The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ATLASSIAN CORPORATION PLC - CLASS A FOREIGN EQUITIES G06242104 88 600 SH   SOLE   600 0 0
ACCENTURE PLC INFORMATION TECHNOLOGY G1151C101 685 3,339 SH   SOLE   3,339 0 0
EATON CORP PLC INDUSTRIALS G29183103 14 150 SH   SOLE   150 0 0
NORWEGIAN CRUISE LINE HOLDINGS LTD CONSUMER DISCRETIONARY G66721104 5 100 SH   SOLE   100 0 0
NOVOCURE LIMITED HEALTHCARE G6674U108 8 100 SH   SOLE   100 0 0
WIX.COM LTD INFORMATION TECHNOLOGY M98068105 8 53 SH   SOLE   53 0 0
ROYAL CARIBBEAN CRUISES LTD CONSUMER DISCRETIONARY V7780T103 68 585 SH   SOLE   585 0 0
AFLAC INC. FINANCIALS 001055102 13 250 SH   DFND   0 250 0
AT&T INC. COMMUNICATION SERVICES 00206R102 1,561 41,496 SH   SOLE   41,436 0 60
AT&T INC. COMMUNICATION SERVICES 00206R102 396 10,521 SH   DFND   5,011 5,510 0
ABBOTT LABS HEALTHCARE 002824100 440 5,047 SH   SOLE   5,047 0 0
ABBOTT LABS HEALTHCARE 002824100 227 2,605 SH   DFND   1,000 1,605 0
ABBVIE INC. HEALTHCARE 00287Y109 800 9,874 SH   SOLE   9,779 95 0
ABBVIE INC. HEALTHCARE 00287Y109 232 2,865 SH   DFND   1,250 1,615 0
ABIOMED INC HEALTHCARE 003654100 2 10 SH   SOLE   10 0 0
ACTIVISION BLIZZARD, INC. INFORMATION TECHNOLOGY 00507V109 74 1,270 SH   SOLE   1,270 0 0
ADOBE INC INFORMATION TECHNOLOGY 00724F101 137 389 SH   SOLE   389 0 0
ADVANCED MICRO DEVICES INC INFORMATION TECHNOLOGY 007903107 9 200 SH   SOLE   200 0 0
ADVANCED MICRO DEVICES INC INFORMATION TECHNOLOGY 007903107 5 100 SH   DFND   0 0 100
INVESCO INTERNATIONAL GROWTH FUND MUTUAL FUND 008882532 2 71 SH   SOLE   71 0 0
ALCOA CORP MATERIALS 013872106 0 5 SH   SOLE   5 0 0
ALIGN TECHNOLOGY INC. HEALTHCARE 016255101 3 10 SH   SOLE   10 0 0
ALLEGHENY TECHNOLOGIES, INC INDUSTRIALS 01741R102 0 20 SH   SOLE   20 0 0
ALLSTATE CORP FINANCIALS 020002101 95 800 SH   SOLE   800 0 0
ALLSTATE CORP FINANCIALS 020002101 36 300 SH   DFND   0 300 0
ALTRIA GROUP, INC. CONSUMER STAPLES 02209S103 136 2,863 SH   SOLE   2,863 0 0
AMAZON. COM, INC CONSUMER DISCRETIONARY 023135106 3,867 1,925 SH   SOLE   1,925 0 0
AMAZON. COM, INC CONSUMER DISCRETIONARY 023135106 40 20 SH   DFND   10 10 0
AMERICAN ELEC PWR INC UTILITIES 025537101 5 52 SH   SOLE   52 0 0
AMERICAN EXPRESS FINANCIALS 025816109 295 2,270 SH   SOLE   2,233 0 37
AMERICAN EXPRESS FINANCIALS 025816109 69 535 SH   DFND   235 300 0
AMERICAN INTERNATIONAL GROUP INC FINANCIALS 026874784 8 159 SH   SOLE   159 0 0
AMERICAN TOWER CORPORATION COMMUNICATION SERVICES 03027X100 605 2,609 SH   SOLE   2,609 0 0
AMERICAN WATER WORKS INC. CONSUMER DISCRETIONARY 030420103 1 10 SH   SOLE   10 0 0
AMGEN INCORPORATED HEALTHCARE 031162100 497 2,302 SH   SOLE   2,302 0 0
APPIAN CORPORATION INFORMATION TECHNOLOGY 03782L101 5 100 SH   SOLE   100 0 0
APPLE INC INFORMATION TECHNOLOGY 037833100 5,929 19,155 SH   SOLE   19,135 0 20
APPLE INC INFORMATION TECHNOLOGY 037833100 319 1,030 SH   DFND   640 390 0
APPLE HOSPITALTIY REIT INC COMMON SHARES REAL ESTATE 03784Y200 2 161 SH   SOLE   161 0 0
APPLIED MATL INC INFORMATION TECHNOLOGY 038222105 163 2,816 SH   SOLE   2,816 0 0
AQUA AMERICA INC UTILITIES 03836W103 597 11,494 SH   SOLE   11,494 0 0
AQUA AMERICA INC UTILITIES 03836W103 45 875 SH   DFND   0 875 0
ARISTA NETWORKS INC. INFORMATION TECHNOLOGY 040413106 17 75 SH   SOLE   75 0 0
ARROW FINANCIAL CORPORATION FINANCIALS 042744102 93 2,644 SH   SOLE   2,644 0 0
ASTRAZENECA PLC - ADR HEALTHCARE 046353108 20 420 SH   SOLE   420 0 0
AUTOMATIC DATA PROCESSING INC INFORMATION TECHNOLOGY 053015103 606 3,538 SH   SOLE   3,538 0 0
AUTOMATIC DATA PROCESSING INC INFORMATION TECHNOLOGY 053015103 418 2,440 SH   DFND   1,210 1,230 0
BP P.L.C. ENERGY 055622104 166 4,589 SH   SOLE   4,394 195 0
BP PRUDHOE BAY ROYALTY TRUST ENERGY 055630107 1 100 SH   SOLE   100 0 0
BAIDU INC - SPON ADR INFORMATION TECHNOLOGY 056752108 3 27 SH   SOLE   27 0 0
BANK OF AMERICA CORP FINANCIALS 060505104 400 12,203 SH   SOLE   12,203 0 0
BANK OF NEW YORK MELLON CORP FINANCIALS 064058100 44 990 SH   SOLE   990 0 0
BAOUZUN INC-SPN ADR FOREIGN EQUITIES 06684L103 2 75 SH   SOLE   75 0 0
BARRICK GOLD CORP MATERIALS 067901108 3 135 SH   SOLE   135 0 0
BAXTER INTERNATIONAL INC. HEALTHCARE 071813109 89 1,000 SH   SOLE   1,000 0 0
BECTON DICKINSON & CO HEALTHCARE 075887109 567 2,060 SH   SOLE   2,060 0 0
