The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 6,941 58,645 SH   SOLE   58,645 0 0
ABBOTT LABS COM 002824100 1,820 15,380 SH   DFND 6 0 15,380 0
ABBOTT LABS COM 002824100 321 2,715 SH   DFND 1 0 2,715 0
ABBOTT LABS COM 002824100 742 6,270 SH   DFND 7 0 6,270 0
ABBOTT LABS COM 002824100 252 2,125 SH   DFND 06,07 0 2,125 0
ABBOTT LABS COM 002824100 106 895 SH   DFND 13 0 895 0
ABBVIE COM 00287Y109 1,232 7,600 SH   SOLE   7,600 0 0
ABBVIE COM 00287Y109 486 3,000 SH   DFND 7 0 3,000 0
ABBVIE COM 00287Y109 219 1,350 SH   DFND 06,07 0 1,350 0
ABBVIE COM 00287Y109 12 75 SH   DFND 6 0 75 0
ABBVIE COM 00287Y109 185 1,143 SH   DFND 1 0 1,143 0
ADVANCED MICRO DEVICES INC COM 007903107 5,395 49,337 SH   SOLE   49,337 0 0
ADVANCED MICRO DEVICES INC COM 007903107 2,685 24,561 SH   DFND 6 0 24,561 0
ADVANCED MICRO DEVICES INC COM 007903107 466 4,258 SH   DFND 1 0 4,258 0
ADVANCED MICRO DEVICES INC COM 007903107 584 5,342 SH   DFND 7 0 5,342 0
ADVANCED MICRO DEVICES INC COM 007903107 328 3,000 SH   DFND 06,07 0 3,000 0
ADVANCED MICRO DEVICES INC COM 007903107 145 1,324 SH   DFND 13 0 1,324 0
ALPHABET INC CL A COM 02079K305 9,279 3,336 SH   SOLE   3,336 0 0
ALPHABET INC CL A COM 02079K305 3,596 1,293 SH   DFND 6 0 1,293 0
ALPHABET INC CL A COM 02079K305 445 160 SH   DFND 1 0 160 0
ALPHABET INC CL A COM 02079K305 1,057 380 SH   DFND 7 0 380 0
ALPHABET INC CL A COM 02079K305 267 96 SH   DFND 06,07 0 96 0
ALPHABET INC CL A COM 02079K305 167 60 SH   DFND 13 0 60 0
AMAZON.COM COM 023135106 3,984 1,222 SH   SOLE   1,222 0 0
AMAZON.COM COM 023135106 1,591 488 SH   DFND 6 0 488 0
AMAZON.COM COM 023135106 287 88 SH   DFND 1 0 88 0
AMAZON.COM COM 023135106 398 122 SH   DFND 7 0 122 0
AMAZON.COM COM 023135106 85 26 SH   DFND 13 0 26 0
AMERICAN EXPRESS COM 025816109 299 1,600 SH   SOLE   1,600 0 0
ANALOG DEVICES COM 032654105 5,918 35,825 SH   SOLE   35,825 0 0
ANALOG DEVICES COM 032654105 2,052 12,420 SH   DFND 6 0 12,420 0
ANALOG DEVICES COM 032654105 351 2,125 SH   DFND 1 0 2,125 0
ANALOG DEVICES COM 032654105 879 5,320 SH   DFND 7 0 5,320 0
ANALOG DEVICES COM 032654105 248 1,500 SH   DFND 06,07 0 1,500 0
ANALOG DEVICES COM 032654105 128 775 SH   DFND 13 0 775 0
APPLE INC COM 037833100 12,165 69,668 SH   SOLE   69,668 0 0
APPLE INC COM 037833100 4,372 25,040 SH   DFND 6 0 25,040 0
APPLE INC COM 037833100 798 4,570 SH   DFND 1 0 4,570 0
APPLE INC COM 037833100 1,455 8,330 SH   DFND 7 0 8,330 0
APPLE INC COM 037833100 314 1,800 SH   DFND 06,07 0 1,800 0
APPLE INC COM 037833100 97 555 SH   DFND 13 0 555 0
APTARGROUP COM 038336103 5,134 43,693 SH   SOLE   43,693 0 0
APTARGROUP COM 038336103 2,153 18,325 SH   DFND 6 0 18,325 0
APTARGROUP COM 038336103 294 2,500 SH   DFND 1 0 2,500 0
