ETF 464287499   56,388 836 SH   OTR   836 0 0
ISHARES TR CORE S&P MCP ETF 464287507   55,056,824 227,611 SH   SOLE   227,611 0 0
ISHARES TR CORE S&P MCP ETF 464287507   273,819 1,132 SH   OTR   1,132 0 0
ISHARES TR GLOBAL 100 ETF 464287572   835,596 13,046 SH   SOLE   13,046 0 0
ISHARES TR GLOBAL 100 ETF 464287572   138,988 2,170 SH   OTR   2,170 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   5,361,918 30,752 SH   SOLE   30,752 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   63,641 365 SH   OTR   365 0 0
ISHARES TR U.S. REAL ES ETF 464287739   608,188 7,224 SH   SOLE   7,224 0 0
ISHARES TR U.S. REAL ES ETF 464287739   23,152 275 SH   OTR   275 0 0
ISHARES TR CORE S&P SCP ETF 464287804   24,476,080 258,623 SH   SOLE   258,623 0 0
ISHARES TR CORE S&P SCP ETF 464287804   126,722 1,339 SH   OTR   1,339 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   815,599 7,822 SH   SOLE   7,822 0 0
ISHARES TR JPMORGAN USD EMG 464288281   912,726 10,790 SH   SOLE   10,790 0 0
ISHARES TR USD INV GRDE ETF 464288620   327,465 6,668 SH   SOLE   6,668 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   496,783 10,034 SH   SOLE   10,034 0 0
ISHARES TR MSCI USA ESG SLC 464288802   272,973 3,316 SH   SOLE   3,316 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   20,225,160 401,851 SH   SOLE   401,851 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   73,381 1,458 SH   OTR   1,458 0 0
ISHARES TR CORE MSCI EAFE 46432F842   35,382,839 574,024 SH   SOLE   574,024 0 0
ISHARES TR CORE MSCI EAFE 46432F842   77,543 1,258 SH   OTR   1,258 0 0
ISHARES INC CORE MSCI EMKT 46434G103   14,506,467 310,631 SH   SOLE   310,631 0 0
ISHARES INC CORE MSCI EMKT 46434G103   6,631 142 SH   OTR   142 0 0
ISHARES TR CORE MSCI INTL 46435G326   10,192,390 182,072 SH   SOLE   182,072 0 0
ISHARES TR CORE MSCI INTL 46435G326   210,932 3,768 SH   OTR   3,768 0 0
ISHARES TR BROAD USD HIGH 46435U853   757,277 21,931 SH   SOLE   21,931 0 0
ISHARES TR BROAD USD HIGH 46435U853   18,128 525 SH   OTR   525 0 0
JPMORGAN CHASE & CO COM 46625H100   10,957,579 81,712 SH   SOLE   81,712 0 0
JPMORGAN CHASE & CO COM 46625H100   471,093 3,513 SH   OTR   3,513 0 0
J P MORGAN EXCHANGE TRADED F HIGH YLD RESRCH 46641Q878   957,202 21,834 SH   SOLE   21,834 0 0
J P MORGAN EXCHANGE TRADED F HIGH YLD RESRCH 46641Q878   13,984 319 SH   OTR   319 0 0
JOHNSON & JOHNSON COM 478160104   13,750,965 77,843 SH   SOLE   77,843 0 0
JOHNSON & JOHNSON COM 478160104   619,158 3,505 SH   OTR   3,505 0 0
KIMBERLY-CLARK CORP COM 494368103   154,076 1,135 SH   SOLE   1,135 0 0
KIMBERLY-CLARK CORP COM 494368103   101,812 750 SH   OTR   750 0 0
LILLY ELI & CO COM 532457108   863,382 2,360 SH   SOLE   2,360 0 0
LILLY ELI & CO COM 532457108   119,995 328 SH   OTR   328 0 0
LIVONIA, AVON & LAKEVILLE RA REG SHS 539184309   1,551,438 6 SH   SOLE   6 0 0
LOWES COS INC COM 548661107   472,796 2,373 SH   SOLE   2,373 0 0
M & T BK CORP COM 55261F104   232,966 1,606 SH   SOLE   1,606 0 0
MSCI INC COM 55354G100   3,492,496 7,508 SH   SOLE   7,508 0 0
MSCI INC COM 55354G100   930 2 SH   OTR   2 0 0
MARSH & MCLENNAN COS INC COM 571748102   5,827,874 35,218 SH   SOLE   35,218 0 0
MARSH & MCLENNAN COS INC COM 571748102   3,971 24 SH   OTR   24 0 0
MASTERCARD INCORPORATED CL A 57636Q104   2,489,399 7,159 SH   SOLE   7,159 0 0
MCDONALDS CORP COM 580135101   9,391,155 35,636 SH   SOLE   35,636 0 0
MCDONALDS CORP COM 580135101   324,668 1,232 SH   OTR   1,232 0 0
MERCK & CO INC COM 58933Y105   2,158,643 19,456 SH   SOLE   19,456 0 0
MERCK & CO INC COM 58933Y105   44,380 400 SH   OTR   400 0 0
MICROSOFT CORP COM 594918104   20,339,853 84,813 SH   SOLE   84,813 0 0
MICROSOFT CORP COM 594918104   1,045,855 4,361 SH   OTR   4,361 0 0
MONDELEZ INTL INC CL A 609207105   291,593 4,375 SH   SOLE   4,375 0 0
