The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OJSC OC ROSNEFT RUB 0.01 GDR REG SHS 67812M207 9 15,000 SH   SOLE   15,000 0 0
GLENCORE PLC REG SHS G39420107 200 37,000 SH   SOLE   37,000 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,708 16,958 SH   SOLE   16,958 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 37 135 SH   OTR   135 0 0
MEDTRONIC PLC SHS G5960L103 223 2,488 SH   SOLE   2,488 0 0
AT&T INC COM 00206R102 761 36,330 SH   SOLE   36,330 0 0
AT&T INC COM 00206R102 64 3,057 SH   OTR   3,057 0 0
ABBOTT LABS COM 002824100 2,495 22,962 SH   SOLE   22,962 0 0
ABBOTT LABS COM 002824100 288 2,647 SH   OTR   2,647 0 0
ABBVIE INC COM 00287Y109 2,456 16,037 SH   SOLE   16,037 0 0
ABBVIE INC COM 00287Y109 401 2,615 SH   OTR   2,615 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 1,819 104,941 SH   SOLE   104,941 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 32 1,844 SH   OTR   1,844 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 26,379 309,143 SH   SOLE   309,143 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 42 496 SH   OTR   496 0 0
ACTIVISION BLIZZARD INC COM 00507V109 5,003 64,256 SH   SOLE   64,256 0 0
ACTIVISION BLIZZARD INC COM 00507V109 16 203 SH   OTR   203 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 8,848 24,171 SH   SOLE   24,171 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 53 145 SH   OTR   145 0 0
ALLSTATE CORP COM 020002101 436 3,443 SH   SOLE   3,443 0 0
ALPHABET INC CAP STK CL C 02079K107 13,063 5,972 SH   SOLE   5,972 0 0
ALPHABET INC CAP STK CL C 02079K107 319 146 SH   OTR   146 0 0
ALPHABET INC CAP STK CL A 02079K305 1,456 668 SH   SOLE   668 0 0
ALTRIA GROUP INC COM 02209S103 208 4,971 SH   SOLE   4,971 0 0
ALTRIA GROUP INC COM 02209S103 31 750 SH   OTR   750 0 0
AMAZON COM INC COM 023135106 1,546 14,560 SH   SOLE   14,560 0 0
AMERICAN EXPRESS CO COM 025816109 1,599 11,535 SH   SOLE   11,535 0 0
AMERICAN EXPRESS CO COM 025816109 83 600 SH   OTR   600 0 0
AMERICAN TOWER CORP NEW COM 03027X100 3,567 13,955 SH   SOLE   13,955 0 0
AMERICAN TOWER CORP NEW COM 03027X100 8 30 SH   OTR   30 0 0
AMERIPRISE FINL INC COM 03076C106 270 1,137 SH   SOLE   1,137 0 0
AMGEN INC COM 031162100 8,618 35,421 SH   SOLE   35,421 0 0
AMGEN INC COM 031162100 112 460 SH   OTR   460 0 0
AMPHENOL CORP NEW CL A 032095101 2,970 46,140 SH   SOLE   46,140 0 0
AMPHENOL CORP NEW CL A 032095101 4 60 SH   OTR   60 0 0
APPLE INC COM 037833100 25,704 188,005 SH   SOLE   188,005 0 0
APPLE INC COM 037833100 460 3,366 SH   OTR   3,366 0 0
APPLIED MATLS INC COM 038222105 279 3,063 SH   SOLE   3,063 0 0
APPLIED MATLS INC COM 038222105 14 150 SH   OTR   150 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 6,971 33,190 SH   SOLE   33,190 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 586 2,790 SH   OTR   2,790 0 0
BP PLC SPONSORED ADR 055622104 426 15,025 SH   SOLE   15,025 0 0
BRP GROUP INC COM CL A 05589G102 242 10,000 SH   SOLE   10,000 0 0
BK OF AMERICA CORP COM 060505104 261 8,397 SH   SOLE   8,397 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,561 9,379 SH   SOLE   9,379 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 29 106 SH   OTR   106 0 0