BECTON DICKINSON & CO HEALTHCARE 075887109 65 235 SH   DFND   0 235 0
BERKSHIRE HATHAWAY INC. DEL CLASS B FINANCIALS 084670702 1,616 7,199 SH   SOLE   7,199 0 0
BERKSHIRE HATHAWAY INC. DEL CLASS B FINANCIALS 084670702 27 122 SH   DFND   0 122 0
BIOGEN INC HEALTHCARE 09062X103 2 8 SH   SOLE   8 0 0
BLACKROCK INC FINANCIALS 09247X101 439 832 SH   SOLE   832 0 0
BLACKROCK INC FINANCIALS 09247X101 8 15 SH   DFND   0 15 0
BOEING INDUSTRIALS 097023105 719 2,259 SH   SOLE   2,234 0 25
BOEING INDUSTRIALS 097023105 301 945 SH   DFND   500 445 0
BRISTOL MYERS SQUIBB CO HEALTHCARE 110122108 1,188 18,866 SH   SOLE   18,866 0 0
BRISTOL MYERS SQUIBB CO HEALTHCARE 110122108 403 6,405 SH   DFND   3,000 3,405 0
CBOE GLOBAL MARKETS, INC. FINANCIALS 12503M108 12 100 SH   SOLE   100 0 0
CME GROUP INC. FINANCIALS 12572Q105 5 23 SH   SOLE   23 0 0
CSX CORPORATION INDUSTRIALS 126408103 503 6,585 SH   SOLE   6,585 0 0
CSX CORPORATION INDUSTRIALS 126408103 122 1,600 SH   DFND   1,600 0 0
CVS HEALTH CORP CONSUMER STAPLES 126650100 598 8,815 SH   SOLE   8,815 0 0
CANADIAN NATIONAL RAILWAY CO FOREIGN EQUITIES 136375102 4 40 SH   SOLE   40 0 0
CANADIAN PACIFIC RAILWAY LTD FOREIGN EQUITIES 13645T100 53 198 SH   SOLE   198 0 0
CAPITAL ONE FINANCIAL CORP FINANCIALS 14040H105 9 90 SH   SOLE   90 0 0
CASEY'S GENERAL STORES INC CONSUMER DISCRETIONARY 147528103 11 70 SH   SOLE   70 0 0
CATERPILLAR INC INDUSTRIALS 149123101 845 6,437 SH   SOLE   6,412 0 25
CATERPILLAR INC INDUSTRIALS 149123101 275 2,090 SH   DFND   1,485 605 0
CENTERPOINT ENERGY, INC UTILITIES 15189T107 32 1,200 SH   SOLE   1,200 0 0
CENTERPOINT ENERGY, INC UTILITIES 15189T107 132 5,000 SH   DFND   5,000 0 0
CHARTER COMMUNICATIONS,INC-A COMMUNICATION SERVICES 16119P108 25 49 SH   SOLE   49 0 0
CHESAPEAKE ENERGY CORP ENERGY 165167107 1 1,250 SH   SOLE   1,250 0 0
CHEVRON CORPORATION ENERGY 166764100 1,120 10,456 SH   SOLE   10,456 0 0
CHEVRON CORPORATION ENERGY 166764100 256 2,393 SH   DFND   1,395 998 0
CISCO SYSTEMS INC. INFORMATION TECHNOLOGY 17275R102 1,099 23,911 SH   SOLE   23,846 0 65
CISCO SYSTEMS INC. INFORMATION TECHNOLOGY 17275R102 82 1,775 SH   DFND   0 1,775 0
CIRRUS LOGIC INC INFORMATION TECHNOLOGY 172755100 8 100 SH   SOLE   100 0 0
CITIGROUP INC. FINANCIALS 172967424 37 502 SH   SOLE   502 0 0
CLOROX COMPANY CONSUMER STAPLES 189054109 51 325 SH   SOLE   325 0 0
CLOROX COMPANY CONSUMER STAPLES 189054109 31 200 SH   DFND   0 200 0
CLOUD PEAK ENERGY INC. ENERGY 18911Q102 0 175 SH   SOLE   175 0 0
COCA COLA CO CONSUMER STAPLES 191216100 893 15,289 SH   SOLE   15,289 0 0
COCA COLA CO CONSUMER STAPLES 191216100 454 7,770 SH   DFND   4,080 3,690 0
COGNIZANT TECHNOLOGY SOLUTIONS CORP INFORMATION TECHNOLOGY 192446102 37 600 SH   SOLE   600 0 0
COHERENT INC. INFORMATION TECHNOLOGY 192479103 1 8 SH   SOLE   8 0 0
COLGATE PALMOLIVE CONSUMER STAPLES 194162103 754 10,225 SH   SOLE   10,190 0 35
COLGATE PALMOLIVE CONSUMER STAPLES 194162103 149 2,020 SH   DFND   1,800 220 0
COMCAST CORP NEW CL A CONSUMER DISCRETIONARY 20030N101 125 2,887 SH   SOLE   2,887 0 0
CONOCOPHILLIPS ENERGY 20825C104 488 8,208 SH   SOLE   8,208 0 0
CONOCOPHILLIPS ENERGY 20825C104 129 2,170 SH   DFND   1,790 380 0
CONSOLIDATED EDISON INC UTILITIES 209115104 43 460 SH   SOLE   460 0 0
CORNING INC INFORMATION TECHNOLOGY 219350105 86 3,225 SH   SOLE   3,225 0 0
COSTCO WHSL CORP NEW CONSUMER STAPLES 22160K105 430 1,407 SH   SOLE   1,407 0 0
CRACKER BARREL OLD COUNTRY CONSUMER DISCRETIONARY 22410J106 44 290 SH   SOLE   290 0 0
CRONOS GROUP, INC. FOREIGN EQUITIES 22717L101 1 160 SH   SOLE   160 0 0
CUMMINS INC INDUSTRIALS 231021106 162 1,012 SH   SOLE   1,012 0 0
CUMMINS INC INDUSTRIALS 231021106 18 110 SH   DFND   110 0 0
DNP SELECT INCOME FUND INC FIXED INCOME 23325P104 19 1,500 SH   SOLE   1,500 0 0
DTE ENERGY CO UTILITIES 233331107 49 370 SH   SOLE   370 0 0
DANAHER CORP HEALTHCARE 235851102 402 2,496 SH   SOLE   2,496 0 0
DANAHER CORP HEALTHCARE 235851102 134 835 SH   DFND   460 375 0
DATADOG INC CLASS A INFORMATION TECHNOLOGY 23804L103 11 235 SH   SOLE   235 0 0
DEERE & CO (JOHN DEERE) INDUSTRIALS 244199105 246 1,550 SH   SOLE   1,550 0 0
DEERE & CO (JOHN DEERE) INDUSTRIALS 244199105 33 210 SH   DFND   0 210 0
DELTA AIR LINES INC CONSUMER DISCRETIONARY 247361702 18 320 SH   SOLE   320 0 0
