SHAREHOLDERS' EQUITY (Tables)

3 Months Ended

Mar. 31, 2021

SHAREHOLDERS' EQUITY [Abstract]

Actual Capital Levels and Minimum Required Levels

At March 31, 2021 and December 31, 2020, actual capital levels and minimum required levels were (dollars in thousands):

	Actual					Minimum Capital Adequacy					Minimum Capital Adequacy With Capital Buffer					To Be Well Capitalized Under Prompt Corrective Action Regulations
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
March 31, 2021
CET1 capital (to risk weighted assets)
Consolidated	$	240,843		16.7	%	$	64,791		4.5	%	$	100,786		7.0	%		N/A		N/A
Bank		253,330		17.6			64,785		4.5			100,776		7.0		$	93,578		6.5	%
Tier 1 capital (to risk weighted assets)
Consolidated		260,843		18.1			86,388		6.0			122,383		8.5			N/A		N/A
Bank		253,330		17.6			86,380		6.0			122,371		8.5			115,173		8.0
Total capital (to risk weighted assets)
Consolidated		278,295		19.3			115,184		8.0			151,180		10.5			N/A		N/A
Bank		270,782		18.8			115,173		8.0			151,165		10.5			143,966		10.0
Tier 1 capital (to average assets)
Consolidated		260,843		9.8			106,493		4.0			N/A		N/A			N/A		N/A
Bank		253,330		9.5			106,459		4.0			N/A		N/A			133,073		5.0
December 31, 2020
CET1 capital (to risk weighted assets)
Consolidated	$	235,629		15.8	%	$	67,170		4.5	%	$	104,487		7.0	%		N/A		N/A
Bank		248,829		16.7			67,161		4.5			104,473		7.0		$	97,010		6.5	%
Tier 1 capital (to risk weighted assets)
Consolidated		255,629		17.1			89,561		6.0			126,877		8.5			N/A		N/A
Bank		248,829		16.7			89,548		6.0			126,860		8.5			119,397		8.0
Total capital (to risk weighted assets)
Consolidated		273,037		18.3			119,414		8.0			156,731		10.5			N/A		N/A
Bank		266,237		17.8			119,397		8.0			156,709		10.5			149,247		10.0
Tier 1 capital (to average assets)
Consolidated		255,629		9.9			103,420		4.0			N/A		N/A			N/A		N/A
Bank		248,829		9.6			103,391		4.0			N/A		N/A			129,238		5.0