MONDELEZ INTL INC CL A 609207105   6,665 100 SH   OTR   100 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   4,657,282 45,871 SH   SOLE   45,871 0 0
NETFLIX INC COM 64110L106   2,914,888 9,885 SH   SOLE   9,885 0 0
NETFLIX INC COM 64110L106   1,474 5 SH   OTR   5 0 0
NEXTERA ENERGY INC COM 65339F101   8,553,283 102,312 SH   SOLE   102,312 0 0
NEXTERA ENERGY INC COM 65339F101   306,394 3,665 SH   OTR   3,665 0 0
NIKE INC CL B 654106103   3,010,667 25,730 SH   SOLE   25,730 0 0
1NIKE INC CL B 654106103   46,804 400 SH   OTR   400 0 0
NOKIA CORP SPONSORED ADR 654902204   46,400 10,000 SH   SOLE   10,000 0 0
NORFOLK SOUTHN CORP COM 655844108   3,816,306 15,487 SH   SOLE   15,487 0 0
NORFOLK SOUTHN CORP COM 655844108   79,347 322 SH   OTR   322 0 0
NORTHERN TR CORP COM 665859104   1,073,826 12,135 SH   SOLE   12,135 0 0
NORTHERN TR CORP COM 665859104   48,669 550 SH   OTR   550 0 0
NOVARTIS AG SPONSORED ADR 66987V109   322,237 3,552 SH   SOLE   3,552 0 0
NOVARTIS AG SPONSORED ADR 66987V109   24,948 275 SH   OTR   275 0 0
NUCOR CORP COM 670346105   1,209,224 9,174 SH   SOLE   9,174 0 0
NVIDIA CORPORATION COM 67066G104   4,190,564 28,675 SH   SOLE   28,675 0 0
NVIDIA CORPORATION COM 67066G104   730 5 SH   OTR   5 0 0
ORACLE CORP COM 68389X105   346,986 4,245 SH   SOLE   4,245 0 0
OTIS WORLDWIDE CORP COM 68902V107   299,379 3,823 SH   SOLE   3,823 0 0
OTIS WORLDWIDE CORP COM 68902V107   3,915 50 SH   OTR   50 0 0
PNC FINL SVCS GROUP INC COM 693475105   457,710 2,898 SH   SOLE   2,898 0 0
PPG INDS INC COM 693506107   220,799 1,756 SH   SOLE   1,756 0 0
PACKAGING CORP AMER COM 695156109   2,683,935 20,983 SH   SOLE   20,983 0 0
PACKAGING CORP AMER COM 695156109   6,907 54 SH   OTR   54 0 0
PEPSICO INC COM 713448108   10,057,522 55,671 SH   SOLE   55,671 0 0
PEPSICO INC COM 713448108   249,491 1,381 SH   OTR   1,381 0 0
PFIZER INC COM 717081103   1,591,360 31,057 SH   SOLE   31,057 0 0
PFIZER INC COM 717081103   75,579 1,475 SH   OTR   1,475 0 0
PHILIP MORRIS INTL INC COM 718172109   304,338 3,007 SH   SOLE   3,007 0 0
PHILIP MORRIS INTL INC COM 718172109   75,907 750 SH   OTR   750 0 0
PHILLIPS 66 COM 718546104   487,718 4,686 SH   SOLE   4,686 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   7,014,804 75,428 SH   SOLE   75,428 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   91,233 981 SH   OTR   981 0 0
PLYMOUTH INDL REIT INC COM 729640102   1,350,770 70,426 SH   SOLE   70,426 0 0
PRICE T ROWE GROUP INC COM 74144T108   4,717,390 43,255 SH   SOLE   43,255 0 0
PRICE T ROWE GROUP INC COM 74144T108   41,879 384 SH   OTR   384 0 0
PROCTER AND GAMBLE CO COM 742718109   3,841,894 25,349 SH   SOLE   25,349 0 0
PROCTER AND GAMBLE CO COM 742718109   696,872 4,598 SH   OTR   4,598 0 0
PROLOGIS INC. COM 74340W103   839,725 7,449 SH   SOLE   7,449 0 0
PUBLIC STORAGE COM 74460D109   3,145,412 11,226 SH   SOLE   11,226 0 0
PUBLIC STORAGE COM 74460D109   11,207 40 SH   OTR   40 0 0
QUALCOMM INC COM 747525103   5,266,565 47,904 SH   SOLE   47,904 0 0
QUALCOMM INC COM 747525103   6,046 55 SH   OTR   55 0 0
QUEST DIAGNOSTICS INC COM 74834L100   373,891 2,390 SH   SOLE   2,390 0 0
QUEST DIAGNOSTICS INC COM 74834L100   19,555 125 SH   OTR   125 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E103   6,063,172 60,079 SH   SOLE   60,079 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E103   54,294 538 SH   OTR   538 0 0
RESMED INC COM 761152107   5,483,809 26,348 SH   SOLE   26,348 0 0
RESMED INC COM 761152107   36,422 175 SH   OTR   175 0 0
SHELL PLC SPON ADS 780259305   427,409 7,505 SH   SOLE   7,505 0 0
SHELL PLC SPON ADS 780259305   19,932 350 SH   OTR   350 0 0
S&P GLOBAL INC COM 78409V104   4,653,991 13,895 SH   SOLE   13,895 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,481,970 6,490 SH   SOLE   6,490 0 0