DENTSPLY SIRONA INC CONSUMER DISCRETIONARY 24906P109 21 380 SH   SOLE   380 0 0
DIAGEO PLC CONSUMER DISCRETIONARY 25243Q205 21 134 SH   SOLE   134 0 0
DISNEY (WALT) COMPANY HOLDING CO CONSUMER DISCRETIONARY 254687106 1,715 12,399 SH   SOLE   12,374 0 25
DISNEY (WALT) COMPANY HOLDING CO CONSUMER DISCRETIONARY 254687106 150 1,088 SH   DFND   0 1,088 0
DISCOVER FINANCIAL SERVICES FINANCIALS 254709108 108 1,440 SH   SOLE   1,440 0 0
DOCUSIGN INC INFORMATION TECHNOLOGY 256163106 7 90 SH   SOLE   90 0 0
DOLLAR GENERAL CORP CONSUMER DISCRETIONARY 256677105 23 150 SH   SOLE   150 0 0
DOMINION ENERGY, INC. UTILITIES 25746U109 288 3,358 SH   SOLE   3,268 90 0
DOMINION ENERGY, INC. UTILITIES 25746U109 54 635 SH   DFND   635 0 0
DOMINO'S PIZZA INC CONSUMER DISCRETIONARY 25754A201 17 60 SH   SOLE   60 0 0
DOW INC. MATERIALS 260557103 155 3,356 SH   SOLE   3,201 155 0
DOW INC. MATERIALS 260557103 27 597 SH   DFND   0 597 0
DUKE ENERGY CORPORATION NEW ENERGY 26441C204 148 1,520 SH   SOLE   1,520 0 0
ECA MARCELLUS TRUST I ENERGY 26827L109 3 4,773 SH   SOLE   4,773 0 0
EOG RESOURCES INC ENERGY 26875P101 7 97 SH   SOLE   97 0 0
EBAY INC CONSUMER DISCRETIONARY 278642103 10 307 SH   SOLE   307 0 0
ELECTRONIC ARTS INC INFORMATION TECHNOLOGY 285512109 4 35 SH   SOLE   35 0 0
EMERSON ELECTRIC INDUSTRIALS 291011104 219 3,063 SH   SOLE   3,063 0 0
EMERSON ELECTRIC INDUSTRIALS 291011104 300 4,195 SH   DFND   1,000 3,195 0
ENBRIDGE INC ENERGY 29250N105 26 628 SH   SOLE   628 0 0
ENTERGY CORPORATION UTILITIES 29364G103 105 800 SH   DFND   800 0 0
ENTERPRISE PRODUCTS PARTNERS L.P. ENERGY 293792107 90 3,477 SH   SOLE   3,477 0 0
EQUITY RESIDENTIAL SHARES OF BENEFICIAL INT FINANCIALS 29476L107 4 50 SH   SOLE   50 0 0
ESPEY MFG. & ELECTRONICS CORP INDUSTRIALS 296650104 120 5,857 SH   SOLE   5,857 0 0
ESPEY MFG. & ELECTRONICS CORP INDUSTRIALS 296650104 4 193 SH   DFND   93 0 100
ETSY INC CONSUMER DISCRETIONARY 29786A106 5 100 SH   SOLE   100 0 0
EXELON CORP UTILITIES 30161N101 20 410 SH   SOLE   410 0 0
EXELON CORP UTILITIES 30161N101 65 1,365 SH   DFND   1,090 275 0
EXXON MOBIL CORP ENERGY 30231G102 1,160 18,677 SH   SOLE   18,640 0 37
EXXON MOBIL CORP ENERGY 30231G102 605 9,734 SH   DFND   1,550 8,184 0
FACEBOOK INC INFORMATION TECHNOLOGY 30303M102 1,088 5,390 SH   SOLE   5,390 0 0
FACEBOOK INC INFORMATION TECHNOLOGY 30303M102 35 175 SH   DFND   70 105 0
FAIR ISAAC CORPORATION INFORMATION TECHNOLOGY 303250104 6 15 SH   SOLE   15 0 0
FASTLY INC CLASS A INFORMATION TECHNOLOGY 31188V100 5 200 SH   SOLE   200 0 0
FEDEX CORPORATION INDUSTRIALS 31428X106 36 248 SH   SOLE   248 0 0
FEDEX CORPORATION INDUSTRIALS 31428X106 18 125 SH   DFND   125 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF INFORMATION TECHNOLOGY 316092808 35 465 SH   SOLE   465 0 0
FIDELITY MCSI REAL ESTATE INDEX ETF REAL ESTATE 316092857 31 1,109 SH   SOLE   1,109 0 0
FIFTH THIRD BANCORP FINANCIALS 316773100 13 450 SH   SOLE   450 0 0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF Exchange Traded Funds - Equity 33733E500 39 1,485 SH   SOLE   1,485 0 0
FIRST TRUST NEW OPPORTUNITIES MLP ENERGY 33739M100 72 8,027 SH   SOLE   8,027 0 0
FIRSTENERGY CORP UTILITIES 337932107 16 308 SH   SOLE   308 0 0
FORD MOTOR CO DEL CONSUMER DISCRETIONARY 345370860 154 17,410 SH   SOLE   17,410 0 0
FORTIVE CORPORATION INFORMATION TECHNOLOGY 34959J108 22 287 SH   DFND   100 187 0
FRANKLIN RESOURCES, INC. FINANCIALS 354613101 4 150 SH   SOLE   150 0 0
FRESHPET INC CONSUMER DISCRETIONARY 358039105 5 75 SH   SOLE   75 0 0
GENERAL DYNAMICS CORPORATION INDUSTRIALS 369550108 121 691 SH   SOLE   691 0 0
GENERAL DYNAMICS CORPORATION INDUSTRIALS 369550108 11 65 SH   DFND   65 0 0
GENERAL ELECTRIC CO INDUSTRIALS 369604103 221 17,734 SH   SOLE   17,734 0 0
GENERAL ELECTRIC CO INDUSTRIALS 369604103 140 11,240 SH   DFND   2,440 8,700 100
GENERAL MILLS, INC CONSUMER STAPLES 370334104 17 320 SH   SOLE   320 0 0
GENERAL MILLS, INC CONSUMER STAPLES 370334104 146 2,800 SH   DFND   2,200 600 0
GENUINE PARTS CONSUMER DISCRETIONARY 372460105 16 175 SH   SOLE   175 0 0
GILEAD SCIENCES, INC. HEALTHCARE 375558103 178 2,820 SH   SOLE   2,820 0 0
GILEAD SCIENCES, INC. HEALTHCARE 375558103 9 150 SH   DFND   0 150 0