BOEING CO COM 097023105 888 6,497 SH   SOLE   6,497 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,060 13,760 SH   SOLE   13,760 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 69 900 SH   OTR   900 0 0
BROADCOM INC COM 11135F101 220 453 SH   SOLE   453 0 0
CIGNA CORP NEW COM 125523100 302 1,146 SH   SOLE   1,146 0 0
CARMAX INC COM 143130102 317 3,500 SH   SOLE   3,500 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 331 9,296 SH   SOLE   9,296 0 0
1CARRIER GLOBAL CORPORATION COM 14448C104 4 100 SH   OTR   100 0 0
CATERPILLAR INC COM 149123101 105 590 SH   SOLE   590 0 0
CATERPILLAR INC COM 149123101 398 2,225 SH   OTR   2,225 0 0
CHEMED CORP NEW COM 16359R103 3,047 6,491 SH   SOLE   6,491 0 0
CHEMED CORP NEW COM 16359R103 14 29 SH   OTR   29 0 0
CHEVRON CORP NEW COM 166764100 5,924 40,914 SH   SOLE   40,914 0 0
CHEVRON CORP NEW COM 166764100 238 1,641 SH   OTR   1,641 0 0
CHURCH & DWIGHT CO INC COM 171340102 5,584 60,262 SH   SOLE   60,262 0 0
CHURCH & DWIGHT CO INC COM 171340102 20 220 SH   OTR   220 0 0
CISCO SYS INC COM 17275R102 806 18,910 SH   SOLE   18,910 0 0
CISCO SYS INC COM 17275R102 30 700 SH   OTR   700 0 0
CLOROX CO DEL COM 189054109 2,166 15,362 SH   SOLE   15,362 0 0
COCA COLA CO COM 191216100 672 10,684 SH   SOLE   10,684 0 0
COCA COLA CO COM 191216100 127 2,025 SH   OTR   2,025 0 0
COLGATE PALMOLIVE CO COM 194162103 744 9,280 SH   SOLE   9,280 0 0
COMCAST CORP NEW CL A 20030N101 4,517 115,122 SH   SOLE   115,122 0 0
COMCAST CORP NEW CL A 20030N101 16 399 SH   OTR   399 0 0
CONOCOPHILLIPS COM 20825C104 702 7,812 SH   SOLE   7,812 0 0
COSTCO WHSL CORP NEW COM 22160K105 5,405 11,277 SH   SOLE   11,277 0 0
COSTCO WHSL CORP NEW COM 22160K105 99 206 SH   OTR   206 0 0
DBX ETF TR XTRACK USD HIGH 233051432 1,668 49,448 SH   SOLE   49,448 0 0
DANAHER CORPORATION COM 235851102 393 1,550 SH   SOLE   1,550 0 0
DEERE & CO COM 244199105 499 1,665 SH   SOLE   1,665 0 0
DISNEY WALT CO COM 254687106 1,551 16,427 SH   SOLE   16,427 0 0
DISNEY WALT CO COM 254687106 237 2,507 SH   OTR   2,507 0 0
DOMINION ENERGY INC COM 25746U109 305 3,823 SH   SOLE   3,823 0 0
DOVER CORP COM 260003108 376 3,100 SH   SOLE   3,100 0 0
ECOLAB INC COM 278865100 3,880 25,235 SH   SOLE   25,235 0 0
ECOLAB INC COM 278865100 15 98 SH   OTR   98 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 281 2,950 SH   SOLE   2,950 0 0
EMERSON ELEC CO COM 291011104 256 3,222 SH   SOLE   3,222 0 0
EMERSON ELEC CO COM 291011104 139 1,750 SH   OTR   1,750 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 211 8,670 SH   SOLE   8,670 0 0
ESSENTIAL UTILS INC COM 29670G102 218 4,750 SH   SOLE   4,750 0 0
EVERSOURCE ENERGY COM 30040W108 814 9,636 SH   SOLE   9,636 0 0
EXXON MOBIL CORP COM 30231G102 9,488 110,784 SH   SOLE   110,784 0 0
EXXON MOBIL CORP COM 30231G102 442 5,165 SH   OTR   5,165 0 0
META PLATFORMS INC CL A 30303M102 213 1,324 SH   SOLE   1,324 0 0
FISERV INC COM 337738108 2,873 32,289 SH   SOLE   32,289 0 0