SPDR GOLD TR GOLD SHS 78463V107   5,356,043 31,573 SH   SOLE   31,573 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,085,227 123,945 SH   SOLE   123,945 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   84,707 2,570 SH   OTR   2,570 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   3,313,799 67,670 SH   SOLE   67,670 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   5,217,172 202,530 SH   SOLE   202,530 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   23,828 925 SH   OTR   925 0 0
SPDR SER TR S&P DIVID ETF 78464A763   350,308 2,800 SH   SOLE   2,800 0 0
SPDR SER TR S&P BK ETF 78464A797   1,328,313 29,420 SH   SOLE   29,420 0 0
SPDR SER TR S&P BK ETF 78464A797   48,942 1,084 SH   OTR   1,084 0 0
SPDR SER TR S&P 600 SML CAP 78464A813   353,009 4,294 SH   SOLE   4,294 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   972,272 22,877 SH   SOLE   22,877 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   4,639,996 10,479 SH   SOLE   10,479 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   13,283 30 SH   OTR   30 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   36,554,834 1,265,311 SH   SOLE   1,265,311 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   135,783 4,700 SH   OTR   4,700 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   361,196 9,770 SH   SOLE   9,770 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,623,050 54,375 SH   SOLE   54,375 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   13,854,757 267,518 SH   SOLE   267,518 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   26,412 510 SH   OTR   510 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,150,581 36,019 SH   SOLE   36,019 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   20,642 236 SH   OTR   236 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   448,721 4,569 SH   SOLE   4,569 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   482,827 3,880 SH   SOLE   3,880 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   425,143 8,859 SH   SOLE   8,859 0 0
SOUTHERN CO COM 842587107   533,361 7,469 SH   SOLE   7,469 0 0
STARBUCKS CORP COM 855244109   6,750,758 68,052 SH   SOLE   68,052 0 0
STARBUCKS CORP COM 855244109   16,268 164 SH   OTR   164 0 0
STATE STR CORP COM 857477103   290,266 3,742 SH   SOLE   3,742 0 0
STRYKER CORPORATION COM 863667101   9,087,937 37,171 SH   SOLE   37,171 0 0
STRYKER CORPORATION COM 863667101   34,228 140 SH   OTR   140 0 0
SYSCO CORP COM 871829107   298,155 3,900 SH   SOLE   3,900 0 0
TJX COS INC NEW COM 872540109   6,505,469 81,727 SH   SOLE   81,727 0 0
TJX COS INC NEW COM 872540109   6,368 80 SH   OTR   80 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,434,854 32,687 SH   SOLE   32,687 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   19,069 256 SH   OTR   256 0 0
TARGET CORP COM 87612E106   1,568,049 10,521 SH   SOLE   10,521 0 0
TEXAS INSTRS INC COM 882508104   1,672,026 10,120 SH   SOLE   10,120 0 0
TEXAS INSTRS INC COM 882508104   24,783 150 SH   OTR   150 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   352,441 640 SH   SOLE   640 0 0
3M CO COM 88579Y101   5,589,471 46,610 SH   SOLE   46,610 0 0
3M CO COM 88579Y101   110,446 921 SH   OTR   921 0 0
TORO CO COM 891092108   7,292,570 64,422 SH   SOLE   64,422 0 0
TORO CO COM 891092108   35,658 315 SH   OTR   315 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   557,583 8,610 SH   SOLE   8,610 0 0
TRACTOR SUPPLY CO COM 892356106   4,858,902 21,598 SH   SOLE   21,598 0 0
TRACTOR SUPPLY CO COM 892356106   9,898 44 SH   OTR   44 0 0
TRAVELERS COMPANIES INC COM 89417E109   222,550 1,187 SH   SOLE   1,187 0 0
TRAVELERS COMPANIES INC COM 89417E109   7,499 40 SH   OTR   40 0 0
TRUIST FINL CORP COM 89832Q109   590,672 13,727 SH   SOLE   13,727 0 0