GLADSTONE COMMERCIAL CORP CONSUMER DISCRETIONARY 376536108 21 1,000 SH   SOLE   1,000 0 0
GLAXO SMITHKLINE PLC SPON ADR HEALTHCARE 37733W105 62 1,335 SH   SOLE   1,165 170 0
GLAXO SMITHKLINE PLC SPON ADR HEALTHCARE 37733W105 19 400 SH   DFND   400 0 0
GOLDMAN SACHS GROUP INC FINANCIALS 38141G104 24 100 SH   SOLE   100 0 0
GUARDANT HEALTH INC. HEALTHCARE 40131M109 9 115 SH   SOLE   115 0 0
HSBC HOLDINGS PLC SPONS ADRS FINANCIALS 404280406 22 607 SH   SOLE   607 0 0
HALLIBURTON COMPANY ENERGY 406216101 7 340 SH   SOLE   340 0 0
HARLEY DAVIDSON CONSUMER DISCRETIONARY 412822108 10 310 SH   SOLE   310 0 0
HELMERICH & PAYNE, INC. ENERGY 423452101 34 835 SH   SOLE   835 0 0
THE HERSHEY COMPANY CONSUMER STAPLES 427866108 31 200 SH   SOLE   200 0 0
HOME DEPOT INC CONSUMER DISCRETIONARY 437076102 1,431 6,275 SH   SOLE   6,275 0 0
HOME DEPOT INC CONSUMER DISCRETIONARY 437076102 649 2,845 SH   DFND   1,000 1,845 0
HONEYWELL INTERNATIONAL INC INDUSTRIALS 438516106 142 821 SH   SOLE   821 0 0
HUBSPOT INC. INFORMATION TECHNOLOGY 443573100 15 85 SH   SOLE   85 0 0
ILLINOIS TOOL WORKS INC. INDUSTRIALS 452308109 160 917 SH   SOLE   917 0 0
INTEL CORP INFORMATION TECHNOLOGY 458140100 2,781 43,499 SH   SOLE   43,434 0 65
INTEL CORP INFORMATION TECHNOLOGY 458140100 676 10,575 SH   DFND   5,410 5,165 0
INTERACTIVE BROKERS GRO-CL A FINANCIALS 45841N107 12 250 SH   SOLE   250 0 0
INTL BUSINESS MACHINES INFORMATION TECHNOLOGY 459200101 569 3,958 SH   SOLE   3,958 0 0
INTL BUSINESS MACHINES INFORMATION TECHNOLOGY 459200101 223 1,552 SH   DFND   500 1,052 0
INTERNATIONAL PAPER CO MATERIALS 460146103 80 1,969 SH   SOLE   1,934 0 35
INTUITIVE SURGICAL INC HEALTHCARE 46120E602 30 53 SH   SOLE   53 0 0
INVESCO GLOBAL WATER ETF Exchange Traded Funds - Equity 46138E651 47 1,500 SH   SOLE   1,500 0 0
IQIYI, INC. - ADR INFORMATION TECHNOLOGY 46267X108 2 100 SH   SOLE   100 0 0
IROBOT CORPORATION INDUSTRIALS 462726100 1 30 SH   SOLE   30 0 0
ETF ISHARES SILVER TR MUTUAL FUND 46428Q109 36 2,150 SH   SOLE   2,150 0 0
ISHARES GOLD TRUST Exchange Traded Funds - Equity 464285105 35 2,321 SH   SOLE   2,321 0 0
ISHARES MSCI AUSTRALIA ETF MUTUAL FUND 464286103 7 300 SH   DFND   300 0 0
ISHARES MSCI CANADA ETF MUTUAL FUND 464286509 7 250 SH   DFND   250 0 0
ISHARES MSCI HONG KONG ETF MUTUAL FUND 464286871 2 100 SH   SOLE   100 0 0
ISHARES S & P 100 ETF MUTUAL FUND 464287101 1,110 7,675 SH   SOLE   7,675 0 0
ISHARES SELECT DIVIDEND ETF MUTUAL FUND 464287168 146 1,410 SH   SOLE   1,410 0 0
ISHARES TIPS BOND ETF FIXED INCOME 464287176 6,273 52,685 SH   SOLE   52,200 0 485
ISHARES TIPS BOND ETF FIXED INCOME 464287176 789 6,627 SH   DFND   6,085 542 0
ISHARES CHINA LARGE CAP ETF MUTUAL FUND 464287184 5 115 SH   DFND   0 115 0
ISHARES CORE TOTAL US AGGREGATE BOND ETF FIXED INCOME 464287226 527 4,595 SH   SOLE   4,595 0 0
ISHARES MSCI EMERGING MARKETS ETF Exchange Traded Funds - Equity 464287234 14 340 SH   SOLE   340 0 0
ISHARES GLOBAL TECH ETF Exchange Traded Funds - Equity 464287291 11 50 SH   SOLE   50 0 0
ISHARES S&P 500 GROWTH ETF Exchange Traded Funds - Equity 464287309 6 31 SH   SOLE   31 0 0
ISHARES MSCI EAFE ETF FUND MUTUAL FUND 464287465 502 7,447 SH   SOLE   7,360 0 87
ISHARES MSCI EAFE ETF FUND MUTUAL FUND 464287465 68 1,010 SH   DFND   360 650 0
ISHARES RUSSELL MIDCAP ETF Exchange Traded Funds - Equity 464287499 154 2,608 SH   SOLE   2,608 0 0
ISHARES CORE S&P MID CAP ETF Exchange Traded Funds - Equity 464287507 87 436 SH   SOLE   436 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND MUTUAL FUND 464287598 10 76 SH   SOLE   76 0 0
ISHARES RUSSELL 1000 GROWTH ETF MUTUAL FUND 464287614 408 2,269 SH   SOLE   2,269 0 0
ISHARES RUSSELL 2000 GROWTH ETF Exchange Traded Funds - Equity 464287648 214 1,010 SH   SOLE   1,010 0 0
ISHARES RUSSELL 2000 ETF Exchange Traded Funds - Equity 464287655 152 947 SH   SOLE   947 0 0
ISHARES CORE S&P SMALL-CAP ETF MUTUAL FUND 464287804 3,299 41,003 SH   SOLE   40,923 0 80
ISHARES CORE S&P SMALL-CAP ETF MUTUAL FUND 464287804 84 1,043 SH   DFND   0 1,043 0
ETF ISHARES GLOBAL CLEAN ENERGY Exchange Traded Funds - Equity 464288224 48 3,953 SH   SOLE   3,953 0 0
ISHARES MSCI KLD 400 SOCIAL MUTUAL FUND 464288570 40 330 SH   SOLE   330 0 0
ISHARES DOW JONES US HOME CONSTRUCTION INDEX Exchange Traded Funds - Equity 464288752 29 605 SH   SOLE   605 0 0