FISERV INC COM 337738108 4 45 SH   OTR   45 0 0
GENERAL ELECTRIC CO COM NEW 369604301 541 8,490 SH   SOLE   8,490 0 0
GENERAL ELECTRIC CO COM NEW 369604301 4 60 SH   OTR   60 0 0
GENERAL MLS INC COM 370334104 511 6,770 SH   SOLE   6,770 0 0
GENERAL MLS INC COM 370334104 7 99 SH   OTR   99 0 0
HERSHEY CO COM 427866108 3,311 15,390 SH   SOLE   15,390 0 0
HOME DEPOT INC COM 437076102 10,050 36,641 SH   SOLE   36,641 0 0
HOME DEPOT INC COM 437076102 728 2,654 SH   OTR   2,654 0 0
HONEYWELL INTL INC COM 438516106 832 4,788 SH   SOLE   4,788 0 0
HORMEL FOODS CORP COM 440452100 237 5,000 SH   SOLE   5,000 0 0
IDEXX LABS INC COM 45168D104 2,005 5,718 SH   SOLE   5,718 0 0
IDEXX LABS INC COM 45168D104 7 19 SH   OTR   19 0 0
ILLINOIS TOOL WKS INC COM 452308109 4,146 22,750 SH   SOLE   22,750 0 0
ILLINOIS TOOL WKS INC COM 452308109 89 489 SH   OTR   489 0 0
INTEL CORP COM 458140100 2,175 58,135 SH   SOLE   58,135 0 0
INTEL CORP COM 458140100 261 6,968 SH   OTR   6,968 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 492 3,487 SH   SOLE   3,487 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 2,285 19,182 SH   SOLE   19,182 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 38 321 SH   OTR   321 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 644 2,298 SH   SOLE   2,298 0 0
INTUIT COM 461202103 1,166 3,025 SH   SOLE   3,025 0 0
1INTUIT COM 461202103 17 43 SH   OTR   43 0 0
ISHARES GOLD TR ISHARES NEW 464285204 507 14,781 SH   SOLE   14,781 0 0
ISHARES TR TIPS BD ETF 464287176 3,945 34,632 SH   SOLE   34,632 0 0
ISHARES TR TIPS BD ETF 464287176 14 122 SH   OTR   122 0 0
ISHARES TR CORE S&P500 ETF 464287200 73,587 194,085 SH   SOLE   194,085 0 0
ISHARES TR CORE S&P500 ETF 464287200 320 845 SH   OTR   845 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 444 11,070 SH   SOLE   11,070 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 6 139 SH   OTR   139 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,607 41,719 SH   SOLE   41,719 0 0
ISHARES TR MSCI EAFE ETF 464287465 110 1,767 SH   OTR   1,767 0 0
ISHARES TR RUS MID CAP ETF 464287499 510 7,892 SH   SOLE   7,892 0 0
ISHARES TR RUS MID CAP ETF 464287499 54 836 SH   OTR   836 0 0
ISHARES TR CORE S&P MCP ETF 464287507 52,258 230,994 SH   SOLE   230,994 0 0
ISHARES TR CORE S&P MCP ETF 464287507 312 1,377 SH   OTR   1,377 0 0
ISHARES TR GLOBAL 100 ETF 464287572 846 13,201 SH   SOLE   13,201 0 0
ISHARES TR GLOBAL 100 ETF 464287572 139 2,170 SH   OTR   2,170 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 210 959 SH   SOLE   959 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 5,337 31,511 SH   SOLE   31,511 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 79 467 SH   OTR   467 0 0
ISHARES TR CORE S&P SCP ETF 464287804 17,915 193,864 SH   SOLE   193,864 0 0
ISHARES TR CORE S&P SCP ETF 464287804 116 1,256 SH   OTR   1,256 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,215 11,609 SH   SOLE   11,609 0 0
ISHARES TR JPMORGAN USD EMG 464288281 2,046 23,980 SH   SOLE   23,980 0 0
ISHARES TR JPMORGAN USD EMG 464288281 30 351 SH   OTR   351 0 0
