X0303 5 2009-12-31 0 0 0 0001054508 PENSECO FINANCIAL SERVICES CORP PFNS 0001425761 COHEN STAN 108 CARBONDALE RD PO BOX 167 WAVERLY PA 18471 0 1 0 0 SR VP OF RETAIL BANKING COMMON STOCK 356 D COMMON STOCK 70 I SPOUSE COMMON STOCK 2009-12-31 5 J 0 3 0 A 42 I PSB ESOP PLAN PSB ESOP PLAN Carla Olenchak, Attorney in Fact for Stan Cohen 2010-02-02