ISHARES MSCI USA ESG SELECT MUTUAL FUND 464288802 40 300 SH   SOLE   300 0 0
ISHARES MSCI SINGAPORE ETF Exchange Traded Funds - Equity 46434G780 1 50 SH   SOLE   50 0 0
ISHARES MSCI SINGAPORE ETF Exchange Traded Funds - Equity 46434G780 6 264 SH   DFND   264 0 0
JPMORGAN CHASE & CO COM FINANCIALS 46625H100 2,091 15,797 SH   SOLE   15,772 0 25
JPMORGAN CHASE & CO COM FINANCIALS 46625H100 255 1,925 SH   DFND   830 1,095 0
JD.COM INC.-ADR CONSUMER DISCRETIONARY 47215P106 3 70 SH   SOLE   70 0 0
JOHNSON & JOHNSON HEALTHCARE 478160104 2,929 19,673 SH   SOLE   19,643 0 30
JOHNSON & JOHNSON HEALTHCARE 478160104 743 4,990 SH   DFND   1,750 3,240 0
KELLOGG COMPANY CONSUMER STAPLES 487836108 14 200 SH   DFND   200 0 0
KEYCORP NEW COM FINANCIALS 493267108 10 542 SH   SOLE   542 0 0
KIMBERLY CLARK CONSUMER STAPLES 494368103 181 1,262 SH   SOLE   1,262 0 0
KIMBERLY CLARK CONSUMER STAPLES 494368103 153 1,070 SH   DFND   1,000 70 0
ELI LILLY & CO HEALTHCARE 532457108 475 3,402 SH   SOLE   3,402 0 0
ELI LILLY & CO HEALTHCARE 532457108 334 2,395 SH   DFND   2,250 145 0
LITTELFUSE INC INFORMATION TECHNOLOGY 537008104 9 50 SH   SOLE   50 0 0
LOCKHEED MARTIN CORP INDUSTRIALS 539830109 1,628 3,802 SH   SOLE   3,802 0 0
LOCKHEED MARTIN CORP INDUSTRIALS 539830109 497 1,160 SH   DFND   840 320 0
LOWES COMPANIES INC CONSUMER DISCRETIONARY 548661107 348 2,993 SH   SOLE   2,918 0 75
LOWES COMPANIES INC CONSUMER DISCRETIONARY 548661107 64 550 SH   DFND   550 0 0
MANULIFE FINANCIAL FINANCIALS 56501R106 13 645 SH   SOLE   645 0 0
MARATHON PETROLEUM CORPORATION ENERGY 56585A102 133 2,442 SH   SOLE   2,442 0 0
MARKEL CORP HOLDING COMPANY FINANCIALS 570535104 12 10 SH   SOLE   10 0 0
MASIMO CORPORATION HEALTHCARE 574795100 2 12 SH   SOLE   12 0 0
MASTERCARD INC - CLASS A FINANCIALS 57636Q104 175 554 SH   SOLE   554 0 0
MASTERCARD INC - CLASS A FINANCIALS 57636Q104 21 65 SH   DFND   0 65 0
MATCH GROUP INC. INFORMATION TECHNOLOGY 57665R106 7 85 SH   SOLE   85 0 0
MCCORMICK & CO. CONSUMER STAPLES 579780206 44 270 SH   SOLE   270 0 0
MCCORMICK & CO. CONSUMER STAPLES 579780206 114 700 SH   DFND   0 700 0
MCDONALDS CORP CONSUMER DISCRETIONARY 580135101 1,720 8,039 SH   SOLE   8,024 0 15
MCDONALDS CORP CONSUMER DISCRETIONARY 580135101 734 3,432 SH   DFND   1,300 2,132 0
MCKESSON CORPORATION HEALTHCARE 58155Q103 68 480 SH   SOLE   480 0 0
MERCADOLIBRE INC INFORMATION TECHNOLOGY 58733R102 2 3 SH   SOLE   3 0 0
MERCK & CO., INC HEALTHCARE 58933Y105 482 5,643 SH   SOLE   5,643 0 0
MERCK & CO., INC HEALTHCARE 58933Y105 164 1,920 SH   DFND   1,500 420 0
METLIFE INC FINANCIALS 59156R108 538 10,826 SH   SOLE   10,796 0 30
MICROSOFT CORP INFORMATION TECHNOLOGY 594918104 3,662 21,515 SH   SOLE   21,515 0 0
MICROSOFT CORP INFORMATION TECHNOLOGY 594918104 769 4,520 SH   DFND   2,180 2,340 0
MONDELEZ INTERNATIONAL INC CONSUMER STAPLES 609207105 66 1,151 SH   SOLE   1,151 0 0
MONDELEZ INTERNATIONAL INC CONSUMER STAPLES 609207105 57 1,000 SH   DFND   0 1,000 0
MONGODB, INC. INFORMATION TECHNOLOGY 60937P106 14 88 SH   SOLE   88 0 0
MORGAN STANLEY FINANCIALS 617446448 123 2,362 SH   SOLE   2,362 0 0
NCR CORPORATION INFORMATION TECHNOLOGY 62886E108 4 120 SH   SOLE   120 0 0
NASDAQ STOCK MARKET INC FINANCIALS 631103108 6 50 SH   SOLE   50 0 0
NETAPP, INC. INFORMATION TECHNOLOGY 64110D104 5 100 SH   SOLE   100 0 0
NETFLIX INC INFORMATION TECHNOLOGY 64110L106 193 560 SH   SOLE   560 0 0
NEW JERSEY RESOURCES CORP UTILITIES 646025106 38 912 SH   SOLE   912 0 0
NEW RESIDENTIAL INVESTMENT CORP REAL ESTATE 64828T201 19 1,140 SH   SOLE   1,140 0 0
NEW RELIC INC INFORMATION TECHNOLOGY 64829B100 4 65 SH   SOLE   65 0 0
NEWELL BRANDS INC CONSUMER DISCRETIONARY 651229106 0 16 SH   SOLE   16 0 0
NEWMONT GOLDCORP CORPORATION MATERIALS 651639106 59 1,312 SH   SOLE   1,312 0 0
NEXTERA ENERGY INC UTILITIES 65339F101 1,867 6,960 SH   SOLE   6,960 0 0
NEXTERA ENERGY INC UTILITIES 65339F101 319 1,190 SH   DFND   750 440 0
NICE LTD - AMERICAN DEPOSITORY SHARES INFORMATION TECHNOLOGY 653656108 5 30 SH   SOLE   30 0 0
NIKE, INC CONSUMER DISCRETIONARY 654106103 521 5,410 SH   SOLE   5,410 0 0
NOBLE ENERGY INC. ENERGY 655044105 6 300 SH   DFND   0 300 0
NORTHROP GRUMMAN CORP INDUSTRIALS 666807102 304 812 SH   SOLE   812 0 0