ISHARES TR IBOXX HI YD ETF 464288513 723 9,820 SH   SOLE   9,820 0 0
ISHARES TR IBOXX HI YD ETF 464288513 21 285 SH   OTR   285 0 0
ISHARES TR USD INV GRDE ETF 464288620 2,986 58,574 SH   SOLE   58,574 0 0
ISHARES TR USD INV GRDE ETF 464288620 32 628 SH   OTR   628 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 3,207 62,809 SH   SOLE   62,809 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 82 1,613 SH   OTR   1,613 0 0
ISHARES TR MSCI USA ESG SLC 464288802 289 3,583 SH   SOLE   3,583 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 20,039 401,425 SH   SOLE   401,425 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 99 1,976 SH   OTR   1,976 0 0
ISHARES TR CORE MSCI EAFE 46432F842 40,435 687,081 SH   SOLE   687,081 0 0
ISHARES TR CORE MSCI EAFE 46432F842 320 5,438 SH   OTR   5,438 0 0
ISHARES INC CORE MSCI EMKT 46434G103 16,931 345,105 SH   SOLE   345,105 0 0
ISHARES INC CORE MSCI EMKT 46434G103 91 1,849 SH   OTR   1,849 0 0
ISHARES TR BROAD USD HIGH 46435U853 16,066 464,067 SH   SOLE   464,067 0 0
ISHARES TR BROAD USD HIGH 46435U853 83 2,391 SH   OTR   2,391 0 0
JPMORGAN CHASE & CO COM 46625H100 9,324 82,797 SH   SOLE   82,797 0 0
JPMORGAN CHASE & CO COM 46625H100 406 3,606 SH   OTR   3,606 0 0
JOHNSON & JOHNSON COM 478160104 14,168 79,817 SH   SOLE   79,817 0 0
JOHNSON & JOHNSON COM 478160104 973 5,480 SH   OTR   5,480 0 0
KIMBERLY-CLARK CORP COM 494368103 154 1,137 SH   SOLE   1,137 0 0
KIMBERLY-CLARK CORP COM 494368103 101 750 SH   OTR   750 0 0
LILLY ELI & CO COM 532457108 697 2,151 SH   SOLE   2,151 0 0
LILLY ELI & CO COM 532457108 259 800 SH   OTR   800 0 0
LOWES COS INC COM 548661107 441 2,524 SH   SOLE   2,524 0 0
M & T BK CORP COM 55261F104 256 1,606 SH   SOLE   1,606 0 0
MSCI INC COM 55354G100 2,731 6,626 SH   SOLE   6,626 0 0
MARSH & MCLENNAN COS INC COM 571748102 5,469 35,230 SH   SOLE   35,230 0 0
MARSH & MCLENNAN COS INC COM 571748102 4 24 SH   OTR   24 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,618 8,297 SH   SOLE   8,297 0 0
MCCORMICK & CO INC COM NON VTG 579780206 268 3,217 SH   SOLE   3,217 0 0
MCDONALDS CORP COM 580135101 9,281 37,592 SH   SOLE   37,592 0 0
MCDONALDS CORP COM 580135101 397 1,607 SH   OTR   1,607 0 0
MERCK & CO INC COM 58933Y105 1,830 20,069 SH   SOLE   20,069 0 0
MERCK & CO INC COM 58933Y105 36 400 SH   OTR   400 0 0
MICROSOFT CORP COM 594918104 22,261 86,677 SH   SOLE   86,677 0 0
MICROSOFT CORP COM 594918104 1,143 4,451 SH   OTR   4,451 0 0
1MONDELEZ INTL INC CL A 609207105 260 4,188 SH   SOLE   4,188 0 0
MONDELEZ INTL INC CL A 609207105 6 100 SH   OTR   100 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 4,366 47,102 SH   SOLE   47,102 0 0
MORGAN STANLEY COM NEW 617446448 428 5,625 SH   SOLE   5,625 0 0
NEXTERA ENERGY INC COM 65339F101 8,414 108,620 SH   SOLE   108,620 0 0
NEXTERA ENERGY INC COM 65339F101 284 3,665 SH   OTR   3,665 0 0
NIKE INC CL B 654106103 3,409 33,356 SH   SOLE   33,356 0 0
NIKE INC CL B 654106103 49 484 SH   OTR   484 0 0
NOKIA CORP SPONSORED ADR 654902204 46 10,000 SH   SOLE   10,000 0 0