APTARGROUP COM 038336103 643 5,475 SH   DFND 7 0 5,475 0
APTARGROUP COM 038336103 176 1,500 SH   DFND 06,07 0 1,500 0
APTARGROUP COM 038336103 100 850 SH   DFND 13 0 850 0
APTIV PLC COM G6095L109 366 3,060 SH   SOLE   3,060 0 0
APTIV PLC COM G6095L109 93 775 SH   DFND 1 0 775 0
APTIV PLC COM G6095L109 304 2,540 SH   DFND 6 0 2,540 0
APTIV PLC COM G6095L109 152 1,270 SH   DFND 7 0 1,270 0
AUTOMATIC DATA PROCESSING COM 053015103 7,185 31,577 SH   SOLE   31,577 0 0
AUTOMATIC DATA PROCESSING COM 053015103 3,409 14,980 SH   DFND 6 0 14,980 0
AUTOMATIC DATA PROCESSING COM 053015103 437 1,920 SH   DFND 1 0 1,920 0
AUTOMATIC DATA PROCESSING COM 053015103 1,250 5,495 SH   DFND 7 0 5,495 0
AUTOMATIC DATA PROCESSING COM 053015103 301 1,325 SH   DFND 06,07 0 1,325 0
AUTOMATIC DATA PROCESSING COM 053015103 140 615 SH   DFND 13 0 615 0
BANK OF MONTREAL COM 063671101 413 3,500 SH   SOLE   3,500 0 0
BANK OZK COM 06417N103 1,077 25,225 SH   SOLE   25,225 0 0
BECTON DICKINSON COM 075887109 3,937 14,800 SH   SOLE   14,800 0 0
BECTON DICKINSON COM 075887109 1,368 5,143 SH   DFND 6 0 5,143 0
BECTON DICKINSON COM 075887109 229 860 SH   DFND 1 0 860 0
BECTON DICKINSON COM 075887109 233 875 SH   DFND 7 0 875 0
BECTON DICKINSON COM 075887109 100 375 SH   DFND 06,07 0 375 0
BECTON DICKINSON COM 075887109 40 150 SH   DFND 13 0 150 0
BERKSHIRE HATHAWAY CL A COM 084670108 8,463 16 SH   SOLE   16 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 618 1,750 SH   SOLE   1,750 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 388 1,100 SH   DFND 7 0 1,100 0
BERKSHIRE HATHAWAY CL B COM 084670702 53 150 SH   DFND 13 0 150 0
BRISTOL-MYERS SQUIBB COM 110122108 391 5,350 SH   SOLE   5,350 0 0
BRISTOL-MYERS SQUIBB COM 110122108 245 3,360 SH   DFND 6 0 3,360 0
BRISTOL-MYERS SQUIBB COM 110122108 93 1,274 SH   DFND 7 0 1,274 0
BRISTOL-MYERS SQUIBB COM 110122108 15 200 SH   DFND 06,07 0 200 0
CANADIAN NATL RAILWAY COM 136375102 7,829 58,362 SH   SOLE   58,362 0 0
CANADIAN NATL RAILWAY COM 136375102 3,456 25,765 SH   DFND 6 0 25,765 0
CANADIAN NATL RAILWAY COM 136375102 439 3,275 SH   DFND 1 0 3,275 0
CANADIAN NATL RAILWAY COM 136375102 1,007 7,510 SH   DFND 7 0 7,510 0
CANADIAN NATL RAILWAY COM 136375102 315 2,350 SH   DFND 06,07 0 2,350 0
CANADIAN NATL RAILWAY COM 136375102 137 1,025 SH   DFND 13 0 1,025 0
CATERPILLAR COM 149123101 808 3,625 SH   SOLE   3,625 0 0
CATERPILLAR COM 149123101 89 400 SH   DFND 1 0 400 0
CHEVRON COM 166764100 5,920 36,360 SH   SOLE   36,360 0 0
CHEVRON COM 166764100 855 5,250 SH   DFND 6 0 5,250 0
CHEVRON COM 166764100 256 1,575 SH   DFND 1 0 1,575 0
CHEVRON COM 166764100 383 2,350 SH   DFND 7 0 2,350 0