NOVARTIS AG - ADR FOREIGN EQUITIES 66987V109 12 130 SH   DFND   0 130 0
NUCOR MATERIALS 670346105 28 600 SH   SOLE   600 0 0
NUCOR MATERIALS 670346105 66 1,400 SH   DFND   800 600 0
NVIDIA CORP. INFORMATION TECHNOLOGY 67066G104 636 2,692 SH   SOLE   2,692 0 0
O'SHARES FTSE US QUALITY DIVIDEND ETF Exchange Traded Funds - Equity 67110P407 147 4,059 SH   SOLE   4,059 0 0
OCCIDENTAL PETROLEUM CORP ENERGY 674599105 21 528 SH   SOLE   528 0 0
ORACLE CORPORATION INFORMATION TECHNOLOGY 68389X105 193 3,678 SH   SOLE   3,678 0 0
ORACLE CORPORATION INFORMATION TECHNOLOGY 68389X105 9 170 SH   DFND   0 170 0
PNC FINANCIAL SERVICES GROUP INC FINANCIALS 693475105 52 353 SH   SOLE   353 0 0
PPG INDUSTRIES MATERIALS 693506107 17 140 SH   SOLE   140 0 0
PPL CORP UTILITIES 69351T106 8 220 SH   SOLE   220 0 0
PACIFIC COAST OIL TRUSTS ENERGY 694103102 1 1,000 SH   SOLE   1,000 0 0
PACIRA BIOSCIENCES, INC HEALTHCARE 695127100 26 600 SH   SOLE   600 0 0
PALO ALTO NETWORKS INC INFORMATION TECHNOLOGY 697435105 4 15 SH   SOLE   15 0 0
PELOTON INTERACTIVE INC CLASS A CONSUMER DISCRETIONARY 70614W100 10 300 SH   SOLE   300 0 0
PEPSICO INC CONSUMER STAPLES 713448108 2,679 18,863 SH   SOLE   18,863 0 0
PEPSICO INC CONSUMER STAPLES 713448108 555 3,905 SH   DFND   1,845 2,060 0
PERKIN ELMER, INC INFORMATION TECHNOLOGY 714046109 12 125 SH   SOLE   125 0 0
PETMED EXPRESS INC. HEALTHCARE 716382106 3 100 SH   SOLE   100 0 0
PFIZER INC HEALTHCARE 717081103 642 17,248 SH   SOLE   17,248 0 0
PFIZER INC HEALTHCARE 717081103 281 7,556 SH   DFND   4,600 2,956 0
PHILIP MORRIS INTERNATIONAL W/I CONSUMER DISCRETIONARY 718172109 128 1,546 SH   SOLE   1,546 0 0
PHILLIPS 66 ENERGY 718546104 461 5,043 SH   SOLE   5,043 0 0
PHILLIPS 66 ENERGY 718546104 129 1,407 SH   DFND   1,095 312 0
PITNEY BOWES INFORMATION TECHNOLOGY 724479100 4 1,057 SH   SOLE   1,057 0 0
PLUG POWER INC. INFORMATION TECHNOLOGY 72919P202 4 1,110 SH   SOLE   1,110 0 0
POST HOLDINGS INC CONSUMER STAPLES 737446104 5 50 SH   SOLE   50 0 0
PREFERRED APARTMENT COMMUNITIES REAL ESTATE 74039L103 18 1,570 SH   SOLE   1,570 0 0
T ROWE PRICE GROUP INC FINANCIALS 74144T108 27 200 SH   SOLE   200 0 0
PROCTER & GAMBLE CO CONSUMER STAPLES 742718109 2,954 23,704 SH   SOLE   23,669 0 35
PROCTER & GAMBLE CO CONSUMER STAPLES 742718109 823 6,602 SH   DFND   2,915 3,687 0
PRUDENTIAL FINANCIAL INC FINANCIALS 744320102 204 2,236 SH   SOLE   2,151 85 0
PUBLIC SERVICE ENTERPRISE GROUP, INC UTILITIES 744573106 40 672 SH   SOLE   672 0 0
QUALCOMM INC INFORMATION TECHNOLOGY 747525103 590 6,914 SH   SOLE   6,884 0 30
QUALCOMM INC INFORMATION TECHNOLOGY 747525103 77 900 SH   DFND   665 235 0
QUANTA SERVICES INC INDUSTRIALS 74762E102 4 100 SH   SOLE   100 0 0
RAYTHEON CO COM NEW INDUSTRIALS 755111507 88 398 SH   SOLE   398 0 0
RAYTHEON CO COM NEW INDUSTRIALS 755111507 110 500 SH   DFND   0 500 0
REGENERON PHARMACEUTICALS HEALTHCARE 75886F107 35 103 SH   SOLE   103 0 0
REPLIGEN CORPORATION HEALTHCARE 759916109 10 100 SH   SOLE   100 0 0
RIO TINTO PLC MATERIALS 767204100 27 500 SH   SOLE   500 0 0
ROCHE HOLDING AG HEALTHCARE 771195104 4 103 SH   SOLE   103 0 0
ROYAL DUTCH SHELL PLC-ADR ENERGY 780259107 3 64 SH   SOLE   64 0 0
ROYAL DUTCH SHELL PLC ADR ENERGY 780259206 93 1,780 SH   SOLE   1,660 120 0
SPDR S & P 500 ETF TRUST MUTUAL FUND 78462F103 16,052 49,894 SH   SOLE   49,894 0 0
SPDR S & P 500 ETF TRUST MUTUAL FUND 78462F103 418 1,300 SH   DFND   705 595 0
SPDR GOLD TRUST MUTUAL FUND 78463V107 138 924 SH   SOLE   924 0 0
SPDR LOW CARBON TARGET ETF Exchange Traded Funds - Equity 78463X194 11 110 SH   SOLE   110 0 0
SPDR S&P DIVIDEND ETF Exchange Traded Funds - Equity 78464A763 296 2,830 SH   SOLE   2,830 0 0
ETF SPDR S&P BIOTECH HEALTHCARE 78464A870 467 5,245 SH   SOLE   5,245 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE TRUST ETF Exchange Traded Funds - Equity 78467X109 7 25 SH   SOLE   25 0 0
S&P MIDCAP 400 DEPOSITORY RECEIPTS ETF -W MUTUAL FUND 78467Y10W 91 248 SH   SOLE   248 0 0
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF MUTUAL FUND 78467Y107 5,805 15,886 SH   SOLE   15,829 0 57
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF MUTUAL FUND 78467Y107 136 373 SH   DFND   0 373 0
SPDR GENDER DIVERSITY INDEX ETF Exchange Traded Funds - Equity 78468R747 15 200 SH   SOLE   200 0 0
