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DEPOSITS
3 Months Ended
Mar. 31, 2021
DEPOSITS [Abstract]  
DEPOSITS
NOTE 6 – DEPOSITS
 
Deposits are summarized as follows (dollars in thousands):

  
March 31,
2021
  
December 31,
2020
 
Noninterest-bearing demand
 
$
848,798
  
$
809,437
 
Interest bearing demand
  
614,316
   
642,918
 
Savings and money market accounts
  
822,493
   
742,685
 
Certificates of deposit
  
102,338
   
103,547
 
  
$
2,387,945
  
$
2,298,587
 

Time deposits that exceed the FDIC insurance limit of $250,000 were approximately $29.9 million at March 31, 2021 and $28.8 million at December 31, 2020.