CHEVRON COM 166764100 24 150 SH   DFND 13 0 150 0
CISCO SYS INC COM 17275R102 106 1,900 SH   DFND 7 0 1,900 0
CISCO SYS INC COM 17275R102 167 3,000 SH   DFND 6 0 3,000 0
COCA COLA COM 191216100 57 925 SH   SOLE   925 0 0
COCA COLA COM 191216100 198 3,200 SH   DFND 6 0 3,200 0
COLGATE-PALMOLIVE COM 194162103 155 2,040 SH   SOLE   2,040 0 0
COLGATE-PALMOLIVE COM 194162103 227 3,000 SH   DFND 6 0 3,000 0
COLGATE-PALMOLIVE COM 194162103 167 2,200 SH   DFND 7 0 2,200 0
CVS HEALTH COM 126650100 3,945 38,978 SH   SOLE   38,978 0 0
CVS HEALTH COM 126650100 1,738 17,170 SH   DFND 6 0 17,170 0
CVS HEALTH COM 126650100 180 1,775 SH   DFND 1 0 1,775 0
CVS HEALTH COM 126650100 455 4,500 SH   DFND 7 0 4,500 0
CVS HEALTH COM 126650100 48 475 SH   DFND 13 0 475 0
DANAHER CORP COM 235851102 7,589 25,873 SH   SOLE   25,873 0 0
DANAHER CORP COM 235851102 2,658 9,060 SH   DFND 6 0 9,060 0
DANAHER CORP COM 235851102 477 1,625 SH   DFND 1 0 1,625 0
DANAHER CORP COM 235851102 817 2,785 SH   DFND 7 0 2,785 0
DANAHER CORP COM 235851102 242 825 SH   DFND 06,07 0 825 0
DANAHER CORP COM 235851102 125 425 SH   DFND 13 0 425 0
DEERE & CO COM 244199105 1,007 2,425 SH   SOLE   2,425 0 0
DISNEY COM 254687106 3,809 27,773 SH   SOLE   27,773 0 0
DISNEY COM 254687106 1,708 12,455 SH   DFND 6 0 12,455 0
DISNEY COM 254687106 274 2,000 SH   DFND 1 0 2,000 0
DISNEY COM 254687106 315 2,300 SH   DFND 7 0 2,300 0
DISNEY COM 254687106 154 1,125 SH   DFND 06,07 0 1,125 0
DISNEY COM 254687106 66 480 SH   DFND 13 0 480 0
DOVER CORP COM 260003108 282 1,800 SH   SOLE   1,800 0 0
DOVER CORP COM 260003108 220 1,400 SH   DFND 7 0 1,400 0
ECOLAB INC COM 278865100 393 2,225 SH   SOLE   2,225 0 0
EDWARDS LIFESCIENCES COM 28176E108 489 4,157 SH   SOLE   4,157 0 0
EDWARDS LIFESCIENCES COM 28176E108 431 3,660 SH   DFND 6 0 3,660 0
EDWARDS LIFESCIENCES COM 28176E108 137 1,160 SH   DFND 1 0 1,160 0
EDWARDS LIFESCIENCES COM 28176E108 188 1,600 SH   DFND 7 0 1,600 0
ELI LILLY & CO COM 532457108 616 2,150 SH   DFND 6 0 2,150 0
ELI LILLY & CO COM 532457108 172 600 SH   DFND 1 0 600 0
EMERSON ELECTRIC COM 291011104 1,046 10,667 SH   SOLE   10,667 0 0
EMERSON ELECTRIC COM 291011104 216 2,200 SH   DFND 7 0 2,200 0
EMERSON ELECTRIC COM 291011104 203 2,075 SH   DFND 6 0 2,075 0
EMPIRE STATE REALTY OP LP COM 292102100 92 9,400 SH   SOLE   9,400 0 0
EMPIRE STATE REALTY OP LP COM 292102100 196 20,000 SH   DFND 6 0 20,000 0
EOG RESOURCES COM 26875P101 259 2,175 SH   SOLE   2,175 0 0
EOG RESOURCES COM 26875P101 8 65 SH   DFND 1 0 65 0
EXXON MOBIL COM 30231G102 1,895 22,940 SH   SOLE   22,940 0 0
EXXON MOBIL COM 30231G102 1,141 13,815 SH   DFND 6 0 13,815 0
EXXON MOBIL COM 30231G102 104 1,255 SH   DFND 7 0 1,255 0