SALESFORCE.COM, INC. INFORMATION TECHNOLOGY 79466L302 68 373 SH   SOLE   373 0 0
SCHLUMBERGER LTD ENERGY 806857108 197 5,895 SH   SOLE   5,895 0 0
SCHLUMBERGER LTD ENERGY 806857108 34 1,000 SH   DFND   0 1,000 0
CHARLES SCHWAB CORPORATION FINANCIALS 808513105 19 425 SH   SOLE   425 0 0
SEATTLE GENETICS INC HEALTHCARE 812578102 11 100 SH   SOLE   100 0 0
MATERIAL SELECT SECTOR SPDR TRUST MATERIALS 81369Y100 131 2,270 SH   SOLE   2,270 0 0
HEALTH CARE SELECT SECTOR SPDR FUND HEALTHCARE 81369Y209 46 460 SH   SOLE   460 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND CONSUMER STAPLES 81369Y308 104 1,649 SH   SOLE   1,649 0 0
CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND CONSUMER DISCRETIONARY 81369Y407 92 735 SH   SOLE   735 0 0
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506 105 1,960 SH   SOLE   1,960 0 0
FINANCIAL SELECT SECTOR SPDR FUND FINANCIALS 81369Y605 144 4,800 SH   SOLE   4,800 0 0
FINANCIAL SELECT SECTOR SPDR FUND FINANCIALS 81369Y605 13 450 SH   DFND   450 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND INDUSTRIALS 81369Y704 8 100 SH   SOLE   100 0 0
TECHNOLOGY SELECT SECT SPDR INFORMATION TECHNOLOGY 81369Y803 589 6,176 SH   SOLE   6,176 0 0
TECHNOLOGY SELECT SECT SPDR INFORMATION TECHNOLOGY 81369Y803 43 450 SH   DFND   0 450 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND COMMUNICATION SERVICES 81369Y852 90 1,661 SH   SOLE   1,661 0 0
AMEX UTILITIES SELECT INDEX SHS BEN INT UTILITIES 81369Y886 202 2,930 SH   SOLE   2,930 0 0
SEMPRA ENERGY UTILITIES 816851109 161 1,001 SH   SOLE   1,001 0 0
SHERWIN WILLIAMS COMPANY CONSUMER DISCRETIONARY 824348106 17 30 SH   SOLE   30 0 0
SCHOCKWAVE MEDICAL INC HEALTHCARE 82489T104 6 127 SH   SOLE   127 0 0
SIEMENS AG FOREIGN EQUITIES 826197501 10 170 SH   SOLE   170 0 0
SIMON PROPERTY GROUP FINANCIALS 828806109 94 708 SH   SOLE   708 0 0
J.M. SMUCKER COMPANY CONSUMER STAPLES 832696405 89 855 SH   SOLE   855 0 0
J.M. SMUCKER COMPANY CONSUMER STAPLES 832696405 99 951 SH   DFND   0 951 0
SNAP-ON INC CONSUMER DISCRETIONARY 833034101 97 609 SH   SOLE   609 0 0
SONY CORP ADR FOREIGN EQUITIES 835699307 11 155 SH   SOLE   155 0 0
SOUTHERN CO UTILITIES 842587107 662 9,397 SH   SOLE   9,397 0 0
SOUTHERN CO UTILITIES 842587107 301 4,280 SH   DFND   2,850 1,430 0
SOUTHWEST AIRLINES INDUSTRIALS 844741108 26 465 SH   SOLE   465 0 0
SOUTHWEST GAS CORP ENERGY 844895102 11 150 SH   SOLE   150 0 0
SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK CONSUMER STAPLES 84790A105 1 10 SH   SOLE   10 0 0
SPLUNK INC. ENERGY 848637104 8 50 SH   SOLE   50 0 0
STARBUCKS CORPORATION CONSUMER DISCRETIONARY 855244109 429 5,052 SH   SOLE   5,052 0 0
STARBUCKS CORPORATION CONSUMER DISCRETIONARY 855244109 8 92 SH   DFND   0 92 0
STITCH FIX, INC. - CLASS A CONSUMER DISCRETIONARY 860897107 4 195 SH   SOLE   195 0 0
STRYKER CORP HEALTHCARE 863667101 760 3,605 SH   SOLE   3,605 0 0
STRYKER CORP HEALTHCARE 863667101 61 290 SH   DFND   180 110 0
SYNOPSYS INC INFORMATION TECHNOLOGY 871607107 3 20 SH   SOLE   20 0 0
SYSCO CORPORATION CONSUMER STAPLES 871829107 18 220 SH   SOLE   220 0 0
TJX COS INC NEW CONSUMER DISCRETIONARY 872540109 44 745 SH   SOLE   745 0 0
TAKE-TWO INTERACTIVE SOFTWARE, INC. INFORMATION TECHNOLOGY 874054109 12 95 SH   SOLE   95 0 0
TARGET CORP CONSUMER DISCRETIONARY 87612E106 322 2,911 SH   SOLE   2,869 0 42
TARGET CORP CONSUMER DISCRETIONARY 87612E106 186 1,680 SH   DFND   670 1,010 0
TERADATA CORPORATION INFORMATION TECHNOLOGY 88076W103 3 128 SH   SOLE   128 0 0
TESLA MOTORS INC CONSUMER DISCRETIONARY 88160R101 149 229 SH   SOLE   229 0 0
TEVA PHARMACEUTICAL INDUSTRIES LTD. ADS HEALTHCARE 881624209 5 468 SH   SOLE   268 0 200
TEXAS INSTRUMENTS INFORMATION TECHNOLOGY 882508104 63 524 SH   SOLE   524 0 0
TEXAS ROADHOUSE INC CONSUMER DISCRETIONARY 882681109 2 30 SH   SOLE   30 0 0
TEXTRON INC INDUSTRIALS 883203101 3 65 SH   SOLE   65 0 0
THE TRADE DESK, INC. INFORMATION TECHNOLOGY 88339J105 22 80 SH   SOLE   80 0 0
3M CO COM INDUSTRIALS 88579Y101 296 1,864 SH   SOLE   1,864 0 0
3M CO COM INDUSTRIALS 88579Y101 214 1,350 SH   DFND   835 515 0
TORONTO-DOMINION BANK NEW FOREIGN EQUITIES 891160509 26 469 SH   SOLE   469 0 0
TOTAL SA FOREIGN EQUITIES 89151E109 97 2,000 SH   SOLE   2,000 0 0