NORFOLK SOUTHN CORP COM 655844108 3,740 16,454 SH   SOLE   16,454 0 0
NORFOLK SOUTHN CORP COM 655844108 73 322 SH   OTR   322 0 0
NORTHERN TR CORP COM 665859104 1,202 12,458 SH   SOLE   12,458 0 0
NORTHERN TR CORP COM 665859104 63 649 SH   OTR   649 0 0
NOVARTIS AG SPONSORED ADR 66987V109 443 5,245 SH   SOLE   5,245 0 0
NOVARTIS AG SPONSORED ADR 66987V109 23 275 SH   OTR   275 0 0
NUCOR CORP COM 670346105 962 9,214 SH   SOLE   9,214 0 0
NVIDIA CORPORATION COM 67066G104 3,908 25,779 SH   SOLE   25,779 0 0
NVIDIA CORPORATION COM 67066G104 7 45 SH   OTR   45 0 0
ORACLE CORP COM 68389X105 295 4,220 SH   SOLE   4,220 0 0
OTIS WORLDWIDE CORP COM 68902V107 294 4,166 SH   SOLE   4,166 0 0
OTIS WORLDWIDE CORP COM 68902V107 4 50 SH   OTR   50 0 0
PNC FINL SVCS GROUP INC COM 693475105 487 3,088 SH   SOLE   3,088 0 0
PPG INDS INC COM 693506107 214 1,875 SH   SOLE   1,875 0 0
PACKAGING CORP AMER COM 695156109 2,581 18,772 SH   SOLE   18,772 0 0
PACKAGING CORP AMER COM 695156109 7 54 SH   OTR   54 0 0
PEPSICO INC COM 713448108 9,531 57,189 SH   SOLE   57,189 0 0
PEPSICO INC COM 713448108 470 2,821 SH   OTR   2,821 0 0
PFIZER INC COM 717081103 1,629 31,075 SH   SOLE   31,075 0 0
PFIZER INC COM 717081103 77 1,475 SH   OTR   1,475 0 0
PHILIP MORRIS INTL INC COM 718172109 319 3,231 SH   SOLE   3,231 0 0
PHILIP MORRIS INTL INC COM 718172109 74 750 SH   OTR   750 0 0
PHILLIPS 66 COM 718546104 351 4,282 SH   SOLE   4,282 0 0
PLYMOUTH INDL REIT INC COM 729640102 1,235 70,426 SH   SOLE   70,426 0 0
PRICE T ROWE GROUP INC COM 74144T108 4,439 39,070 SH   SOLE   39,070 0 0
PRICE T ROWE GROUP INC COM 74144T108 44 384 SH   OTR   384 0 0
PROCTER AND GAMBLE CO COM 742718109 4,756 33,076 SH   SOLE   33,076 0 0
PROCTER AND GAMBLE CO COM 742718109 750 5,218 SH   OTR   5,218 0 0
PROLOGIS INC. COM 74340W103 991 8,424 SH   SOLE   8,424 0 0
PROLOGIS INC. COM 74340W103 12 99 SH   OTR   99 0 0
PUBLIC STORAGE COM 74460D109 3,170 10,137 SH   SOLE   10,137 0 0
PUBLIC STORAGE COM 74460D109 13 40 SH   OTR   40 0 0
QUALCOMM INC COM 747525103 5,447 42,644 SH   SOLE   42,644 0 0
QUALCOMM INC COM 747525103 20 155 SH   OTR   155 0 0
QUEST DIAGNOSTICS INC COM 74834L100 321 2,415 SH   SOLE   2,415 0 0
QUEST DIAGNOSTICS INC COM 74834L100 17 125 SH   OTR   125 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 5,621 58,481 SH   SOLE   58,481 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 52 538 SH   OTR   538 0 0
RESMED INC COM 761152107 5,823 27,779 SH   SOLE   27,779 0 0
RESMED INC COM 761152107 37 175 SH   OTR   175 0 0
SHELL PLC SPON ADS 780259305 394 7,538 SH   SOLE   7,538 0 0
SHELL PLC SPON ADS 780259305 18 350 SH   OTR   350 0 0
S&P GLOBAL INC COM 78409V104 5,039 14,950 SH   SOLE   14,950 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,748 7,284 SH   SOLE   7,284 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284 4,953 96,395 SH   SOLE   96,395 0 0
SPDR SER TR S&P DIVID ETF 78464A763 237 2,000 SH   SOLE   2,000 0 0
SPDR SER TR S&P BK ETF 78464A797 1,919 43,738 SH   SOLE   43,738 0 0