EXXON MOBIL COM 30231G102 173 2,100 SH   DFND 06,07 0 2,100 0
EXXON MOBIL COM 30231G102 132 1,600 SH   DFND 1 0 1,600 0
FISERV COM 337738108 4,847 47,796 SH   SOLE   47,796 0 0
FISERV COM 337738108 2,058 20,295 SH   DFND 6 0 20,295 0
FISERV COM 337738108 304 3,000 SH   DFND 1 0 3,000 0
FISERV COM 337738108 768 7,575 SH   DFND 7 0 7,575 0
FISERV COM 337738108 102 1,010 SH   DFND 13 0 1,010 0
HOME DEPOT COM 437076102 4,097 13,686 SH   SOLE   13,686 0 0
HOME DEPOT COM 437076102 1,160 3,875 SH   DFND 6 0 3,875 0
HOME DEPOT COM 437076102 332 1,110 SH   DFND 1 0 1,110 0
HOME DEPOT COM 437076102 558 1,865 SH   DFND 7 0 1,865 0
HOME DEPOT COM 437076102 117 390 SH   DFND 13 0 390 0
HONEYWELL INTL COM 438516106 2,188 11,243 SH   SOLE   11,243 0 0
HONEYWELL INTL COM 438516106 517 2,655 SH   DFND 6 0 2,655 0
HONEYWELL INTL COM 438516106 126 650 SH   DFND 1 0 650 0
HONEYWELL INTL COM 438516106 276 1,420 SH   DFND 7 0 1,420 0
HONEYWELL INTL COM 438516106 131 675 SH   DFND 06,07 0 675 0
HONEYWELL INTL COM 438516106 42 215 SH   DFND 13 0 215 0
IDEXX CORP COM 45168D104 410 750 SH   SOLE   750 0 0
ILLUMINA COM 452327109 2,299 6,580 SH   SOLE   6,580 0 0
ILLUMINA COM 452327109 1,111 3,181 SH   DFND 6 0 3,181 0
ILLUMINA COM 452327109 126 360 SH   DFND 1 0 360 0
ILLUMINA COM 452327109 138 395 SH   DFND 7 0 395 0
ILLUMINA COM 452327109 44 125 SH   DFND 13 0 125 0
INTEL CORP COM 458140100 2,348 47,380 SH   SOLE   47,380 0 0
INTEL CORP COM 458140100 1,266 25,550 SH   DFND 6 0 25,550 0
INTEL CORP COM 458140100 431 8,700 SH   DFND 7 0 8,700 0
INTEL CORP COM 458140100 52 1,050 SH   DFND 06,07 0 1,050 0
INTEL CORP COM 458140100 223 4,490 SH   DFND 1 0 4,490 0
JOHNSON & JOHNSON COM 478160104 7,138 40,276 SH   SOLE   40,276 0 0
JOHNSON & JOHNSON COM 478160104 3,053 17,226 SH   DFND 6 0 17,226 0
JOHNSON & JOHNSON COM 478160104 592 3,340 SH   DFND 1 0 3,340 0
JOHNSON & JOHNSON COM 478160104 948 5,350 SH   DFND 7 0 5,350 0
JOHNSON & JOHNSON COM 478160104 226 1,275 SH   DFND 06,07 0 1,275 0
JOHNSON & JOHNSON COM 478160104 98 555 SH   DFND 13 0 555 0
KERRY GROUP PLC COM 451957906 202 1,800 SH   DFND 6 0 1,800 0
KONINKLIJKE DSM NV COM 780249108 2,998 66,877 SH   SOLE   66,877 0 0
KONINKLIJKE DSM NV COM 780249108 1,282 28,605 SH   DFND 6 0 28,605 0
KONINKLIJKE DSM NV COM 780249108 175 3,900 SH   DFND 1 0 3,900 0
KONINKLIJKE DSM NV COM 780249108 307 6,850 SH   DFND 7 0 6,850 0
KONINKLIJKE DSM NV COM 780249108 94 2,100 SH   DFND 06,07 0 2,100 0
KONINKLIJKE DSM NV COM 780249108 43 950 SH   DFND 13 0 950 0
MASTERCARD COM 57636Q104 7,449 20,843 SH   SOLE   20,843 0 0
MASTERCARD COM 57636Q104 2,997 8,385 SH   DFND 6 0 8,385 0
MASTERCARD COM 57636Q104 327 915 SH   DFND 1 0 915 0