TRUIST FINL CORP COM 89832Q109   10,757 250 SH   OTR   250 0 0
US BANCORP DEL COM NEW 902973304   7,093,907 162,667 SH   SOLE   162,667 0 0
US BANCORP DEL COM NEW 902973304   39,205 899 SH   OTR   899 0 0
UNION PAC CORP COM 907818108   5,380,713 25,985 SH   SOLE   25,985 0 0
UNION PAC CORP COM 907818108   187,398 905 SH   OTR   905 0 0
UNITEDHEALTH GROUP INC COM 91324P102   7,522,724 14,189 SH   SOLE   14,189 0 0
UNITEDHEALTH GROUP INC COM 91324P102   60,440 114 SH   OTR   114 0 0
V F CORP COM 918204108   196,721 7,125 SH   SOLE   7,125 0 0
V F CORP COM 918204108   11,044 400 SH   OTR   400 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   4,070,299 223,520 SH   SOLE   223,520 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   27,660 1,519 SH   OTR   1,519 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   186,704 920 SH   SOLE   920 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   25,773 127 SH   OTR   127 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,642,257 10,815 SH   SOLE   10,815 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   31,926,459 429,581 SH   SOLE   429,581 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   23,856 321 SH   OTR   321 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   227,420 3,021 SH   SOLE   3,021 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,134,104 57,546 SH   SOLE   57,546 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   109,771 1,528 SH   OTR   1,528 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,288,548 221,314 SH   SOLE   221,314 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   24,930 594 SH   OTR   594 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   13,190,827 216,314 SH   SOLE   216,314 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   41,283 677 SH   OTR   677 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   534,723 4,409 SH   SOLE   4,409 0 0
1VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,338,534 34,339 SH   SOLE   34,339 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   25,960 666 SH   OTR   666 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   21,252,389 274,189 SH   SOLE   274,189 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   100,840 1,301 SH   OTR   1,301 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,092,585 42,283 SH   SOLE   42,283 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,297,147 3,692 SH   SOLE   3,692 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   215,241 1,010 SH   SOLE   1,010 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   334,361 2,382 SH   SOLE   2,382 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   309,345 1,618 SH   SOLE   1,618 0 0
VERISIGN INC COM 92343E102   2,600,254 12,657 SH   SOLE   12,657 0 0
VERISIGN INC COM 92343E102   14,380 70 SH   OTR   70 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   4,890,800 124,132 SH   SOLE   124,132 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   80,494 2,043 SH   OTR   2,043 0 0
VISA INC COM CL A 92826C839   9,191,925 44,243 SH   SOLE   44,243 0 0
VISA INC COM CL A 92826C839   68,560 330 SH   OTR   330 0 0
WEC ENERGY GROUP INC COM 92939U106   3,553,879 37,904 SH   SOLE   37,904 0 0
WEC ENERGY GROUP INC COM 92939U106   48,755 520 SH   OTR   520 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   232,042 6,211 SH   SOLE   6,211 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   96,847 10,216 SH   SOLE   10,216 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   6,351 670 SH   OTR   670 0 0
WELLS FARGO CO NEW COM 949746101   232,256 5,625 SH   SOLE   5,625 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   241,102 1,891 SH   SOLE   1,891 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   11,475 90 SH   OTR   90 0 0