SPDR SER TR S&P BK ETF 78464A797 48 1,084 SH   OTR   1,084 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 358 4,468 SH   SOLE   4,468 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 472 11,903 SH   SOLE   11,903 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,399 10,639 SH   SOLE   10,639 0 0
1SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 12 30 SH   OTR   30 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 40,282 1,367,810 SH   SOLE   367,810 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 218 7,393 SH   OTR   7,393 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 533 5,879 SH   SOLE   5,879 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 213 4,504 SH   SOLE   4,504 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,100 22,360 SH   SOLE   22,360 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 16,331 292,663 SH   SOLE   292,663 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 59 1,066 SH   OTR   1,066 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,654 37,113 SH   SOLE   37,113 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 17 236 SH   OTR   236 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 497 5,686 SH   SOLE   5,686 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 634 4,991 SH   SOLE   4,991 0 0
SOUTHERN CO COM 842587107 576 8,071 SH   SOLE   8,071 0 0
SOUTHERN CO COM 842587107 11 150 SH   OTR   150 0 0
STARBUCKS CORP COM 855244109 5,619 73,559 SH   SOLE   73,559 0 0
STARBUCKS CORP COM 855244109 13 164 SH   OTR   164 0 0
STATE STR CORP COM 857477103 274 4,444 SH   SOLE   4,444 0 0
STRYKER CORPORATION COM 863667101 7,490 37,652 SH   SOLE   37,652 0 0
STRYKER CORPORATION COM 863667101 39 194 SH   OTR   194 0 0
SYSCO CORP COM 871829107 350 4,133 SH   SOLE   4,133 0 0
TJX COS INC NEW COM 872540109 4,922 88,133 SH   SOLE   88,133 0 0
TJX COS INC NEW COM 872540109 10 179 SH   OTR   179 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 2,766 33,836 SH   SOLE   33,836 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 36 445 SH   OTR   445 0 0
TARGET CORP COM 87612E106 1,497 10,597 SH   SOLE   10,597 0 0
TEXAS INSTRS INC COM 882508104 1,603 10,432 SH   SOLE   10,432 0 0
TEXAS INSTRS INC COM 882508104 23 150 SH   OTR   150 0 0
TEXTRON INC COM 883203101 1,856 30,385 SH   SOLE   30,385 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 591 1,087 SH   SOLE   1,087 0 0
3M CO COM 88579Y101 6,166 47,648 SH   SOLE   47,648 0 0
3M CO COM 88579Y101 221 1,708 SH   OTR   1,708 0 0
TORO CO COM 891092108 5,152 67,971 SH   SOLE   67,971 0 0
TORO CO COM 891092108 37 492 SH   OTR   492 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 578 8,819 SH   SOLE   8,819 0 0
TRACTOR SUPPLY CO COM 892356106 4,338 22,376 SH   SOLE   22,376 0 0
TRACTOR SUPPLY CO COM 892356106 23 119 SH   OTR   119 0 0
TRAVELERS COMPANIES INC COM 89417E109 200 1,183 SH   SOLE   1,183 0 0
TRAVELERS COMPANIES INC COM 89417E109 7 40 SH   OTR   40 0 0
TRUIST FINL CORP COM 89832Q109 1,462 30,814 SH   SOLE   30,814 0 0
TRUIST FINL CORP COM 89832Q109 23 484 SH   OTR   484 0 0
US BANCORP DEL COM NEW 902973304 6,756 146,796 SH   SOLE   146,796 0 0
