COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)

3 Months Ended

Mar. 31, 2021

COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]

Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk

A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at period-end (dollars in thousands):

	March 31, 2021		December 31, 2020
Commitments to make loans	$	77,460	$	88,022
Letters of credit		12,374		11,751
Unused lines of credit		644,440		596,298