MASTERCARD COM 57636Q104 885 2,475 SH   DFND 7 0 2,475 0
MASTERCARD COM 57636Q104 241 675 SH   DFND 06,07 0 675 0
MASTERCARD COM 57636Q104 71 200 SH   DFND 13 0 200 0
MCCORMICK & CO COM 579780206 1,018 10,200 SH   SOLE   10,200 0 0
MCCORMICK & CO COM 579780206 504 5,050 SH   DFND 6 0 5,050 0
MCCORMICK & CO COM 579780206 220 2,200 SH   DFND 7 0 2,200 0
MCCORMICK & CO COM 579780206 210 2,100 SH   DFND 06,07 0 2,100 0
MEDTRONIC COM G5960L103 1,022 9,208 SH   SOLE   9,208 0 0
MEDTRONIC COM G5960L103 61 550 SH   DFND 1 0 550 0
MEDTRONIC COM G5960L103 335 3,020 SH   DFND 6 0 3,020 0
MEDTRONIC COM G5960L103 119 1,070 SH   DFND 7 0 1,070 0
MEDTRONIC COM G5960L103 42 375 SH   DFND 06,07 0 375 0
MEDTRONIC COM G5960L103 12 105 SH   DFND 13 0 105 0
MERCK COM 58933Y105 1,424 17,350 SH   SOLE   17,350 0 0
MERCK COM 58933Y105 246 3,000 SH   DFND 6 0 3,000 0
MERCK COM 58933Y105 238 2,900 SH   DFND 7 0 2,900 0
MERCK COM 58933Y105 37 450 SH   DFND 1 0 450 0
MICROSOFT CORP COM 594918104 6,614 21,453 SH   SOLE   21,453 0 0
MICROSOFT CORP COM 594918104 3,453 11,200 SH   DFND 6 0 11,200 0
MICROSOFT CORP COM 594918104 704 2,282 SH   DFND 1 0 2,282 0
MICROSOFT CORP COM 594918104 871 2,825 SH   DFND 7 0 2,825 0
MICROSOFT CORP COM 594918104 277 900 SH   DFND 06,07 0 900 0
MICROSOFT CORP COM 594918104 76 245 SH   DFND 13 0 245 0
MUNICH RE GROUP COM 529412900 698 2,600 SH   SOLE   2,600 0 0
MUNICH RE GROUP COM 529412900 305 1,136 SH   DFND 6 0 1,136 0
MUNICH RE GROUP COM 529412900 201 750 SH   DFND 06,07 0 750 0
NESTLE SA ADR COM 641069406 6,990 53,725 SH   SOLE   53,725 0 0
NESTLE SA ADR COM 641069406 2,593 19,930 SH   DFND 6 0 19,930 0
NESTLE SA ADR COM 641069406 260 2,000 SH   DFND 1 0 2,000 0
NESTLE SA ADR COM 641069406 543 4,175 SH   DFND 7 0 4,175 0
NESTLE SA ADR COM 641069406 263 2,025 SH   DFND 06,07 0 2,025 0
NESTLE SA ADR COM 641069406 114 880 SH   DFND 13 0 880 0
NIKE INC CLASS B COM 654106103 2,549 18,943 SH   SOLE   18,943 0 0
NIKE INC CLASS B COM 654106103 1,137 8,450 SH   DFND 6 0 8,450 0
NIKE INC CLASS B COM 654106103 233 1,735 SH   DFND 1 0 1,735 0
NIKE INC CLASS B COM 654106103 283 2,100 SH   DFND 7 0 2,100 0
NIKE INC CLASS B COM 654106103 91 675 SH   DFND 06,07 0 675 0
NIKE INC CLASS B COM 654106103 39 290 SH   DFND 13 0 290 0
NOVARTIS AG ADR COM 66987V109 4,861 55,401 SH   SOLE   55,401 0 0
NOVARTIS AG ADR COM 66987V109 2,056 23,433 SH   DFND 6 0 23,433 0
NOVARTIS AG ADR COM 66987V109 373 4,250 SH   DFND 7 0 4,250 0
NOVARTIS AG ADR COM 66987V109 158 1,800 SH   DFND 06,07 0 1,800 0
NOVARTIS AG ADR COM 66987V109 29 325 SH   DFND 13 0 325 0
NOVARTIS AG ADR COM 66987V109 110 1,250 SH   DFND 1 0 1,250 0
NOVO NORDISK A S ADR COM 670100205 122 1,100 SH   SOLE   1,100 0 0