US BANCORP DEL COM NEW 902973304 50 1,097 SH   OTR   1,097 0 0
UNION PAC CORP COM 907818108 5,013 23,504 SH   SOLE   23,504 0 0
UNION PAC CORP COM 907818108 481 2,255 SH   OTR   2,255 0 0
UNITEDHEALTH GROUP INC COM 91324P102 7,817 15,219 SH   SOLE   15,219 0 0
UNITEDHEALTH GROUP INC COM 91324P102 76 147 SH   OTR   147 0 0
V F CORP COM 918204108 467 10,584 SH   SOLE   10,584 0 0
V F CORP COM 918204108 22 508 SH   OTR   508 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,363 9,503 SH   SOLE   9,503 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 26,113 336,286 SH   SOLE   336,286 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 92 1,180 SH   OTR   1,180 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 232 3,021 SH   SOLE   3,021 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 9,855 241,554 SH   SOLE   241,554 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 24 594 SH   OTR   594 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 15,856 258,664 SH   SOLE   258,664 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 67 1,095 SH   OTR   1,095 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 439 4,409 SH   SOLE   4,409 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,723 65,367 SH   SOLE   65,367 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 45 1,075 SH   OTR   1,075 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 296 3,880 SH   SOLE   3,880 0 0
1VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 27,421 342,678 SH   SOLE   342,678 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 175 2,183 SH   OTR   2,183 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,137 82,880 SH   SOLE   82,880 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,483 4,276 SH   SOLE   4,276 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 228 1,025 SH   SOLE   1,025 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 347 2,632 SH   SOLE   2,632 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 269 1,427 SH   SOLE   1,427 0 0
VERISIGN INC COM 92343E102 1,929 11,530 SH   SOLE   11,530 0 0
VERISIGN INC COM 92343E102 1 5 SH   OTR   5 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 5,999 118,202 SH   SOLE   118,202 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 111 2,196 SH   OTR   2,196 0 0
VISA INC COM CL A 92826C839 8,693 44,152 SH   SOLE   44,152 0 0
VISA INC COM CL A 92826C839 60 305 SH   OTR   305 0 0
WEC ENERGY GROUP INC COM 92939U106 3,619 35,961 SH   SOLE   35,961 0 0
WEC ENERGY GROUP INC COM 92939U106 52 520 SH   OTR   520 0 0
WALMART INC COM 931142103 217 1,781 SH   SOLE   1,781 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 237 6,264 SH   SOLE   6,264 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 1,745 130,045 SH   SOLE   130,045 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 11 788 SH   OTR   788 0 0
WELLS FARGO CO NEW COM 949746101 214 5,473 SH   SOLE   5,473 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 209 1,986 SH   SOLE   1,986 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 11 100 SH   OTR   100 0 0