TOYOTA MOTOR CORP ADR CONSUMER DISCRETIONARY 892331307 10 75 SH   SOLE   75 0 0
TRAVELERS COS INC FINANCIALS 89417E109 104 790 SH   SOLE   790 0 0
TWILIO INC. - A INFORMATION TECHNOLOGY 90138F102 15 123 SH   SOLE   123 0 0
US BANCORP DEL COM NEW FINANCIALS 902973304 191 3,587 SH   SOLE   3,587 0 0
UNDER ARMOUR INC CONSUMER DISCRETIONARY 904311107 6 300 SH   SOLE   300 0 0
UNILEVER PLC FOREIGN EQUITIES 904767704 26 440 SH   SOLE   440 0 0
UNILEVER PLC FOREIGN EQUITIES 904767704 10 170 SH   DFND   0 170 0
UNION PACIFIC CORP INDUSTRIALS 907818108 83 463 SH   SOLE   463 0 0
UNITED PARCEL SERVICE INDUSTRIALS 911312106 202 1,956 SH   SOLE   1,956 0 0
UNITED TECHNOLOGIES CORP INDUSTRIALS 913017109 2,530 16,845 SH   SOLE   16,813 0 32
UNITED TECHNOLOGIES CORP INDUSTRIALS 913017109 453 3,015 SH   DFND   1,645 1,370 0
UNITEDHEALTH GROUP INC HEALTHCARE 91324P102 313 1,150 SH   SOLE   1,150 0 0
UNIVERSAL DISPLAY CORP INFORMATION TECHNOLOGY 91347P105 3 17 SH   SOLE   17 0 0
VAIL RESORTS INC. CONSUMER DISCRETIONARY 91879Q109 4 15 SH   SOLE   15 0 0
VALERO ENERGY NEW ENERGY 91913Y100 89 1,055 SH   SOLE   1,055 0 0
VALERO ENERGY NEW ENERGY 91913Y100 10 115 SH   DFND   0 115 0
VANECK VECTORS GREEN BOND -ETF ETF's - Fixed Income 92189F171 10 385 SH   SOLE   385 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND Exchange Traded Funds - Equity 921908844 79 627 SH   SOLE   627 0 0
ETF VANGUARD TOTAL INTL STOCK MUTUAL FUND 921909768 1,306 24,275 SH   SOLE   24,275 0 0
VANGUARD SHORT-TERM BOND ETF ETF's - Fixed Income 921937827 7 81 SH   SOLE   81 0 0
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VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUND 921943858 824 19,275 SH   SOLE   19,275 0 0
VANGUARD MSCI EMERGING MARKETS ETF MUTUAL FUND 922042858 1,153 27,453 SH   SOLE   27,343 0 110
VANGUARD MSCI EMERGING MARKETS ETF MUTUAL FUND 922042858 54 1,285 SH   DFND   910 375 0
ETF VANGUARD RUSSELL 3000 MUTUAL FUND 92206C599 8,903 60,830 SH   SOLE   60,830 0 0
ETF VANGUARD RUSSELL 3000 MUTUAL FUND 92206C599 187 1,280 SH   DFND   1,280 0 0
ETF VANGUARD RUSSELL 2000 MUTUAL FUND 92206C664 13 99 SH   SOLE   99 0 0
VANGUARD REAL ESTATE ETF Exchange Traded Funds - Equity 922908553 93 995 SH   SOLE   995 0 0
VANGUARD REAL ESTATE ETF Exchange Traded Funds - Equity 922908553 33 350 SH   DFND   0 350 0
VANGUARD MID-CAP ETF Exchange Traded Funds - Equity 922908629 2,000 11,250 SH   SOLE   11,250 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND 922908769 939 5,742 SH   SOLE   5,742 0 0
VERIZON COMMUNICATIONS INC COMMUNICATION SERVICES 92343V104 1,378 23,194 SH   SOLE   23,127 0 67
VERIZON COMMUNICATIONS INC COMMUNICATION SERVICES 92343V104 442 7,433 SH   DFND   3,575 3,858 0
VERTEX PHARMACEUTICALS INC HEALTHCARE 92532F100 6 25 SH   SOLE   25 0 0
VISA INC - CLASS A SHARES INFORMATION TECHNOLOGY 92826C839 414 2,080 SH   SOLE   2,080 0 0
VISA INC - CLASS A SHARES INFORMATION TECHNOLOGY 92826C839 20 100 SH   DFND   0 100 0
VMWARE INC INFORMATION TECHNOLOGY 928563402 11 75 SH   SOLE   75 0 0
WALMART INC CONSUMER STAPLES 931142103 544 4,751 SH   SOLE   4,751 0 0
WALMART INC CONSUMER STAPLES 931142103 147 1,280 SH   DFND   1,000 280 0
WASTE MANAGEMENT INC NEW INDUSTRIALS 94106L109 1,211 9,948 SH   SOLE   9,948 0 0
WASTE MANAGEMENT INC NEW INDUSTRIALS 94106L109 276 2,265 SH   DFND   880 1,385 0
WELLS FARGO & CO NEW FINANCIALS 949746101 158 3,360 SH   SOLE   3,360 0 0
WELLS FARGO & CO NEW FINANCIALS 949746101 43 920 SH   DFND   700 220 0
THE WILLIAMS CO. INC. ENERGY 969457100 50 2,394 SH   SOLE   2,394 0 0
WISDOMTREE INVESTMENTS INC FINANCIALS 97717P104 3 600 SH   SOLE   600 0 0
WISDOMTREE EMERGING MARKETS EX-STATE OWNED ENTER Exchange Traded Funds - Equity 97717X578 87 2,922 SH   SOLE   2,922 0 0
WORLD FUEL SERVICES CORPORATION INDUSTRIALS 981475106 22 555 SH   SOLE   555 0 0
YRC WORLDWIDE INC INDUSTRIALS 984249607 0 2 SH   SOLE   2 0 0
YUM BRANDS INC. CONSUMER DISCRETIONARY 988498101 8 80 SH   SOLE   80 0 0
YUM BRANDS INC. CONSUMER DISCRETIONARY 988498101 63 600 SH   DFND   0 600 0
ZEBRA TECHNOLOGIES CORP CLASS A INFORMATION TECHNOLOGY 989207105 7 30 SH   SOLE   30 0 0
ZIMMER HOLDINGS INC. HEALTHCARE 98956P102 74 500 SH   DFND   0 500 0
ZUORA INC INFORMATION TECHNOLOGY 98983V106 7 494 SH   SOLE   494 0 0