NOVO NORDISK A S ADR COM 670100205 416 3,750 SH   DFND 7 0 3,750 0
NOVO NORDISK A S ADR COM 670100205 122 1,100 SH   DFND 1 0 1,100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,291 18,785 SH   SOLE   18,785 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 129 1,875 SH   DFND 1 0 1,875 0
NOVOZYMES A S DKK 2.0 COM B798FW902 856 12,465 SH   DFND 6 0 12,465 0
NOVOZYMES A S DKK 2.0 COM B798FW902 34 500 SH   DFND 7 0 500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 82 1,200 SH   DFND 06,07 0 1,200 0
NUCOR CORP COM 670346105 268 1,800 SH   SOLE   1,800 0 0
NVIDIA CORP COM 67066G104 837 3,069 SH   SOLE   3,069 0 0
NVIDIA CORP COM 67066G104 337 1,235 SH   DFND 1 0 1,235 0
NVIDIA CORP COM 67066G104 349 1,280 SH   DFND 6 0 1,280 0
NVIDIA CORP COM 67066G104 82 300 SH   DFND 7 0 300 0
NVIDIA CORP COM 67066G104 45 165 SH   DFND 06,07 0 165 0
NVIDIA CORP COM 67066G104 15 55 SH   DFND 13 0 55 0
ORSTED A S COM BYT16L900 340 2,700 SH   SOLE   2,700 0 0
ORSTED A S COM BYT16L900 195 1,550 SH   DFND 6 0 1,550 0
PAYCHEX COM 704326107 409 3,000 SH   SOLE   3,000 0 0
PAYPAL HOLDINGS COM 70450Y103 2,070 17,902 SH   SOLE   17,902 0 0
PAYPAL HOLDINGS COM 70450Y103 431 3,730 SH   DFND 6 0 3,730 0
PAYPAL HOLDINGS COM 70450Y103 217 1,875 SH   DFND 1 0 1,875 0
PAYPAL HOLDINGS COM 70450Y103 188 1,624 SH   DFND 7 0 1,624 0
PAYPAL HOLDINGS COM 70450Y103 101 875 SH   DFND 13 0 875 0
PEPSICO COM 713448108 1,676 10,015 SH   SOLE   10,015 0 0
PEPSICO COM 713448108 820 4,900 SH   DFND 6 0 4,900 0
PEPSICO COM 713448108 653 3,899 SH   DFND 7 0 3,899 0
PEPSICO COM 713448108 67 400 SH   DFND 1 0 400 0
PFIZER COM 717081103 344 6,650 SH   SOLE   6,650 0 0
PFIZER COM 717081103 373 7,196 SH   DFND 6 0 7,196 0
PROCTER & GAMBLE COM 742718109 7,125 46,631 SH   SOLE   46,631 0 0
PROCTER & GAMBLE COM 742718109 2,790 18,259 SH   DFND 6 0 18,259 0
PROCTER & GAMBLE COM 742718109 519 3,394 SH   DFND 1 0 3,394 0
PROCTER & GAMBLE COM 742718109 892 5,840 SH   DFND 7 0 5,840 0
PROCTER & GAMBLE COM 742718109 264 1,725 SH   DFND 06,07 0 1,725 0
PROCTER & GAMBLE COM 742718109 113 740 SH   DFND 13 0 740 0
RAYTHEON TECHNOLOGIES COM 75513E101 5,008 50,549 SH   SOLE   50,549 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,039 20,580 SH   DFND 6 0 20,580 0
RAYTHEON TECHNOLOGIES COM 75513E101 386 3,900 SH   DFND 1 0 3,900 0
RAYTHEON TECHNOLOGIES COM 75513E101 689 6,950 SH   DFND 7 0 6,950 0
RAYTHEON TECHNOLOGIES COM 75513E101 198 1,995 SH   DFND 06,07 0 1,995 0
RAYTHEON TECHNOLOGIES COM 75513E101 110 1,110 SH   DFND 13 0 1,110 0
ROCHE HLDG LTD ADR COM 771195104 2,669 54,016 SH   SOLE   54,016 0 0
ROCHE HLDG LTD ADR COM 771195104 1,010 20,450 SH   DFND 6 0 20,450 0
ROCHE HLDG LTD ADR COM 771195104 148 3,000 SH   DFND 06,07 0 3,000 0
ROCHE HLDG LTD ADR COM 771195104 74 1,500 SH   DFND 1 0 1,500 0
ROCKWELL AUTOMATION COM 773903109 4,545 16,230 SH   SOLE   16,230 0 0
ROCKWELL AUTOMATION COM 773903109 1,991 7,111 SH   DFND 6 0 7,111 0
ROCKWELL AUTOMATION COM 773903109 349 1,245 SH   DFND 1 0 1,245 0
ROCKWELL AUTOMATION COM 773903109 297 1,060 SH   DFND 7 0 1,060 0
ROCKWELL AUTOMATION COM 773903109 252 900 SH   DFND 06,07 0 900 0
ROCKWELL AUTOMATION COM 773903109 98 350 SH   DFND 13 0 350 0
SHEL PLC COM 780259305 703 12,800 SH   SOLE   12,800 0 0
SHEL PLC COM 780259305 55 1,000 SH   DFND 6 0 1,000 0
SHEL PLC COM 780259305 99 1,800 SH   DFND 06,07 0 1,800 0
SYSCO COM 871829107 482 5,900 SH   SOLE   5,900 0 0
TEXAS INSTRUMENTS COM 882508104 514 2,800 SH   SOLE   2,800 0 0
TJX COS COM 872540109 2,696 44,508 SH   SOLE   44,508 0 0
TJX COS COM 872540109 1,171 19,330 SH   DFND 6 0 19,330 0
TJX COS COM 872540109 235 3,875 SH   DFND 1 0 3,875 0
TJX COS COM 872540109 275 4,545 SH   DFND 7 0 4,545 0
TJX COS COM 872540109 95 1,575 SH   DFND 06,07 0 1,575 0
TJX COS COM 872540109 37 605 SH   DFND 13 0 605 0
UNILEVER PLC NEW ADR COM 904767704 2,478 54,374 SH   SOLE   54,374 0 0
UNILEVER PLC NEW ADR COM 904767704 1,081 23,730 SH   DFND 6 0 23,730 0
UNILEVER PLC NEW ADR COM 904767704 153 3,350 SH   DFND 1 0 3,350 0
UNILEVER PLC NEW ADR COM 904767704 125 2,750 SH   DFND 7 0 2,750 0
UNILEVER PLC NEW ADR COM 904767704 27 600 SH   DFND 13 0 600 0
UNION PACIFIC COM 907818108 410 1,500 SH   SOLE   1,500 0 0
UNION PACIFIC COM 907818108 205 750 SH   DFND 6 0 750 0
UNION PACIFIC COM 907818108 382 1,400 SH   DFND 7 0 1,400 0
UNITED HEALTH GROUP COM 91324P102 4,044 7,930 SH   SOLE   7,930 0 0
UNITED HEALTH GROUP COM 91324P102 1,181 2,315 SH   DFND 6 0 2,315 0
UNITED HEALTH GROUP COM 91324P102 252 495 SH   DFND 1 0 495 0
UNITED HEALTH GROUP COM 91324P102 326 640 SH   DFND 7 0 640 0
UNITED HEALTH GROUP COM 91324P102 46 90 SH   DFND 13 0 90 0
VISA COM 92826C839 441 1,990 SH   SOLE   1,990 0 0
VISA COM 92826C839 211 950 SH   DFND 6 0 950 0
VISA COM 92826C839 177 800 SH   DFND 7 0 800 0
WELLS FARGO COM 949746101 242 5,000 SH   SOLE   5,000 0 0
XYLEM INC COM 98419M100 2,753 32,284 SH   SOLE   32,284 0 0
XYLEM INC COM 98419M100 699 8,195 SH   DFND 6 0 8,195 0
XYLEM INC COM 98419M100 224 2,625 SH   DFND 1 0 2,625 0
XYLEM INC COM 98419M100 267 3,130 SH   DFND 7 0 3,130 0
XYLEM INC COM 98419M100 56 660 SH   DFND 06,07 0 660 0
XYLEM INC COM 98419M100 92 1,075 SH   DFND 13 0 1,075 0
FIDELITY 500 INDEX FUND FUND Equity Mutual Fu 315911750 259 1,642 SH   DFND 1 0 1,642 0
FIDELITY NASDAQ COMPOSITE INDE Equity Mutual Fu 315912709 233 1,303 SH   DFND 1 0 1,303 0